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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!


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Really made a difference, save me time and energy from going to a local office for making the call.


Worth not wasting your time calling for hours.

Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.


An incredibly helpful service

An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


Consistent,frustration free, quality Service.

Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


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Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Steven Adams

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One thing nobody mentioned yet - if you're trading options in an IRA, you don't have to worry about any of this tax reporting! All my buy to open, sell to close trades happen in my Roth and I never pay taxes on the gains. Just something to consider if the tax headache is too much.

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Doesn't the IRA limit what kind of options strategies you can use though? I thought you couldn't sell naked calls or do certain spreads.

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Steven Adams

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You're absolutely right about the limitations. In an IRA, you generally can't sell naked calls or puts because they have undefined risk and require margin. Most brokers only allow covered calls, cash-secured puts, and certain defined-risk strategies like vertical spreads. The exact permissions depend on your broker and your approved option level within the IRA. Fidelity, for example, is pretty conservative and might restrict you to just covered calls, while some others allow vertical spreads if you have enough experience and account value.

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Has anyone here actually gotten audited because of options trading? I'm doing similar stuff (buy to open / sell to close) but sometimes I do like 20-30 trades a week. I'm worried that's gonna trigger something with the IRS.

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I got a "review" (not technically an audit) last year because my 1099-B didn't match what I reported. Turns out my broker didn't have the correct cost basis for some options I traded. Make sure you're keeping your own records and don't just rely on the broker forms.

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Amina Diallo

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The comments about software vs CPAs made me wonder - does anyone have recommendations for the best tax software for someone with a relatively basic 1040 but with some stock trades? I used FreeTaxUSA last year but wasn't super impressed with how it handled my investments.

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I switched from TurboTax to TaxSlayer this year because TurboTax kept upselling me. TaxSlayer handled my stocks and mutual funds really well, and it was about half the price. Might be worth checking out.

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I'm a licensed CPA and I'll tell you the honest truth - if your return is truly simple (just W-2s and standard deduction), there's not much value we can add beyond what tax software provides. We mainly help people with: 1) Complex situations like business income, rental properties, investments 2) Tax planning throughout the year (not just filing) 3) Representation if you get audited 4) Peace of mind knowing a professional reviewed everything Most of our clients have complexities beyond a basic 1040. For simple returns, you're probably fine with software. But be honest about how "simple" your taxes really are. Many people think their return is simple when it actually has complications they're overlooking.

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Amara Eze

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Just to add something no one's mentioned yet - does your wife have a tax ID in her home country? My wife kept both her green card AND her foreign tax residency (legally) by structuring things properly. There are tax treaties between the US and many countries that can help determine primary tax residency. Also check if the rental income is from a country with a tax treaty with the US!

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This is misleading. You cannot legally maintain US permanent residency (green card) while claiming to be a tax non-resident of the US. The green card is literally proof of permanent residency, and permanent residents must file US taxes as residents. Your wife is potentially committing tax fraud if she has a green card but isn't filing US tax returns reporting worldwide income.

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NebulaKnight

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Has anyone dealt with Form 8854 (Expatriation Statement) in this kind of situation? I think that's required when surrendering a green card if you've had it for a certain period.

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Yes, if your wife had the green card for 8+ years, she might need to file Form 8854. This is super important and often overlooked. If she meets the criteria for a "covered expatriate" there could be significant tax consequences.

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Here's a simple approach I use: Just calculate 4 different versions of your weekly pay in your spreadsheet: 1. Base 40 hours (lowest withholding %) 2. Moderate OT (medium withholding %) 3. Heavy OT (highest withholding %) 4. An average based on your typical pattern Then depending on what your week looks like, you can quickly reference the appropriate scenario. Not perfect but way easier than trying to build a complex formula.

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Lilah Brooks

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That's not a bad approach for quick budgeting! Do you have any tips for how to determine the withholding percentages for each scenario? Are you just using the actual percentages from past paychecks?

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I just look at my past paystubs and calculate the actual withholding percentage for each category. So I'll find a few examples of 40-hour weeks, average the withholding percentage, and use that. Same for the other scenarios. It's not perfect, but it gets me close enough for budgeting. The key is to categorize your past paychecks based on hours worked and then find the patterns. Over time, you'll see that the percentages are fairly consistent within each band of hours.

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Have you tried the IRS Withholding Calculator? It's free and on the IRS website. You can run different scenarios with different weekly incomes to see how the withholding changes. I use it every January to make sure my withholding is on track.

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Isaac Wright

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The IRS calculator is good for annual planning but it's not great for weekly variations. It assumes consistent income throughout the year which is exactly what OP doesn't have.

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Does receiving a refund check mean the IRS ruled in my favor on dependent claim dispute?

My son and his girlfriend were living with me last year, and their baby was born in mid-December. I covered all household expenses, medical bills, and baby supplies since they moved in during her second trimester. In February, my son's girlfriend suddenly left with the baby to move back with her parents. I recently discovered she filed taxes and claimed the baby as her dependent, even though the child lived in my home and I provided over 80% of the support. I submitted a paper return with a detailed letter explaining why I should rightfully claim the baby as my dependent, including receipts for diapers, formula, crib, and medical expenses I paid. Today I received a refund check from the IRS without any letter or explanation. The refund amount matches what I calculated when claiming the baby as my dependent. Does this mean the IRS ruled in my favor? I found this on a tax advice website: *About two months after you file a paper return, the IRS will begin to determine who is entitled to claim the dependent.* *You may receive a letter from the IRS, stating that your child was claimed on another return. It will tell you that if you made a mistake, to file an amended tax return, and if you didn't make a mistake, do nothing.* *The other person who claimed the dependent will get the same letter. If one of you doesn't file an amended return that removes the child-related benefits, then the IRS will audit you and/or the other person to determine who can claim the dependent.* *You'll get a letter in a few months to begin the audit. In the audit, the IRS will require you to provide proof that you are entitled to claim the dependent.*

Daniel Price

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My sister dealt with this same situation. If the IRS already sent your refund including the child tax credit/EIC, there's a good chance they sided with you initially. The system automatically checks for duplicate SSNs being claimed, so they probably processed your claim first. BUT... the other person might still be going through review. If they submitted after you and included documentation, the IRS might still be reviewing their claim. In that case, you could still get a letter in the future. Keep EVERYTHING that proves you supported the child financially and that they lived with you. Calendar showing overnight stays, medical receipts, daycare payments, anything with dates on it. Don't throw away any of that until at least 3 years have passed.

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Olivia Evans

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Doesn't the tiebreaker rule mean that if two people can claim a child, the person with the higher AGI gets the claim? Or is that only when both people are equally eligible?

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Daniel Price

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The tiebreaker rules only come into play when BOTH people are eligible to claim the dependent under all the qualifying child or qualifying relative tests. They're essentially the "last resort" when two people legitimately could claim the same dependent. In most disputes like this, the IRS determines only one person actually qualifies under the support and residency tests. If the child lived with the grandparent for more than half the year and the grandparent provided more than half the support, then the tiebreaker rules won't even be needed - the other person simply doesn't qualify regardless of their AGI.

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watch out they might still audit u later. happened to my cousin last year. got the refund with dependent then 4 months later got a letter saying they were auditing. make sure u have proof of EVERYTHING. did u save receipts from when u bought stuff for the baby? need proof for: - medical expenses - food/formula - diapers - clothes - toys - percent of rent/utilities also need proof baby lived with u like mail addressed to baby at ur house, doctor records, anything with the address

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Aiden Chen

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You don't need proof for all that. IRS Publication 501 clearly states that for the support test, you only need to show you provided MORE than half of the child's total support for the year. You don't need to document every single expense.

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ur right but in an audit they ask for everything. my cousin had to make a spreadsheet showing all expenses for the kid and who paid what. better to have too much proof than not enough! in a normal year ya don't need all that but when someone else also claimed the same kid its different. they check everything super carefully.

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