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I've been working as a freelance caregiver for the same elderly client for about 18 months. They passed away last week and now I'm out of work through no fault of my own. I'm wondering if I can file for unemployment benefits with NYS Department of Labor? I was paid as a 1099 contractor but this was my only source of income. Has anyone dealt with this situation before? I'm not sure if losing work due to a client's death qualifies me for UI benefits.
I'm trying to figure out exactly how much money I'll actually get from NYS Department of Labor unemployment. I worked as a restaurant manager making $52,000 a year before I got laid off last month. When I filed my claim, they said my weekly benefit rate would be $504, but I'm seeing different amounts when I look at my payment history. Some weeks I got the full $504, but last week I only got $387. I reported that I worked 8 hours at a catering gig that paid me $140. Did they take out taxes or is this because of the part-time work? I'm so confused about how they calculate the final amount you actually receive.
I went through the same confusion when I first started collecting! Here's what likely happened: Your $504 weekly benefit minus the part-time work reduction (they take away 25% of earnings over $126, so $3.50 for the $14 you went over) gives you about $500.50. Then if you have 10% federal tax withholding, that's another $50, bringing you down to around $450. If you also have state tax withholding (usually around 5-6%), that would take off another $25-30, getting you close to that $387 you received. The exact breakdown should show up in your payment history under "deductions" - it really helps to see it all itemized out!
I had a similar experience when I started collecting unemployment in NY! One thing that caught me off guard was that the weekly benefit amount they quote you initially doesn't include any withholdings or reductions. I'd recommend downloading your payment history from the DOL website and looking at each payment line by line - it shows exactly what was deducted and why. Also, keep detailed records of any part-time work you report because the calculations can get complex when you're earning different amounts each week. The good news is once you understand the formula, it becomes much more predictable for budgeting purposes.
That's really good advice about downloading the payment history! I'm still pretty new to all this and didn't even realize you could get that level of detail from the DOL website. I've just been looking at the basic payment amounts in my account. Do you know if there's a specific section where I can find those line-by-line breakdowns? I want to make sure I'm tracking everything correctly, especially since I might be picking up more part-time work while I'm job searching.
@d1ebf4b48088 Yes! When you log into your my.ny.gov account, go to the "Unemployment Services" section and look for "Payment History" or "Benefit Payment Information." There should be a link to download or view detailed payment records. Each payment will show the gross benefit amount, then list all deductions like federal tax withholding, state tax withholding, and any earnings-related reductions. You can usually download it as a PDF or CSV file. It's super helpful for tax time too since it gives you all the withholding amounts you'll need for filing!
I just filed my first unemployment claim with NYS Department of Labor last Monday and I'm confused about this waiting week thing. My claim was approved but it says I have to complete a waiting week before getting any payments. How long is this waiting week exactly? Is it a full 7 days from when I filed, or does it start from when my claim was approved? I really need to know when I can expect my first payment because rent is due next week and I'm starting to panic a bit.
I filed for unemployment on September 25th 2025, I then received an email on October 6th stating that my claim was approved and my benefits will be paid. It is now October 21st and I still haven’t received anything. I have bills due in a few days bruh
@Donna Cline has great advice about checking for pending issues. I went through something similar where my payment was delayed because they needed me to verify my identity online. The process took about 3-4 business days once I submitted the required documents. Also, if you re'still having trouble getting through to NYS Department of Labor by phone, try calling right when they open at 8 AM - that s'when I had the best luck reaching an actual person. Don t'give up, sometimes it takes multiple attempts but you ll'eventually get through to someone who can tell you exactly what s'holding up your claim.
@Donna Cline is spot on about checking for pending issues - that s'usually the culprit when payments are delayed this long. @Gilberto Cabrera I d also'suggest checking if you ve been'filing your weekly certifications during this whole time. Even though you re waiting'for your first payment, you still need to file every week or they ll stop'processing your claim entirely. If you missed any weeks, you might need to request backdating which could explain the delay. The early morning tip for live chat is gold - I usually try around 8 AM when they first open.
Hey everyone! Just wanted to jump in and share my recent experience since I see a lot of confusion about the waiting week timing (totally understandable - the whole system is confusing at first). I filed my unemployment claim with NYS Department of Labor about 3 weeks ago and just got my second payment, so I'm through the worst of it now. The waiting week thing definitely threw me off initially, but here's what actually happened in my case: I filed on a Thursday, my waiting week ran Sunday to Saturday (so it included the Sunday BEFORE I even filed, which was weird), and then I was eligible for my first payment the following week. The most important thing I learned is to set up direct deposit immediately if you haven't already - it speeds up payments significantly compared to waiting for a debit card to arrive in the mail. Also, don't panic if your first payment seems to take forever after the waiting week ends. Mine took about 3-4 business days to actually hit my account after I certified for that week. One last tip - screenshot everything in your online account, especially your payment history and any correspondence from NYS Department of Labor. It helps if you ever need to call them about issues. Hope this helps anyone who's currently stressing about the timeline like I was!
@Zara Khan This is super helpful, thanks for sharing your timeline! I m'still in my waiting week right now and the direct deposit tip is clutch - I was wondering whether to wait for the debit card or set that up. Quick question about the screenshot advice - do you know if there s'a way to download or print those records from the NY.gov portal? I want to keep good records but screenshots feel like they might not be official enough if I ever need to prove something to NYS Department of Labor later on. Also, when you say your waiting week included the Sunday before you filed, does that mean if someone files early in the week like (Monday/Tuesday their) waiting week is actually shorter in real time?
@Jake Sinclair Great question about the real-time waiting period! You re'right that filing early in the week can make it feel shorter. If you file on a Monday, your waiting week still runs Sunday-Saturday, so you re'only waiting about 6 days instead of a full week from your filing date. As for downloading records, you can actually print directly from the NY.gov portal - just use your browser s'print function and save as PDF. I do both screenshots AND PDF saves to be extra safe. The PDF versions look more official and have the NY.gov header, which is helpful if you need documentation later. Also wanted to add that direct deposit typically processes 1-2 business days faster than the debit card, and you don t'have to worry about the card getting lost in the mail happened (to my neighbor and caused a whole mess with getting a replacement .)
I got hit with this weird question on my weekly certification form and not sure how to answer. It asks about refusing job offers during the week ending 8/30/2021, but I didn't get any offers. Just had 2 interviews that went nowhere. Here's what the form asks: "1. How many hours did you work, including self-employment, during the week ending 8/30/2021? Please total the number of hours and: Round up to the nearest whole number of hours. Count only 10 hours for any day you worked more than 10 hours. Use this chart to convert hours into "days" to report." I selected "0 (0 to 10 hours worked last week)" since I didn't work at all. Then it asks: "1a. Did you earn (including earnings from self-employment), more than $604?" I selected "No" since I had no income. The part that's confusing me is question 2: "During the week ending 8/30/2021, did you refuse any job offer or job referral for any reason other than the following?" With only "Yes" or "No" options. I've been truthfully answering "No" since I didn't refuse anything - I didn't even receive any offers to refuse! But I'm suddenly worried this might be interpreted wrong. Should "No" be the right answer when you didn't receive any offers? Or does "No" mean something else in this context? Anyone familiar with how to handle this certification question? Don't want to mess up my claim by answering wrong.
Pro-tip: I take a screenshot of every page when I do my weekly certifications. Saved my butt when they claimed I didn't certify one week and I had proof I did. The system loses stuff all the time.
I went through this exact same confusion when I started claiming! The wording is so backwards but you're doing it right - answer NO if you didn't refuse any job offers. The question is basically asking "did you turn down work?" and since you didn't get any offers to turn down, the answer is NO. I also recommend keeping a simple log of your job search activities (company name, position, date applied) just in case they ever ask for documentation later. And yeah, definitely take screenshots of your weekly certifications like others mentioned - their system glitches way too often. You got this! The hardest part is figuring out their confusing questions the first time around.
Just got my determination letter and NYS Department of Labor denied my unemployment claim. I'm honestly shocked because I thought getting laid off automatically qualified you. The letter mentions something about 'misconduct' but doesn't give specifics. I worked at a retail store for 2 years and was let go last month. Can someone explain what reasons they use to deny unemployment claims? I need to know if I should appeal this or if I don't have a case.
Don't give up! Even if the initial denial sticks, you can still appeal to an Administrative Law Judge if you lose the first hearing. I've seen people win at that level even after losing the initial appeal. The key is having documentation and being able to clearly explain your version of events.
I work in HR and see this situation a lot. The key thing to understand is that "misconduct" in unemployment terms is very specific - it has to be willful or deliberate violation of company rules that the employee knew about. Simple poor performance or being a bad fit doesn't qualify as misconduct. If they truly just laid you off due to slow sales but are now claiming misconduct to NYS Department of Labor, that's dishonest on their part. Gather any documentation you have - your termination letter, employee handbook, performance reviews, etc. During the appeal hearing, you'll be able to cross-examine your former employer and they'll have to provide specific examples of the alleged misconduct. Don't let them get away with this if you were honestly just laid off.
Malik Jenkins
even if you can't get unemployment you should definitely apply for other assistance programs like food stamps or medicaid while you look for new work
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Elijah O'Reilly
I went through something similar when my long-term home care client passed away. Even though I was paid as a 1099, I filed for unemployment anyway because my work situation really looked more like an employee relationship - I had set hours, used their supplies, couldn't work for others during my shifts, etc. The NYS Department of Labor initially denied my claim, but I appealed and provided documentation showing how controlled my work environment was. It took about 6 weeks, but they eventually approved it after reviewing the employment relationship more closely. Don't assume you're automatically disqualified - if your work arrangement had employee-like characteristics, it's worth filing and letting them make the determination.
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