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Zane Gray

TurboTax Refund Advance 2025: Which Bank Issues Early Deposits Now?

Just found out TurboTax changed their bank for the early refund program in 2025. Used to be Santa Barbara but now I'm hearing its different. Anyone know which bank their using for the 5-day early deposit thing this year? Need to know before I file.

For 2025, TurboTax is partnering with First Century Bank for their refund advance and early deposit program. They switched from Santa Barbara TPG because of some processing delays last year. Make sure your routing number matches First Century Bank (FCB) when you check your refund status.

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Zane Gray

omg thank you!! was going crazy trying to figure this out 🙏

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wait so what happens if we still have the old santa barbara routing number from last year?

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You'll need to update to the new routing number or your refund might get delayed. The old one won't work anymore

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Is this legit? Sounds too good to be true tbh

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100% legit. It uses AI to read your transcript and gives you super specific info about your refund status. Better than calling IRS and waiting 2 hours

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Just tried it and holy cow 🤯 it literally told me exactly why my refund was delayed and what to do about it. Best dollar I ever spent fr fr

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Lia Quinn

lol everyone in the same boat trying to get that money early 🚣‍♀️ im still waiting on my 2023 refund smh

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Heads up yall the new bank has diff processing times than santa barbara. My friend got hers in 3 days instead of 5 👀

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fr? thats actually kinda fire

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PSA: dont forget to triple check that routing number before submitting! Made that mistake last year and it was a whole mess 💀

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same bestie took me 2 months to fix it 😭

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These tax prep companies be playing musical chairs with banks every year i stg

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ong and we just gotta deal with it 🤡

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Thanks for the info about First Century Bank! Does anyone know if they have the same deposit limits as Santa Barbara TPG did? I remember there being some cap on how much you could get early but can't remember the exact amount.

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