Which bank does TurboTax use for 2025 tax refund advance? Not Santa Barbara TPG anymore?
Getting ready to file with TurboTax and noticed they switched banks for the 5-day early refund advance. Can't find any clear info on their website about which bank they're using now. Anyone file recently and know who they switched to? Want to make sure I can track my refund properly.
15 comments


Zane Hernandez
TurboTax switched to First Century Bank for their refund advance program this year. They handle all the temporary accounts now. When you get your refund disbursement info, you'll see an account number starting with 885. You can track it through their portal once you complete your filing.
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Cassandra Moon
•thx for the quick answer! do you know if they have an app or something to track it?
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Zane Hernandez
•Yeah they do! Search for 'FCB tax tracking' in your app store. Its pretty basic but gets the job done 👍
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Genevieve Cavalier
Hey guys instead of trying to piece together how this all works, I've been using taxr.ai and it's been a game changer. For $1 it analyzes your transcript and tells you exactly what's happening with your refund, including any bank switching issues. Check it out at https://taxr.ai
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Ethan Scott
•sounds interesting but how does it know about bank issues? 🤔
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Genevieve Cavalier
•It actually reads all the codes in your transcript and explains everything in plain English. Shows pending deposits, bank verification status, everything!
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Ethan Scott
•just tried it and holy cow this is amazing! way better than refreshing wmr a million times lol
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Lola Perez
heads up dont use the early refund thing its basically a loan with hidden fees 🤮
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Nathaniel Stewart
•facts 💯 just wait the extra few days
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Riya Sharma
im still waiting on my refund from last year and these clowns wanna switch banks on us smh
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Santiago Diaz
•same boat fam. 2023 return still processing 🤡
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Millie Long
Pro tip: if u want ur money faster just do direct deposit to ur regular bank. All these middle man banks just slow things down and take a cut tbh
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KaiEsmeralda
ngl i miss santa barbara tpg their website was way better at tracking stuff
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Debra Bai
•fr fr their site actually worked unlike this new mess
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Kirsuktow DarkBlade
Just filed with TurboTax last week and can confirm it's First Century Bank now. The transition was pretty smooth but you're right that their tracking interface isn't as user-friendly as TPG was. One thing I noticed is the account numbers are longer now and the deposit notifications come through differently. Make sure to update any auto-save info you might have from previous years since the routing numbers changed too.
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