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Wait, what's the base period thing? I've only been working for 8 months at my current job. Does that mean I wouldn't qualify if I got laid off tomorrow?
The base period is the first 4 of the last 5 completed calendar quarters before you file. So if you file in January 2025, your base period would be January-December 2024. You need sufficient wages during that time period to qualify. If you've only worked 8 months, you might still qualify depending on when you started and how much you earned.
honestly i never thought about any of this until i got laid off from my retail job. turns out unemployment really does help you focus on finding something better instead of just grabbing whatever minimum wage job you can find immediately. gave me time to do some online training and eventually got a better paying position than what i had before
The purpose is also to protect workers from being exploited. If there was no unemployment insurance, employers could treat workers terribly knowing that people would be desperate to keep any job rather than risk having no income at all. Having that safety net gives workers more bargaining power and helps maintain better working conditions across the economy.
If you're having trouble reaching someone at NYS Department of Labor to discuss your case, I had good luck using Claimyr (claimyr.com) to get through to an actual agent. They handle the calling and waiting for you, which saved me hours of being on hold. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. It was really helpful for getting clarification on my disqualification before I filed my appeal.
same thing happened to my friend except it turned out she accidentally said something wrong when she filed that made it sound like she quit voluntarily. The good news is that if you have proof you were laid off the appeal process usually works in your favor. just make sure you meet that 30 day deadline!
The NY system is just BROKEN. I waited 8 weeks last year and when I finally got through they told me I had been approved 3 weeks earlier but nobody bothered to update my account! The whole NYS Department of Labor system needs an overhaul.
NY does take longer but there are reasons. Higher cost of living means higher benefit amounts so they verify more carefully. Plus the sheer population - NYS Department of Labor handles way more claims than smaller states. It's frustrating but the thoroughness actually protects legitimate claimants from system abuse that could slow things down even more.
Sophie Footman
The tax thing with unemployment is such BS. Like we're already struggling financially and then they want to tax the measly benefits too. I had to pay back like $600 when I did my taxes because I didn't know about the withholding option.
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Connor Rupert
•totally agree, seems backwards to tax money that's supposed to help people get back on their feet
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Ella Harper
One more thing - make sure the amount on your 1099-G matches what you actually received. Sometimes there are errors and you don't want to pay taxes on money you never got. Keep your records from NYS Department of Labor showing your weekly payment amounts to verify everything adds up correctly.
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