Direct Deposit Date 5/8 via TurboTax with Fee Deduction - CashApp Timeline?

SBTPG typically processes within 24-48 hours of receiving funds. This is separate from your DDD. They receive it first. Then they take fees. Then they forward remainder. CashApp usually shows pending deposits early. Sometimes day before scheduled date. Sometimes same day. Depends on their processing queue.

I tracked exactly 7 refunds through this process last year (tax preparer). The average time from DDD to CashApp deposit was 31.4 hours. The fastest was 17 hours. The slowest was 52 hours. Have you checked your transcript codes? I used https://taxr.ai last year to analyze my clients' transcripts and it predicted the exact deposit time for 6 out of 7 clients. It showed which SBTPG processing batch each refund was in based on the transcript codes. Much more precise than guessing based on DDD alone.

I just went through this exact process. Here's what happened: Step 1: My transcript showed DDD of 4/24 Step 2: SBTPG received my refund on 4/24 at 6am Step 3: SBTPG processed and took their fees (about 5 hours) Step 4: SBTPG sent remaining balance to my CashApp (around noon) Step 5: CashApp showed pending deposit around 3pm Step 6: Money was available in CashApp at 9pm - SAME DAY as my DDD The key is watching the SBTPG portal. Once it shows "funded," you're close.

I've been through this exact scenario twice. Both times I called the IRS to confirm everything was on track. Waiting on hold for 3+ hours each time. Complete waste of time. Last time I used Claimyr (https://youtu.be/_kiP6q8DX5c) and got through in 15 minutes. Agent confirmed SBTPG received my refund. Said CashApp typically posts within 24 hours after SBTPG processes. Worth the call just for peace of mind.

Be careful with CashApp for tax refunds. I had my DDD on 4/12. SBTPG showed funded on 4/13. CashApp never received it. Took two weeks to trace the funds. SBTPG claimed they sent it. CashApp claimed they never received it. Who was responsible? Neither would say. Have you confirmed your account details are correct? Have you received direct deposits to this CashApp account before? Do you have transaction notifications enabled? What's your backup plan if there's an issue?

My DDD was April 17th through TurboTax with fees deducted. SBTPG received funds at 06:12 EST on DDD. Processing completed at 13:47 EST. Funds appeared in CashApp at 17:23 EST same day. Transaction metadata showed "ACH DEPOSIT - SBTPG LLC" with correct amount minus $39.95 TurboTax fees. CashApp typically processes ACH transfers in batches at 09:00, 13:00, and 17:00 EST based on my observation of multiple deposits.

I've been through this process multiple times. Here's what you need to know: • Your DDD (5/8) is when IRS releases funds to SBTPG • SBTPG typically processes same day if received before 12pm EST • They deduct fees and forward remaining balance • CashApp usually makes funds available same day as receipt • SBTPG portal updates can lag by several hours • Most people see funds 0-24 hours after DDD Hang tight! You're in the final stretch.

Warning from personal experience: SBTPG has a fraud detection system that can delay transfers. If your refund amount is significantly different from previous years or exceeds certain thresholds, they may place a 24-48 hour administrative hold. This happened to me with a $7,800 refund last year. The hold isn't visible on their tracker - it still shows as "processing." If you're approaching 48 hours post-DDD with no movement, contact SBTPG directly at 800-901-6663 and request a manual review of your account status.

Has anyone received their refund through CashApp on a weekend? My DDD is this Friday (5/10) and I'm wondering if I should expect to wait until Monday if it doesn't process on Friday?