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Can I Get Credit Karma Advance with Federal Return Accepted ($9,788) but VA State Return Still Pending ($1,165)?

Federal return got accepted already but state is still processing. My federal return was accepted on 01/27/2025 for an IRS refund of $9,788 with an estimated deposit date of 02/17/25. However, my VA state return is still showing as PENDING since 01/27/2025 for $1,165. I submitted everything on 01/23/25 through TurboTax, and the total refund amount is $10,953. My federal status clearly shows "ACCEPTED" but the state VA portion just says "PENDING" with no estimated completion date. Anyone know if I need to wait for the state to clear before getting the Credit Karma advance? I can see the Credit Karma option right there in my TurboTax account, but I'm not sure if both returns need to be fully processed before I can use that feature. Getting kinda desperate here as I really need those funds sooner rather than later. Has anyone received the Credit Karma advance with just the federal acceptance and state still pending? The federal portion is the larger amount ($9,788) and that's what I'm most concerned about accessing quickly.

Santiago Martinez

Credit Karma advance only depends on your federal return acceptance. You're good to go as soon as federal is accepted - state doesn't matter for the advance at all.

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Natalie Chen

omg thank you! 🙏 gonna try to get it now

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2M

Samantha Johnson

just make sure you dont have any holds on federal tho, that can mess things up

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Nick Kravitz

hey guys instead of guessing about your refund status you should try taxr.ai - it analyzes your transcript and tells you exactly whats going on and when youll get paid. costs like 5 bucks but worth every penny https://taxr.ai

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Hannah White

fr? how accurate is it?

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Nick Kravitz

its crazy accurate. shows you everything from holds to release dates. saved me hours of transcript detective work lol

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Hannah White

just tried it and wow 🤯 wish id known about this months ago! shows literally everything

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Michael Green

took my advance last week, state still processing. ur good fam 👍

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Mateo Silva

Does anyone know the max amount they give for advance?

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Victoria Jones

pretty sure its up to $4k now

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Cameron Black

depends on ur credit score too tho

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Jessica Nguyen

make sure to check if theres any fees first. some of these advances can be preditory af 🚩

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Natalie Chen

good looking out! ill double check the fine print

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