SBTPG Refund Cleared Friday but NetSpend Direct Deposit Still Missing - Should I Worry?
My refund cleared SBTPG with fees taken out on Friday but still nothing in my NetSpend account. Starting to get worried since its been 3 business days now. Anyone else experience this kind of delay with NetSpend?
15 comments


QuantumQuasar
SBTPG typically releases funds within 1-2 business days once they receive them from the IRS. NetSpend can take an additional 1-3 business days to process. If it's been more than 5 business days total, contact NetSpend customer service. There's been some delays lately with their processing times.
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Miguel Ramos
•thanks for the info! gonna give it another day before I start making calls 😅
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Zainab Omar
•netspend is the worst fr fr. took them 4 days to process mine last month 🤮
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Connor Gallagher
Hey, I actually found this really helpful tool called taxr.ai that analyzes your transcript and tells you exactly where your money is and when to expect it. It costs $1 but totally worth it to stop stressing about these delays. https://taxr.ai
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Yara Sayegh
•Does it actually work? Been seeing it mentioned everywhere
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Connor Gallagher
•Yeah its legit! Shows you everything - even predicted my deposit date perfectly
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Yara Sayegh
•Just tried it and WOW 🔥 way better than refreshing my bank app every 5 mins lol
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Keisha Johnson
in the same boat rn. day 4 of waiting 😤
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Paolo Longo
Pro tip: never use netspend again lol. Their customer service is useless and they always take forever
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CosmicCowboy
•facts 💯 switched to chime this year and got my refund same day as SBTPG release
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Amina Diallo
Called SBTPG earlier today about similar issue. They said theres a system wide delay affecting some NetSpend deposits. Should clear by end of week
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Miguel Ramos
•omg thank you!! been freaking out over here
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Oliver Schulz
•classic netspend moment 🤡
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Natasha Orlova
mine took exactly 4 business days last week. hang in there!
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Margot Quinn
I had the exact same issue last month! SBTPG cleared on a Wednesday and NetSpend didn't deposit until the following Tuesday. Turns out NetSpend processes refunds in batches and sometimes there are delays on their end. Check your NetSpend account for any pending transactions - mine showed as "pending" for 2 days before it actually hit. If you don't see anything pending by tomorrow, definitely call NetSpend customer service. They can at least tell you if the deposit is in their system.
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