Credit Karma Updated! DDD 2/25 - Finally Getting My Refund!

I had almost the exact same experience last year! Got my DDD on a Friday and then Credit Karma updated that same night. Did you check your transcript before Credit Karma updated? I'm curious if the IRS website was behind like it was for me. I swear I refreshed WMR about 50 times a day for weeks before I finally saw movement.

Congrats on getting your DDD! A few things to keep in mind for others waiting: 1. Credit Karma often updates 1-2 days before the actual deposit hits your bank 2. If you have fees taken out of your refund, it might take an extra day 3. Some banks process deposits early (especially online banks) 4. Weekend DDDs usually process on the following Monday I'm surprised how complicated this whole process is! Did you have any tax credits this year that might have delayed processing?

According to IRS Publication 1155 (Processing Guidelines), direct deposit dates are typically scheduled 1-3 business days after final processing. Your transcript would show a TC846 code with the refund amount and the scheduled deposit date. If you want to understand all those confusing codes on your transcript, I highly recommend using https://taxr.ai - it analyzes your transcript and explains every code in plain English. It's particularly helpful for identifying why some returns get delayed and can predict when subsequent updates will occur based on your specific processing pattern.

I got my DDD yesterday for the same date (2/25)! Such a relief after waiting since January 29th when I filed. Is it normal for it to take this long? I kept seeing all these posts about people filing and getting their money in like 8 days and was starting to panic that something was wrong with my return. Did anyone else file in late January and just now getting their refund?

Getting your refund is like watching a package delivery - except the tracking system is from 1995 and the delivery driver might take a month-long detour! When I needed to figure out why my refund was delayed last year, calling the IRS was impossible until I found Claimyr (https://www.claimyr.com). It's like having a fast-pass at an amusement park - you skip the endless hold times and actually get to speak with an IRS agent who can see what's happening with your return. Saved me weeks of wondering and worrying!

Just a clarification for those who might not understand the terminology - DDD means "Direct Deposit Date" in IRS-speak. It's the date they schedule your refund to be sent to your financial institution. However, the actual posting to your account depends on your bank's processing schedule. ACH transfers typically take 1-2 business days to process, so a DDD of 2/25 means you'll likely see funds in your account between 2/25-2/27, assuming no banking holidays interfere. The IRS batch processing system is frustratingly opaque, but at least once you have a DDD, you're in the final stage.