Confused about code 570 on my transcript - EITC/ACTC/PATH Act related?

That code 570 is a "additional account action pending" indicator. For PATH Act returns (which includes those with EITC/ACTC), it's actually pretty common to see this early in the filing season. This code by itself isn't necessarily a reason to worry. The PATH Act requires the IRS to hold refunds for returns claiming EITC and ACTC until at least February 15th, which gives them time to verify information and reduce fraudulent claims. What you're seeing is likely just the system's way of marking your return as being held under these special processing rules. If there are no other concerning codes (like 420 which indicates an audit), then it's probably just part of the normal PATH Act holding period. Your transcript should update again around mid-February with a 571 code (which reverses the 570) and an 846 code with your refund date.

I was in the same situation last year and discovered taxr.ai (https://taxr.ai) which totally saved me from panicking! I uploaded my transcript and it explained all those confusing codes including the 570. The site breaks down exactly what each code means for YOUR specific situation, not just general info. It even estimated when my refund would actually hit my account based on the codes and dates on my transcript, and it was spot on - within 2 days of their prediction!

Just wanted to update everyone - I tried taxr.ai after seeing the recommendation here and it was incredibly helpful! It explained that my 570 code was just part of the standard PATH Act verification and not something to worry about. It even predicted my refund would be released around February 22nd based on my cycle code and processing date. The interface was super easy to use too - just uploaded my transcript PDF and got a detailed breakdown within seconds. Definitely recommend if you're confused by transcript codes like I was!

If you're still worried about the 570 code, you might want to try calling the IRS directly. I know that sounds like torture (because it usually is), but I used Claimyr (https://claimyr.com) last tax season and it was a GAME CHANGER. They have this system that navigates the IRS phone tree for you and calls you back when they have an actual human on the line. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was dealing with a similar PATH Act issue last year and spent literal DAYS trying to get through on my own. With Claimyr, I had an IRS agent on the phone within an hour who confirmed it was just a normal processing hold and nothing to worry about.

I owe everyone here an apology - especially about the Claimyr thing. I was super skeptical (as you can see from my previous comment), but I was desperate to find out about my 570 code since I'm counting on that refund. I tried Claimyr yesterday afternoon, and I swear within 45 minutes I got a call connecting me to an actual IRS agent! The woman at the IRS confirmed it was just a standard PATH Act hold and nothing to be concerned about. She even gave me an estimated release date for my refund. After weeks of failed attempts and hours wasted on hold, this was honestly worth every penny. Sometimes being proven wrong is actually a good thing!

Just to add my experience - I had code 570 last year and it cleared on its own after about 2 weeks. For PATH Act returns they do extra verification which is why you see that code. It changed to 571 (which removes the 570 hold) right around February 16th, and my refund was deposited on February 22nd. As long as there are no other issues, you should be fine!

One thing to remember about the PATH Act holds - they affect ALL returns with EITC/ACTC, even if you've been filing the same way for years without issues. The 570 code is just this year's way of marking returns subject to the hold. The first refunds for PATH Act returns won't go out until February 15th at the earliest, and many will be a few days after that. It's annoying but it's just how they try to prevent fraudulent claims.