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The system is totally broken when unemployment spikes! They never staff up enough to handle the volume and we all just suffer while they take their sweet time processing claims. Meanwhile bills keep coming...
To answer your original question - during high unemployment, more people qualify for the basic 26 weeks of benefits because more people lose jobs through no fault of their own. But processing gets slower due to volume, and extended federal programs only activate when specific economic triggers are met at the state level.
same boat here!! my UI is like $280/week and my mortgage is $1800 😠this system is broken
Check with your mortgage company about forbearance options if you haven't already. Many lenders are still offering payment deferrals for unemployment situations.
Are you claiming the maximum amount you're eligible for? Sometimes people don't realize they can request a recalculation if their base period wages were higher than what NYS Department of Labor initially used. Worth double checking your monetary determination letter.
ugh the whole unemployment system is such a mess. took me forever to figure out how to navigate their website and then my claim got stuck in adjudication for weeks with no explanation. hopefully you have better luck than i did
Good luck with your application! The initial process is pretty straightforward but be prepared for potential delays if they need to verify anything with your former employer.
Luca Russo
If you're having trouble getting through to NYS Department of Labor to clarify this kind of thing, I used a service called Claimyr that helped me reach an actual agent when I had questions about my claim. You can check it out at claimyr.com - they have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Really saved me from spending hours on hold trying to get simple questions answered.
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Diego Chavez
•That sounds useful, I've been trying to call NYS Department of Labor for days about other issues with my claim and keep getting disconnected. I'll check that out.
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Nia Harris
FUTA = Federal Unemployment Tax Act. It's definitely an employer tax not employee. But honestly the whole unemployment system is such a mess, I wouldn't be surprised if they start trying to make us pay it too LOL
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