How long does NY unemployment payment take to hit your bank account after release?

For direct deposit, it's usually 1-2 business days after it shows as released. My payments typically show up the next business day when released before 5pm. Bank holidays can add another day. If you're using the NY unemployment debit card, it should be available within 24 hours of release.

depends on ur bank mine takes 3 days sometimes with chase

The timing depends on a few factors: 1. Payment method: Direct deposit takes 1-3 business days depending on your bank, while the NY unemployment debit card is typically updated within 24 hours. 2. When the payment was released: If processed after the bank's daily cutoff time, add an extra day. 3. Weekends/holidays: These don't count as business days and will delay the deposit. 4. First payment vs. recurring: The first payment often takes longer because the system is verifying your banking details. If it's been more than 3 business days since the release date, I'd recommend contacting NYSDOL to make sure there are no issues with your payment information.

My payments ALWAYS take exactly 2 business days with M&T Bank. Like clockwork. Released Monday = in account Wednesday morning. Released Friday = in account Tuesday morning. Been this way for my entire claim period.

Mine usually take between 1-2 business days, but last month I had one that took 5 days!!! I was freaking out thinking something went wrong but then it just showed up. The DOL website still showed it as released the whole time. No explanation for why it took so long that one time but all my payments since have been normal again. The system is so inconsistent sometimes!!!

If you really need to check on your payment status and can't get through on the regular unemployment line, I'd recommend trying Claimyr.com. I was in a similar situation last month - payment said released but hadn't shown up after 4 days. Couldn't get through to anyone at NYSDOL. Used Claimyr and they got me through to an agent in about 20 minutes who confirmed there was a minor issue with my banking info. Fixed it right there on the call and my money arrived the next day. They have a video showing how it works here: https://youtu.be/Rdqa1gKtxuE

heyy so i certify every sunday and my payment always shows released on tuesday then hits my account weds. like morning. i've heard KeyBank is faster if u use the unemployment debit card they give u but i prefer direct deposit. if its ur first payment ever it can take a few days longer tho thats normal.

UPDATE: My payment just came through! So it took exactly 2 business days from when it showed as released. Thanks everyone for your help and for calming my anxiety!

Did anyone else notice that the unemployment website was down yesterday? I tried to check my payment status around 8pm and got an error message. I wonder if maintenance delays can affect payment processing timeframes too??

Good to hear you got your payment! I'm still waiting on my first unemployment payment too - it's been showing as "released" for 3 days now. I'm with Wells Fargo and getting pretty anxious about it. Reading through everyone's experiences here is really helpful though. Sounds like 2-3 business days is pretty normal, especially for first payments. Fingers crossed mine shows up tomorrow!

I've been getting NY unemployment for about 6 months now and here's what I've noticed with timing: Bank of America usually takes 2 business days exactly, but around holidays it can stretch to 3-4 days. The key thing is once it says "released" on the DOL site, the money is definitely coming - it's just a matter of when your bank processes it. I've never had a payment not show up eventually. Also pro tip: if you set up text alerts with your bank, you'll get notified the moment it hits your account instead of constantly checking!

I've been getting unemployment payments for about 4 months now and I'm with TD Bank. My experience has been pretty consistent - payments show up exactly 2 business days after they're marked as "released" on the DOL website. The only exception was during Memorial Day weekend when it took an extra day because of the holiday. One thing I learned is that the timing also depends on what time of day the payment gets released. If it's released early in the morning (before like 2pm), it usually processes that same business day and shows up in my account the next business day. But if it's released later in the afternoon, it doesn't start processing until the next business day. Also wanted to mention - I initially signed up for the debit card option but switched to direct deposit after the first month because the debit card had fees for certain transactions. Direct deposit is definitely the way to go if your bank supports it!

Just wanted to chime in as someone who's been dealing with NY unemployment for the past few months. I'm with Chase Bank and my payments typically take 2-3 business days after showing "released" on the DOL site. The first payment definitely took longer - I think it was 4 business days because they have to verify all your banking info initially. One thing I've noticed is that if you call your bank, they can sometimes see the pending deposit even before it shows up in your account balance. When I was really anxious about my first payment, I called Chase and they could see it was already in the system waiting to clear. Might be worth a try if you're really stressed about it! Also agree with others about setting up account alerts - saves so much anxiety from constantly checking your balance. The money will come through, it's just a waiting game with the banking system!

Been through this whole process multiple times over the past year with NY unemployment. The waiting is definitely the worst part! From my experience with Citibank, payments typically show up 2 business days after "released" status, but I've had it take up to 4 days during busy periods or around holidays. The first payment is almost always slower because they're setting up the direct deposit routing for the first time. One thing that helped my anxiety was downloading my bank's mobile app and turning on push notifications for all deposits. That way I knew the exact moment it hit instead of constantly refreshing the DOL website. Also learned that "released" on their end doesn't mean it's immediately sent to your bank - there's still processing time on both the state and bank side. Hang in there, the money will come through!

I've been collecting NY unemployment for about 8 months now and I'm with Navy Federal Credit Union. My payments are super consistent - always exactly 2 business days after showing "released" on the DOL site. What I've learned is that credit unions tend to process ACH transfers (which is what unemployment direct deposit is) faster than big banks because they have less volume to deal with. For anyone still waiting on their first payment, don't stress too much! The first one always takes longer because the state has to validate your bank account info. I remember my first payment took 5 business days and I was convinced something went wrong, but it was just the normal verification process. After that, every single payment has been like clockwork. Also wanted to mention - if you're having trouble getting through to NYSDOL on the phone (which let's be honest, we all have), try calling right when they open at 8am. I've had much better luck getting through in that first hour before the lines get completely jammed. Hope this helps ease some anxiety for folks waiting on their money!

I've been on NY unemployment for about 3 months now and use PNC Bank. My experience has been pretty reliable - payments typically hit my account 2 business days after showing "released" on the DOL website. The only time it took longer was during that week in February when there were those technical issues on the state's end, and even then it was just one extra day. One thing I'd add that I haven't seen mentioned much - if you're ever worried about a payment, you can actually see the transaction history on the NY DOL website under your payment details. It shows not just when it was "released" but also when it was actually transmitted to your bank. Sometimes there's a few hours difference between those two timestamps which can help explain timing. Also for anyone new to this - don't forget that you have to keep certifying every week even after your first payment comes through! I almost forgot to certify one week because I was so relieved about finally getting paid. The system doesn't remind you so set a calendar alert or something. Missing a certification can delay your next payment even if everything else is set up correctly.

I've been getting NY unemployment for about 5 months now with Ally Bank (online bank). My payments are consistently 1-2 business days after showing "released" - usually on the faster side since online banks often process ACH transfers quicker than traditional brick-and-mortar banks. What really helped me in the beginning was understanding that "released" just means the state has authorized the payment, but it still has to go through the federal ACH network which has its own processing times. It's like when you mail a letter - dropping it in the mailbox doesn't mean it instantly arrives at its destination. For anyone still anxiously waiting, I'd recommend checking if your bank has a "pending transactions" section in their app or website. Sometimes you can see the deposit there before it officially posts to your available balance. Also, if you're really stressed about it, most banks have 24/7 customer service that can tell you if they see any pending unemployment deposits coming through their system. Hang in there - the money is coming!

I'm also waiting on my first NY unemployment payment and this whole thread has been incredibly helpful! I'm with Capital One and it's been 3 business days since my payment showed "released" - was starting to get really worried but sounds like 3-5 days for the first payment is totally normal. The tip about setting up bank alerts is brilliant, just did that so I can stop obsessively checking my account balance every hour. It's so reassuring to hear from people who've been through this process multiple times that the money always comes through eventually. Thanks everyone for sharing your experiences and timeline details - really helps calm the nerves when you're new to the whole system!