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Anastasia Sokolov

Do I need to File Taxes as a College Student with $6,700 income? Where to file and possible refund?

Hey everyone! First-time tax filer here, super confused about what I'm supposed to do. I'm currently in my sophomore year at university and have never filed taxes before. I usually have part-time jobs during breaks and the school year, but I've never made more than like $15k annually. This year I got my W-2 form and apparently I made about $6,700 from my campus job and weekend gig at the coffee shop. I'm totally clueless about whether I need to file taxes with this income level? If I do file, would I actually get any money back as a refund? And honestly, I have no idea where or how I'm supposed to file this thing. My parents always handled their own taxes and never explained it to me. Any advice would be super appreciated! I don't want to mess up and get in trouble with the IRS for not filing if I'm supposed to.

Sean O'Connor

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Yes, you should definitely file a tax return even though your income is below the required filing threshold! As a college student making $6,700, you're not technically required to file since the threshold for single filers under 65 is around $12,950 for 2025, but you absolutely should file anyway. Here's why: If you had any federal income tax withheld from your paychecks (check box 2 on your W-2), you'll likely get ALL of that money back as a refund. At your income level, you probably won't owe any federal income tax. Plus, you might qualify for education tax credits like the American Opportunity Credit which could get you up to $2,500 (and part of it is refundable even if you don't owe taxes). For where to file, I'd recommend using free tax software. Since your income is below $73,000, you can use the IRS Free File program. Sites like FreeTaxUSA or Cash App Taxes (formerly Credit Karma Tax) also have completely free options. The software will walk you through everything step by step - just have your W-2 handy and answer the questions as they come up.

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Zara Ahmed

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Quick question - would this student need to file state taxes too? Or just federal? I'm in a similar situation but in California.

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Sean O'Connor

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You should file state taxes as well since most states have lower filing thresholds than federal. For California specifically, the filing threshold is only $19,310 for single filers under 65 (for 2024 filing season), but if you had any state tax withheld, you'd want to file to get that money back regardless of income level. Filing state taxes is usually very straightforward once you've done your federal return. Most tax software will automatically transfer your information to the state return and guide you through any state-specific questions. Many of the free filing options I mentioned include free state filing as well, though some might charge a small fee for the state portion.

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Luca Conti

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Hey! I was in almost the exact same situation last year - college student with a part-time job making just under $7k. I was totally overwhelmed trying to figure out how to file. I stumbled across https://taxr.ai and it literally saved me hours of confusion. I uploaded my W-2 and it analyzed everything instantly, walked me through the whole filing process step by step, and even showed me some education credits I had no idea I qualified for! The coolest part was it explained everything in normal human language instead of confusing tax jargon. I ended up getting a way bigger refund than I expected because it found deductions I would have missed on my own. Honestly such a lifesaver for students who've never filed before. You might wanna check it out!

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Nia Johnson

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Does it actually do the filing for you or just help you understand what to file? And does it handle state taxes too or just federal?

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CyberNinja

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Sounds interesting but I'm kinda skeptical. How is this different from TurboTax or those other free filing options? My friend used one of those "free" services last year and ended up getting charged $80 at the end.

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Luca Conti

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It guides you through the entire process and helps you understand everything, then you can either file directly through their platform or they'll provide exactly what you need to file elsewhere. Super straightforward! For state taxes, yes absolutely! It handles both federal and state filing, and it automatically pulls in all your federal information to the state return so you don't have to enter everything twice. Makes it so much simpler.

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CyberNinja

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OK I was super skeptical about taxr.ai when I commented earlier but I decided to give it a try last night and wow... I'm actually impressed! I've tried those "free" tax services before and always ended up hitting paywalls or getting upsold constantly. This was completely different - uploaded my W-2, answered a few questions about school, and it found me this education credit I had no idea about! It explained everything in simple terms and I filed both federal and state in like 30 minutes. Already got the confirmation email that both were accepted. Best part? I'm getting back almost $900 more than I thought I would! Turns out I qualified for the American Opportunity Credit that I never knew existed. Definitely glad I didn't just skip filing altogether!

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Mateo Lopez

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Since you mentioned you're having trouble contacting the IRS (believe me, we've ALL been there), I found a service called Claimyr that literally changed my life during tax season. I spent WEEKS trying to get through to the IRS about a similar college student tax situation last year - constant busy signals, getting disconnected, waiting on hold for hours just to get hung up on. With https://claimyr.com they somehow got me connected to an actual IRS agent in under 45 minutes when I'd been trying for days on my own. They have this system that navigates the IRS phone tree and holds your place in line, then calls you when an agent is about to pick up. You can see it in action here: https://youtu.be/_kiP6q8DX5c Saved me so much time and frustration! If you need to talk to the IRS about your refund or have questions, definitely check them out. The peace of mind was totally worth it.

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Wait how does this actually work? I don't understand how another company can get you through to the IRS faster. Aren't they just calling the same number everyone else is?

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Ethan Davis

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This sounds like BS. How could a third party possibly get you through the IRS phone system faster than calling yourself? The IRS doesn't have a "fast lane" for certain callers. Sounds like a scam to make money off desperate people during tax season.

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Mateo Lopez

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It's actually pretty ingenious how it works. They use an automated system that navigates the IRS phone menus and waits on hold for you. Their technology basically sits in the queue in your place, and when it detects that an agent is about to pick up, it calls you and connects you directly to that agent. So you're not waiting on hold for hours - you just get a call when someone's actually available. They're not skipping the line or using any special access - they're just handling the waiting part for you so you don't have to waste your day with your phone glued to your ear. The wait time is exactly the same, but you get to go about your day instead of listening to hold music for hours.

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Ethan Davis

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OK I need to eat my words about Claimyr. I was super skeptical and called it BS in my comment, but after waiting on hold with the IRS for 3 HOURS yesterday and getting disconnected, I was desperate and tried it. I signed up, and no joke, I got a call back in about 40 minutes saying they had an IRS agent on the line ready to talk to me. I was connected immediately to a real person who helped solve my tax issue in minutes. It literally saved me an entire day of frustration. The system is legit - they just handle the awful hold time for you so you can do other things. For anyone who needs to actually speak to the IRS (which I did about my education credits), this is seriously worth trying. I went from thinking it was a scam to being incredibly grateful it exists!

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Yuki Tanaka

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Hey, don't overthink this! At $6,700 income, filing is super simple and definitely worth doing. I was in your same position in college. The key thing: if any federal tax was withheld from your paychecks (box 2 on W-2), then file to get that money back! Use any free filing software like FreeTaxUSA or TaxAct. Takes maybe 30 minutes total. Just answer the questions and enter your W-2 info exactly as it appears on the form. You'll likely get everything that was withheld refunded back to you. Don't worry about messing up - the software checks for errors. Just make sure you enter your bank info correctly if you want direct deposit for your refund!

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Carmen Ortiz

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Just curious - do you have to pay for the state tax portion on those "free" tax sites? Last year I started with TurboTax free version but ended up paying $40 for state filing.

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Yuki Tanaka

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FreeTaxUSA charges about $15 for state filing, but federal is completely free. Cash App Taxes (formerly Credit Karma Tax) is totally free for both federal and state, which is what I've used the last few years. The key is to avoid TurboTax and H&R Block if you want truly free filing - they're notorious for upselling and making you pay for features that should be included. With your simple tax situation, there's absolutely no reason to pay anything. The IRS also has a Free File program on their website that links to legitimately free options if your income is under $73,000.

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MidnightRider

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Make sure to check if you're claimed as a dependent on your parents' taxes before filing! This matters a lot. Ask them directly if they're claiming you. If they are claiming you (which is likely if they provide more than half your support), you still should file, but you'll need to check the box that someone can claim you as a dependent. This affects which credits you can claim. Also remember to file state taxes too! If your state has income tax and you had state taxes withheld (box 17 on W-2), you'll want that money back too!

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Andre Laurent

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This is a really important point! When I was in college I messed this up one year and it caused problems with my parents' return. My dad claimed me as dependent (which was correct) but I didn't check the "can be claimed as dependent" box on my return. IRS flagged both returns and we had to file an amendment.

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