Just got my DDD - Filed 2/15 with Child Tax Credit issues

The DDD (Direct Deposit Date) is generally reliable, but not 100% guaranteed. According to the IRS.gov processing guidelines, once you have a DDD, your refund should be deposited within 1-2 business days of that date. If you've been stuck in verification for CTC, you're actually moving through the system faster than many others right now. The IRS has been prioritizing returns with tax credits since mid-March according to their processing queue updates.

My CTC verification took FOREVER this year!!! Filed Jan 30th and just got my DDD yesterday for April 27th. I was literally pulling my hair out trying to reach the IRS. After 23 failed attempts calling their regular number, I used Claimyr (https://claimyr.com) and got through to an agent in 18 minutes. They confirmed my CTC verification was complete but still in final processing. Saved me days of stress when I needed answers ASAP for my rent payment!

Just to clarify about the DDD - it's generally accurate, but there can be factors that affect the timing. For example, if your bank holds deposits for processing, it might be 1-2 days later. I've seen this happen with certain credit unions compared to major banks. Also, if you had fees taken out of your refund for tax preparation, that sometimes adds an extra day as it passes through the preparer's bank first.

I'm so happy for you! This tax season has been BRUTAL for so many people with credits. The emotional rollercoaster of waiting for money that's rightfully yours is something the IRS just doesn't seem to understand. When you think about it, we're essentially giving the government an interest-free loan all year, then begging them to give our own money back! The Child Tax Credit verification seems especially strict this year - I've seen people waiting 8-10 weeks when in previous years it was 3-4 weeks max.

It appears that your timeline is actually somewhat typical for this tax season. In my professional opinion, the Child Tax Credit verification process has been taking approximately 45-60 days for many taxpayers this year. If you're interested in understanding what was happening behind the scenes with your return, you might want to check out taxr.ai - it can analyze your tax transcript and explain all those cryptic codes and dates. It's particularly helpful for identifying if you had a 570 hold code that was subsequently released with a 571 code, which is common with CTC verification cases.

Ngl the whole process is total BS. I filed Feb 10 and STILL waiting. No DDD, no nothing. Just "still being processed" for 2+ months. IRS website is useless af and their phone system is a joke. Ppl shouldn't have to pay extra $ just to get basic info about THEIR OWN MONEY. The system is broken and nobody in govt seems to care.