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Just wanted to add my experience - I did exactly this when I went on vacation for a week. Filed my weekly claim but answered "no" to being available for work, got $0 for that week, and then everything went back to normal the following week when I was available again. NYS Department of Labor's system handled it smoothly and I didn't have any issues with my subsequent claims. The key is definitely being honest about your availability rather than trying to skip filing altogether. Have an amazing wedding and honeymoon! 💒
One more thing to consider - make sure you don't accidentally miss filing your claim during your honeymoon! NYS Department of Labor requires you to file within a specific window each week. You can file online from anywhere as long as you have internet access, so you might want to set a reminder on your phone to file even while you're away. Missing the filing deadline entirely is different from filing but reporting unavailability, and could potentially cause more complications with your claim.
Just a heads up - make sure you continue doing your job search activities even while waiting for the new claim to process. They'll ask about your job search from the week you file the new claim forward.
@Raul Neal - I went through this exact same situation a few months ago. The key thing to remember is that you're essentially starting fresh with a new benefit year. When you file the new claim online, make sure you have all your W-2s or pay stubs from the last 18 months handy, even from jobs during your previous claim period if you had any temp work. Also, don't worry too much about the waiting week - it goes by quickly and you'll be back to receiving benefits. The hardest part is just getting started with that initial application, but once it's submitted the process moves pretty smoothly. Good luck!
Thanks for the detailed advice! I'm feeling a bit more confident about tackling this now. Quick question - when you say have pay stubs from the last 18 months ready, does that include any part-time or gig work I might have done while on my previous claim? I did some occasional delivery driving but wasn't sure if I needed to report that for the new application.
been there done that - you basically have to start working again before you can get a new claim. focus on getting any job even if its not perfect because at least youll be earning towards your next potential claim
I went through this exact same situation last year. The 10x weekly benefit rule is correct - I had a $280 weekly benefit and needed $2,800 in earnings to qualify for a new claim. What really helped me was taking any temporary or part-time work I could find while still job searching for something permanent. Even gig work like delivery driving counted toward my earnings requirement. It took me about 4 months of part-time work to hit the threshold, but then I was able to file a new claim when I got laid off again. Don't give up on the job search, but also consider taking whatever work you can find to start building toward that earnings requirement.
This is really helpful advice! I hadn't thought about gig work counting toward the earnings requirement. Did you have to report all that part-time and gig income while you were still collecting benefits? I'm worried about messing up my current claim by working too much, but it sounds like I need to start earning toward my next potential claim now.
@aec17087db47 Yes, you absolutely have to report all income while collecting benefits! I reported everything weekly - even small gig earnings. As long as you stay under the earnings threshold (usually around $405 per week in NY before they start reducing your benefits), you can still collect partial unemployment while building toward your 10x requirement. The key is being completely honest about all earnings. NYS DOL will cross-reference with tax records anyway, so it's not worth the risk of getting caught not reporting income. I actually found it worked out well because I could test out different types of work while still having some income security from partial benefits.
The whole system is so confusing and seems designed to keep people from getting help. I had my own business fail during covid and the hoops they made me jump through were ridiculous. Even when I qualified they kept questioning every little thing.
I totally understand your frustration with the system. The process can be really overwhelming when you're already stressed about finances. For anyone dealing with business closure situations, one thing that helped me was keeping really detailed records of everything - when the business stopped generating income, any job search activities, etc. NYS Department of Labor seems to want documentation for everything. Also, if you do get approved, be prepared for them to potentially audit your claim later. They're pretty thorough about business owner cases.
I went through something similar last year when my photography business basically collapsed. The key thing that helped me get approved was being completely transparent about the business status and showing that I was genuinely available for other work. I had to provide documentation showing no active clients, no marketing efforts for the business, and proof that I was applying for regular jobs. NYS Department of Labor did approve my claim, but they made me do a phone interview specifically about the business ownership issue. My advice would be to gather all your business records showing the decline in work and start documenting your job search efforts now, even before you apply. The process took longer than a regular claim but it worked out in the end.
This is really helpful to hear from someone who actually went through the process successfully! The phone interview part makes me a bit nervous - what kinds of questions did they ask during that? I'm wondering if I should start preparing answers about why my consulting work dried up and how I'm transitioning to looking for regular employment. Also, when you say "proof that I was applying for regular jobs" - did they want like screenshots of applications or something more formal?
Maya Patel
Just FYI for anyone reading this - if you switch from check to direct deposit mid-claim, there can be a 1-2 week delay while NYS Department of Labor processes the change. Don't panic if your first direct deposit doesn't come exactly when expected.
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Zara Shah
I've been getting my NYS unemployment direct deposits at around 2:45 AM on Tuesdays with TD Bank. One thing I learned is that holiday weeks can push it back a day, so if Monday is a federal holiday expect it Wednesday instead. Also make sure you're checking the right account - I accidentally had mine going to an old savings account for two weeks before I realized!
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Daniel Washington
•Good point about the holiday delays! I just started collecting and didn't know about that. Also thanks for mentioning checking the right account - I almost made that mistake too when setting up my direct deposit info.
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