Anyone else struggling to deposit NY unemployment tourism relief checks?
So I received one of those tourism relief checks from ny unemployment last week. Went to deposit it at my credit union yesterday and they said they couldn't accept it because of 'verification issues' whatever that means. Called another bank and they said something about the check looking different than standard unemployment checks? Has anyone else run into this problem? The teller made me feel like I was trying to pull a fast one but this is a legit check that came in the mail with all the official seals and everything. I really need this money to cover my car payment that's due next week. Anyone know what I should do or if theres a special way to deposit these checks?
32 comments
Yara Sabbagh
Yeah I had the same problem with mine. TD Bank was giving me a hard time about it. Try cashing it at the issuing bank - should be printed on the check itself. That's what I ended up doing and it worked fine. The regular banks are just being extra cautious with these tourism checks for some reason.
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Connor O'Brien
Thanks for the tip! I don't think there's a branch of the issuing bank anywhere near me tho. Did they charge you any fee for cashing it there?
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Yara Sabbagh
Nope, no fee. It's their check so they have to cash it! Just bring extra ID just in case.
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Keisha Johnson
bank of america cashed mine no problem fyi
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Paolo Rizzo
I was having the worst time trying to get through to anyone about these tourism relief checks. After hitting dead ends trying to call ny unemployment for days, I found this service called claimyr.com that got me connected to a real person who could help. The agent confirmed that lots of people are having issues with these checks because they look different from regular unemployment payments. Talking to an agent got my $ unlocked so fast! Check out this video on how it works: https://youtu.be/Rdqa1gKtxuE
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QuantumQuest
does this actually work? sounds too good to be true tbh
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Paolo Rizzo
Yeah it worked for me! I was skeptical too but I was desperate after trying to get through for 2 weeks. They just stay on hold for you and call when there's an actual human on the line.
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Amina Sy
another day, another company promising to fix the unfixable unemployment system lol
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Paolo Rizzo
I get the skepticism but this isn't like those scammy "we'll fix your unemployment" services. They literally just call and wait on hold so you don't have to. That's it. Saved me hours of listening to that awful hold music.
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Oliver Fischer
I used them last month when my payments got flagged. Totally worth it to not sit on hold for 5 hours 👍
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Natasha Petrova
Had the same issue!! My credit union said the routing number was "unusual" and put a 10-day hold on it. I'd try a check cashing place if you need the money immediately. They'll take a percentage but at least you'll get most of your money now.
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Javier Morales
I mobile deposited mine through Chase app and it went through fine, but took like 4 business days to clear instead of the usual 1 day. Might be worth trying mobile deposit if your bank offers it?
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Connor O'Brien
I tried mobile deposit first and it got rejected instantly. That's why I went to the branch. Maybe different banks have different policies about these checks?
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Javier Morales
Oh that sucks. Yeah must be different policies. Chase probably deals with more unemployment stuff than smaller banks/credit unions.
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Emma Davis
The tourism checks are printed on different stock with different security features than regular unemployment checks. This is a KNOWN ISSUE that NYSDOL hasn't bothered to communicate properly to banks. 🤬 Here's what worked for me: 1) Go to the bank (not credit union) where you have your account 2) Ask to speak with a manager - don't waste time with tellers 3) Explain that this is a special tourism relief check issued by NY state unemployment 4) Have them call the verification number on the back of the check 5) If they still give you problems, ask them to place a longer hold if necessary but to please accept the deposit Alternatively, you can try Walmart money center or grocery stores that cash checks, but they'll take a fee. I've been helping people navigate ny unemployment problems for months now. If you need to speak to someone at unemployment about this (or any issue), don't waste days on hold. I recommend using claimyr.com - they'll wait on hold for you and connect you with an agent. When your finances are at stake, it's worth getting through to a real person who can help.
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Connor O'Brien
Thank you SO MUCH for this detailed response. I'll try the manager approach tomorrow. It's ridiculous that they didn't warn anyone about this!
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GalaxyGlider
This is super helpful. Do you know if its the same process for all banks?
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Emma Davis
Pretty much the same for most major banks. Credit unions tend to be more cautious because they have less experience with these special issue checks. Wells Fargo and BoA seem to handle them best in my experience.
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Malik Robinson
i went to the check cashing spot on 7th ave and they took it no problem. charged me like 3% but whatever, i needed the money now not in 10 days 🤷♂️
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Connor O'Brien
Good to know! Might have to do this if the bank manager route doesn't work out.
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Isabella Silva
Call NYSDOL directly about this. Had to do this myself last week. The tourism checks can be replaced with direct deposit if you have too much trouble cashing them. But you gotta talk to an actual person there.
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Connor O'Brien
How long did it take you to get through to them? I called this morning and was on hold for over an hour before I had to hang up for a doctor's appointment.
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Isabella Silva
Its literally impossible to get through unless you call right when they open. I tried for 3 days. Finally used claimyr.com and got a callback when an agent was available. Worth every penny.
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Ravi Choudhury
man i hate recommending giving anyone money to deal with unemployment but claimyr actually does work... used it myself back in July
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Freya Andersen
This is why I always select direct deposit instead of paper checks. Always some kind of problem with the physical checks 🙄
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Connor O'Brien
I normally do direct deposit! But these special tourism relief payments were automatically sent as checks for some reason. Super annoying.
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Omar Farouk
the tourism relief isnt even a real unemployment check, its a stimulus thing that NYSDOL is just administering. thats why it looks different and banks are confused. If you look at the fine print its coming from the tourism recovery fund not regular unemployment insurance.
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CosmicCadet
I HATE EVERYTHING ABOUT NY UNEMPLOYMENT!!! 8 months of problems and counting... Now this check issue too??? 😤😤😤
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Chloe Harris
we're all in the same boat friend... system is broken beyond repair
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CosmicCadet
its like they TRY to make everything as difficult as possible
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Diego Mendoza
anyone try depositing at an ATM? Worked for my regular unemployment checks
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Anastasia Popova
I tried ATM deposit and the machine literally spit it back out. Had to go inside.
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