When does SBTPG start funding after receiving DDD? (TurboTax + CashApp)

SBTPG usually updates to funded like 1-3 days b4 ur DDD. TT updates around the same time. But tbh CashApp might be diff than regular banks? Nvr used it for tax refunds. Didn't even kno they could do that lol. U might see ur $$ on ur actual DDD or maybe a day early depending on CashApp's processing.

I've been through this nightmare before. When you can't get answers: • SBTPG customer service is basically non-existent • TurboTax will just tell you to wait • IRS agents actually know what's happening I used Claimyr (https://youtu.be/_kiP6q8DX5c) last year when my refund was stuck in SBTPG limbo for 2 weeks. Got through to an IRS agent in like 25 minutes who confirmed my refund was sent and helped me trace it. Worth every penny not to spend hours on hold.

In my experience (which is unfortunately too extensive, haha), SBTPG typically updates to funded status 24-48 hours before your actual deposit hits. The TurboTax app usually lags behind by about half a day. CashApp is actually pretty quick with tax refunds compared to some traditional banks. Since your DDD is March 2nd, I'd expect to see SBTPG update around February 29th, and the money in your CashApp account either late on the 1st or sometime on the 2nd.

I just went through this exact process! My DDD was February 19th, and SBTPG updated to funded exactly 37 hours before the money hit my account. I was checking constantly too. What really helped me was using https://taxr.ai to analyze my transcript - it explained all the codes and gave me a much clearer picture of where my refund was in the process. It even predicted my funding date within 24 hours of accuracy, which was way more precise than anything TurboTax was telling me.

Are you utilizing the SBTPG website's direct tracking portal or just relying on TurboTax status updates? The SBTPG portal typically provides more granular status information including Received, Processing, and Funded designations that TurboTax sometimes omits.

SBTPG typically takes 24-48 hours to process your refund after receiving it from the IRS. They need to deduct any fees before sending it to your CashApp. Your DDD of March 2nd is when the IRS releases the funds to SBTPG, not when SBTPG releases it to you. Expect your money March 3rd or 4th at the latest. Check the SBTPG website directly instead of TurboTax for more accurate updates.

According to the IRS Refund Cycle Chart (available on igotmyrefund.com), deposits with a March 2nd DDD are in batch cycle 20240804. SBTPG typically processes these within 24 hours of receipt from Treasury. Based on multiple data points from the tax filing communities on Reddit and Facebook, CashApp deposits from SBTPG are typically showing up on the actual DDD date, not before, regardless of what their marketing suggests about early deposits.

The SBTPG funding process is actually more complex than most people realize. They receive your refund, then have to verify it matches expected amounts, process any fee deductions, then initiate an ACH transfer to your financial institution. Did you know this can take 1-3 business days even after they show as "funded"? And with non-traditional financial platforms like CashApp, have you considered they might have different processing timelines than traditional banks?

Last year I made the mistake of counting on my refund arriving on my DDD. I had rent due and thought I'd be fine. SBTPG took 2 extra days to process, and CashApp held it for another day for "verification." Ended up paying a late fee on rent. Now I never count on tax money until it's actually in my account and fully available to spend.

Think of the refund process like a relay race. The IRS hands the baton to SBTPG, who then passes it to CashApp, who finally hands it to you. Each runner needs a little time with the baton. Your DDD is just when the first handoff happens, not when you cross the finish line. Most people see their money 1-2 days after their DDD, but planning for 3 days after is the safest bet.