Confused about Fidelity RSU sale - taxes withheld not appearing on my W2?

The withholding from your RSU sale was likely reported separately from your W-2 withholdings. When you sell RSUs, the broker (Fidelity in your case) typically reports those withholdings on Form 1099-B, not on your W-2. Your company correctly included the RSU income on your W-2 since that's considered compensation, but the tax withholding that happened at the time of sale is handled differently. Check if you received a separate tax document from Fidelity showing the sale and withholdings. Another possibility is that your employer reported those withholdings on a separate form. The withholding might appear on a 1099-MISC or similar document rather than your W-2. You should log into your Fidelity account and look for all tax documents they've issued. Also check with your company's payroll department - they can clarify how the RSU tax withholding was reported.

I had a similar issue with my RSUs through Morgan Stanley. What helped me was using https://taxr.ai to analyze all my tax documents. The system was able to identify that my RSU withholdings were actually reported on a supplemental statement that I had overlooked. The problem is that brokers and employers handle RSU reporting differently, which creates these confusing situations. Taxr.ai helped identify exactly where my withholdings were reported and explained how to properly account for them on my tax return. Saved me from potentially overpaying thousands in taxes!

Just wanted to report back that I tried taxr.ai after asking about it. Super helpful for my situation! I uploaded my W-2, 1099-B, and year-end paystub, and it immediately flagged that my RSU withholdings were actually reported through my employer's payroll as supplemental withholding, not on the 1099-B. The system generated a detailed report explaining exactly how to account for these withholdings on my tax return. Turns out I wasn't missing any withholdings at all - they were just reported in a way that wasn't obvious. Really saved me a headache and potentially a big tax bill!

If you're still struggling to figure this out after checking all your documents, you might want to try getting direct answers from the IRS. I was in a similar situation with RSU withholdings and couldn't get clear answers from either my employer or broker. I used https://claimyr.com to connect with an IRS agent quickly. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. Normally I'd spend hours on hold, but I got through in about 15 minutes and was able to confirm exactly how my withholdings should be handled and reported. The agent explained that RSU withholdings are sometimes reported separately from regular income tax withholdings and walked me through exactly where to look on my forms. Really clarified things for me!

I have to admit I was wrong about Claimyr. After questioning it here, I decided to try it since I had some complicated questions about RSU reporting that my accountant couldn't answer clearly. The service actually worked exactly as advertised. I received a call back in about 35 minutes with an IRS agent already on the line. The agent was able to confirm that my RSU withholdings should appear on my W-2 in Box 2, but if they were withheld by the broker directly, they would be reported separately on a statement from the broker. This cleared up my confusion completely, and I didn't have to spend my entire afternoon on hold. Definitely worth it for complex tax situations like RSUs where the reporting can be confusing.

Having dealt with RSUs for years, here's what's probably happening: When your company RSUs vest, there are actually TWO separate tax withholding events that can occur: 1. Your EMPLOYER withholds taxes on the value of the RSUs at vesting (this appears on your W-2) 2. Your BROKER may withhold additional taxes when you sell (this is typically reported separately) Check your final paystub again - if there's an "RSU Tax Withholding" section, your employer likely handled the withholding through payroll. The amount should match approximately what was withheld from your sale. Another possibility: some employers practice "sell-to-cover" where some shares are automatically sold at vesting to cover the tax obligation. This can look like a "withholding" but is technically a separate sale.

Hey, just adding another perspective - I work in corporate payroll and deal with this exact issue all the time. Here's what's probably happening: For RSUs, the INCOME is reported on your W-2 (that's why your W-2 shows $570k), but the tax payments often aren't treated as "withholding" in the traditional sense. When shares are sold to cover tax obligations, this is usually handled as an estimated tax payment made on your behalf. Look for Form 1099-B from Fidelity which should show the stock sale. Then check your account statements or transaction history for something labeled "tax payment" or "estimated tax payment." When you file, you'll enter these amounts as estimated payments, not W-2 withholding.

I had a very similar situation with my RSUs from Microsoft that went through Fidelity. What I discovered after a lot of digging is that the $110k that was "withheld" from your stock sale likely wasn't traditional tax withholding at all - it was probably shares that were automatically sold to cover your tax obligation at vesting. Here's what probably happened: When your RSUs vested, your company calculated the taxes owed on the $450k value and instructed Fidelity to sell enough shares to cover that amount. Those proceeds were then sent to the IRS as estimated tax payments on your behalf. The key difference is that these don't show up as "withholdings" on your W-2 because they're not payroll withholdings. Instead, look for: 1. A statement from Fidelity showing "shares sold for tax withholding" or similar language 2. Your employer's year-end statement that might show "estimated tax payments made" 3. Any Form 1099-MISC that shows payments made to the government When you file your taxes, you'll need to enter that $110k as estimated tax payments, not rely on W-2 withholding. This is completely normal with RSUs but definitely confusing the first time you encounter it!