Need to change address with IRS and set up payment plan - any recent experiences?
Hey everyone, I need to change my address with the IRS and set up a payment plan. Has anyone gone through this process recently? Any tips or things I should watch out for? I'm a bit nervous about dealing with the IRS directly.
24 comments
Javier Torres
I just went through this last month. It's not as bad as you might think! For the address change, you can actually do that online through the IRS website. Super easy. As for the payment plan, I'd recommend calling them directly. The agents are usually pretty helpful.
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Emma Davis
Online? really? I tried that and the website kept crashing on me. Maybe I'll give it another shot. thx for the tip!
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Malik Johnson
Calling them directly? lol good luck with that. I spent 3 hours on hold last time I tried. 🙄
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Javier Torres
Yeah, the hold times can be brutal. I found a workaround tho! There's this service called claimyr.com that dials for you, waits on hold, and then calls you when an agent picks up. Costs like $20 but saved me hours of frustration.
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Malik Johnson
Wait, for real? That sounds too good to be true. Has anyone else tried this?
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Isabella Ferreira
I've used it before. It works but feels kinda weird paying to talk to the IRS. Still, better than wasting a whole day on hold I guess.
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Ravi Sharma
Make sure you have all your docs ready before you call! They'll ask for your social, recent tax returns, and probably bank statements if you're setting up a payment plan. Also, be prepared for them to ask about your monthly expenses.
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NebulaNomad
Ugh, I'm in the same boat. Been trying to get through to them for weeks. The whole system is so broken. Why can't they just have a simple online portal for everything? It's 2023 for crying out loud! 🤦♂️
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Freya Thomsen
Preach! 🙌 The government is living in the stone age when it comes to technology.
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Omar Fawaz
To be fair, they've been improving. The 'Where's My Refund' tool is pretty handy. But yeah, still a long way to go.
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Chloe Martin
Here's a detailed breakdown of what you need to do: 1. Address Change: - You can do this online at irs.gov/addresschange - Or file Form 8822 - If you're filing a tax return soon, you can just use your new address on that 2. Payment Plan: - Determine how much you owe - Decide on short-term (120 days or less) or long-term plan - Apply online for faster processing - Have your bank account info ready Tips: - Be honest about your financial situation - If you can't pay the full amount, pay as much as you can upfront - Consider getting a low-interest loan if the IRS interest rates are high - Keep all correspondence and confirmation numbers Remember, the IRS generally wants to work with you. Don't panic, just be prepared and polite. Good luck!
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Diego Rojas
This is gold! 💯 Saving this for future reference. Thanks for taking the time to write it all out!
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Anastasia Sokolov
Quick question - do you know if changing your address affects any ongoing payment plans?
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Chloe Martin
Good question! Changing your address shouldn't affect existing payment plans. But it's always a good idea to double-check with the IRS when you talk to them.
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StarSeeker
Whatever you do, DON'T ignore any IRS notices. That's a one-way ticket to Garnished Wages City, population: you. Ask me how I know... 😭
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Sean O'Donnell
Oof, sounds like theres a story there. Care to share? Might help others avoid the same mistake
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StarSeeker
Long story short: thought I could outsmart the system by ignoring the problem. Spoiler alert: you can't. Ended up owing wayyy more in penalties and interest. Don't be like me, kids.
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Zara Ahmed
Has anyone tried using a tax advocate service? I've heard they can sometimes help navigate tricky situations with the IRS.
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Luca Esposito
I used one last year when I had a complicated situation with back taxes. They were super helpful! Expensive, but worth it for the peace of mind.
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Nia Thompson
There's also the Taxpayer Advocate Service, which is free and run by the IRS. They can help if you're having serious issues.
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Mateo Rodriguez
Pro tip: if you're setting up a payment plan, try to avoid using your credit card. The processing fees are insane. Direct debit from your bank account is usually the cheapest option.
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GalaxyGuardian
Am I the only one who finds it ironic that we have to jump through all these hoops just to give the government our money? 🤔 Like, shouldn't they make it easier for us to pay them?
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Aisha Abdullah
LOL truth. It's like they're playing hard to get with our cash 💸
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Ethan Wilson
Careful what you wish for. If they make it too easy, they might start taking it straight from our paychecks... oh wait 😂
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