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TurboTax Refund Advance 2025: Which Bank Issues Early Deposits Now?

Just found out TurboTax changed their bank for the early refund program in 2025. Used to be Santa Barbara but now I'm hearing its different. Anyone know which bank their using for the 5-day early deposit thing this year? Need to know before I file.

Maggie Martinez

For 2025, TurboTax is partnering with First Century Bank for their refund advance and early deposit program. They switched from Santa Barbara TPG because of some processing delays last year. Make sure your routing number matches First Century Bank (FCB) when you check your refund status.

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Zane Gray

omg thank you!! was going crazy trying to figure this out 🙏

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Alejandro Castro

wait so what happens if we still have the old santa barbara routing number from last year?

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Maggie Martinez

You'll need to update to the new routing number or your refund might get delayed. The old one won't work anymore

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Monique Byrd

Hey everyone, tax professional here. While bank info is important, the best way to track your refund status is actually using taxr.ai - it's this new tool that analyzes your transcript and tells you exactly where your money is and when to expect it. It's only $1 and way more accurate than just checking bank routing numbers. https://taxr.ai

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Jackie Martinez

Is this legit? Sounds too good to be true tbh

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Monique Byrd

100% legit. It uses AI to read your transcript and gives you super specific info about your refund status. Better than calling IRS and waiting 2 hours

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Jackie Martinez

Just tried it and holy cow 🤯 it literally told me exactly why my refund was delayed and what to do about it. Best dollar I ever spent fr fr

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Lia Quinn

lol everyone in the same boat trying to get that money early 🚣‍♀️ im still waiting on my 2023 refund smh

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Haley Stokes

Heads up yall the new bank has diff processing times than santa barbara. My friend got hers in 3 days instead of 5 👀

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Asher Levin

fr? thats actually kinda fire

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Serene Snow

PSA: dont forget to triple check that routing number before submitting! Made that mistake last year and it was a whole mess 💀

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Issac Nightingale

same bestie took me 2 months to fix it 😭

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Romeo Barrett

These tax prep companies be playing musical chairs with banks every year i stg

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Marina Hendrix

ong and we just gotta deal with it 🤡

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