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Don't forget you also have to pay taxes on unemployment benefits! They don't automatically withhold federal taxes so you might want to have them take out 10% or set money aside. I learned this the hard way last year.
The calculation is so weird though like why 1/26th of your highest quarter instead of just basing it on your last few paychecks? Makes no sense to me and I ended up getting way less than I thought I would
THE WHOLE SYSTEM IS BROKEN regardless of what the 'official' unemployment rate says!! I've been waiting 6 weeks for my appeal hearing and they keep rescheduling it. Meanwhile bills are piling up and they act like we're just numbers in their system.
Similar thing happened to my brother last year - he was convinced the delays were because unemployment was spiking but it turned out to be just normal NYS Department of Labor processes. Once he got through to someone who could explain what they needed, everything moved pretty quickly. Don't stress too much about the bigger picture stuff.
Just want to say hang in there - being thrust into unemployment is scary but you'll figure it out. I was laid off last year and the anxiety was the worst part honestly. The actual process isn't as complicated as it seems at first.
The system is such garbage though. They make it so confusing ON PURPOSE so people give up and don't claim benefits. I had to file THREE TIMES because their website kept glitching and losing my information. And don't even get me started on the job search requirements - they want you to apply to jobs that don't even exist!!
I spent weeks trying to reach someone at NYS Department of Labor to ask about this exact situation when I got laid off from my nonprofit job last year. The phone lines were constantly busy and I kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helps you get through to actual NYS Department of Labor agents. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Ended up being super helpful for getting my questions answered quickly instead of waiting on hold forever.
Just want to add that even if your nonprofit was reimbursing rather than paying standard UI taxes, it doesn't matter to you as the employee. Your benefits get processed the same way. The only thing that might be different is if the organization contests your claim, but that's rare with legitimate layoffs. Good luck with your application!
Harper Collins
The whole system is a mess regardless of who's in office! I filed claims during both periods and NYS Department of Labor always finds ways to make things complicated. At least now they're not dealing with all those federal programs that kept changing every few months.
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Kelsey Hawkins
•True, the constant program changes during 2020-2021 were confusing but at least money came faster back then.
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Dylan Fisher
just curious what was the actual unemployment rate in NY when trump left? i remember it being really bad but dont remember exact numbers
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Katherine Hunter
•New York's unemployment rate in January 2021 was around 8.2%, which was significantly higher than the national average. It had peaked at over 15% during 2020.
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