Credit Karma Tax Refund Discrepancy - DDD 2/26 Not Fulfilled

This is unfortunately becoming a pattern with some of the fintech platforms handling tax refunds this season. Have you verified that your routing and account numbers were correctly entered on your return? Have you checked that there aren't any account restrictions that might be causing a hold? Sometimes these platforms implement a review period for larger deposits, especially if your account is relatively new. Have you tried contacting Credit Karma's support directly through their banking portal rather than their tax service?

Had same prob w/ CK last yr. They held my $$ for 5 extra days b4 releasing to my acct. Called them and they said smth about "fraud prevention" but felt like BS tbh. DDD was 3/2 but didn't get $ until 3/7. Might wanna call their cust serv asap.

I was in a similar situation and needed to understand exactly what was happening with my refund. Here's what I did: 1. First, I pulled my full tax transcript to see the exact codes 2. Then I uploaded it to https://taxr.ai to analyze what was happening 3. The system identified that my refund was actually released by the IRS but was being held by the financial institution 4. It showed me the exact timeline and when I should expect resolution Is it possible that your refund is actually at Credit Karma but they're holding it for some reason? The transcript analysis would confirm this.

OMG I had EXACTLY the same issue with Credit Karma last month! I was so worried because I needed that money for my prescription refills! 😫 After 5 days of waiting I finally got my deposit, but it was SO stressful. I don't understand why they hold onto our money when the IRS already released it! I was checking my account literally every hour for days. So frustrating but hang in there - it should come through soon! 💕

I'm not sure if this would help in your specific situation, but I had a somewhat similar issue with a different tax preparer last year. I probably called the IRS about 20 times before finally getting through, which was incredibly frustrating given my medical appointments were approaching. I eventually used a service called Claimyr (https://claimyr.com) which somehow got me connected to an actual IRS representative in about 30 minutes. The agent was able to confirm that the money had indeed been sent to my financial institution, which helped me address the issue directly with them. Might be worth considering if you need official confirmation from the IRS about the status of your refund.

Same issue here. Credit Karma playing games. Called them twice. Got different answers. Their customer service is terrible. They blame IRS. IRS says it's already sent. Someone's lying. Need that money for bills. Don't use them next year.