How long does NY unemployment payment take to hit your bank account after release?
I finally got my unemployment claim approved after weeks of waiting and the payment status shows as 'released' on the NY DOL website since yesterday morning. But nothing has shown up in my bank account yet. For those who've gotten payments before, how long does it typically take for the money to actually hit your account after the system says it's been released? Is it different for direct deposit vs debit card? Just trying to figure out if I should be worried or if I just need to be more patient.
16 comments
Oliver Schmidt
For direct deposit, it's usually 1-2 business days after it shows as released. My payments typically show up the next business day when released before 5pm. Bank holidays can add another day. If you're using the NY unemployment debit card, it should be available within 24 hours of release.
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Amina Diop
•Thanks! That's helpful. I'm using direct deposit and today is the second business day, so I'll give it until tomorrow before I start to worry.
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Natasha Volkov
depends on ur bank mine takes 3 days sometimes with chase
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Amina Diop
•I'm with Capital One, so maybe they're slower than some banks. Good to know it can vary.
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Javier Torres
The timing depends on a few factors: 1. Payment method: Direct deposit takes 1-3 business days depending on your bank, while the NY unemployment debit card is typically updated within 24 hours. 2. When the payment was released: If processed after the bank's daily cutoff time, add an extra day. 3. Weekends/holidays: These don't count as business days and will delay the deposit. 4. First payment vs. recurring: The first payment often takes longer because the system is verifying your banking details. If it's been more than 3 business days since the release date, I'd recommend contacting NYSDOL to make sure there are no issues with your payment information.
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Amina Diop
•This is super detailed, thank you! It's my first payment, so maybe that's why it's taking a bit longer. I'll give it one more day before I try calling.
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Emma Wilson
My payments ALWAYS take exactly 2 business days with M&T Bank. Like clockwork. Released Monday = in account Wednesday morning. Released Friday = in account Tuesday morning. Been this way for my entire claim period.
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QuantumLeap
Mine usually take between 1-2 business days, but last month I had one that took 5 days!!! I was freaking out thinking something went wrong but then it just showed up. The DOL website still showed it as released the whole time. No explanation for why it took so long that one time but all my payments since have been normal again. The system is so inconsistent sometimes!!!
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Amina Diop
•Oh wow, that would definitely make me nervous! I'll try not to panic if it takes a little longer. Thanks for sharing your experience.
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Malik Johnson
If you really need to check on your payment status and can't get through on the regular unemployment line, I'd recommend trying Claimyr.com. I was in a similar situation last month - payment said released but hadn't shown up after 4 days. Couldn't get through to anyone at NYSDOL. Used Claimyr and they got me through to an agent in about 20 minutes who confirmed there was a minor issue with my banking info. Fixed it right there on the call and my money arrived the next day. They have a video showing how it works here: https://youtu.be/Rdqa1gKtxuE
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Natasha Volkov
•is that service legit? seems sketchy to pay $ just to talk to unemployment
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Isabella Santos
heyy so i certify every sunday and my payment always shows released on tuesday then hits my account weds. like morning. i've heard KeyBank is faster if u use the unemployment debit card they give u but i prefer direct deposit. if its ur first payment ever it can take a few days longer tho thats normal.
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Amina Diop
UPDATE: My payment just came through! So it took exactly 2 business days from when it showed as released. Thanks everyone for your help and for calming my anxiety!
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Javier Torres
•Great news! And now you know what to expect for future payments. The first one is always the most stressful.
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QuantumLeap
Did anyone else notice that the unemployment website was down yesterday? I tried to check my payment status around 8pm and got an error message. I wonder if maintenance delays can affect payment processing timeframes too??
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Emma Wilson
•The website maintenance usually doesn't affect payments that are already released. Once it says released, it's already in the banking system pipeline.
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