Cash App Direct Deposit Filed 2/22 - No Refund Yet?
I'm honestly shocked that my tax refund hasn't shown up yet! š I filed on February 22nd and selected Cash App for direct deposit, thinking it would be faster than traditional banks. It's been almost a month now and still nothing! As someone who just moved to the US last year, I'm wondering if I'm missing something about how the IRS works here? The whole system feels so different from what I'm used to... Has anyone else with Cash App had delays this year? I'm starting to wonder if I should have just used a regular bank account instead. š«
16 comments
Andre Rousseau
Cash App direct deposits aren't actually faster than regular banks when it comes to tax refunds - they're all at the mercy of the IRS processing schedule! š What's likely happening is your return is still being processed. The average processing time this year is 21 days, but I've seen plenty taking 30-45 days, especially for returns filed after mid-February when volume picks up. Have you checked the Where's My Refund tool or your tax transcript? Those will give you the most accurate status.
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Zoe Stavros
I've had similar experiences in previous years. The IRS processing time seems to get longer every filing season, regardless of which bank or app you use for direct deposit. Last year I waited 32 days despite filing in early February.
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Jamal Harris
Do you think it matters that they're an international filer? I've heard that sometimes adds extra verification steps for the IRS. Could that be contributing to the delay?
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GalaxyGlider
Is there a difference in processing time between Cash App and traditional banks? I'm concerned about potential flags on non-traditional financial accounts during tax season.
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Mei Wong
I waited exactly 37 days for my refund this year with Cash App. Filed on January 31st, refund appeared on March 8th. No issues with the return, just slow processing. For comparison, last year it took 24 days with the same setup. The IRS is definitely moving slower this season.
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Carmen Vega
I'm in the same boat rn. Filed 2/21 w/ Cash App and still waiting. WMR just says "still processing" which is super annoying tbh. My bf used a regular bank acct and got his in 16 days. Starting to think Cash App wasn't the best choice? Idk. Hang in there!
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Liam Sullivan
Cash App isn't the issue. IRS is backlogged. Everyone's waiting longer. Filed 1/29. Still processing. Called IRS repeatedly. No answers. Finally used Claimyr. Got through immediately. Agent confirmed my return was fine. Just in queue. No flags. No errors. Just waiting. Try https://www.claimyr.com if you're worried. Worth the fee to know what's happening.
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Amara Okafor
Is this service really necessary though? Couldn't you just keep calling the IRS yourself? I wonder if they're actually doing anything more than just connecting you to the same queue you'd reach on your own eventually...
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Giovanni Colombo
Thank you for sharing this! I've been trying to reach the IRS for three days straight with no luck. I'm going to try this service tomorrow morning since I need to verify if my address change is causing the delay.
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Fatima Al-Qasimi
I'm considering trying this service, but I'm wondering about the cost. Is it a one-time fee or subscription? And approximately how much does it cost to use their service?
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StarStrider
OMG this sounds like exactly what I need right now! š« I've been on hold for HOURS across multiple days and keep getting disconnected! So frustrating when you just need to ask one simple question about your refund!
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Dylan Campbell
Have you verified if your return was actually accepted by the IRS? Sometimes there might be a discrepancy between when you submitted through your tax software and when the IRS officially accepted it. You might want to check if there were any issues with your filing that could be causing delays, especially since you mentioned you're an international applicant.
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Sofia Torres
Be careful with Cash App for tax refunds. Mine was like waiting for a package that never arrives. Regular bank was much faster last year. This year is worse than last year. Everyone I know with Cash App is waiting longer than traditional banks. Not sure why. Maybe they process differently. Maybe extra verification. Just my experience.
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Dmitry Sokolov
The IRS is dealing with a major backlog this tax season. Direct deposits through any platform are taking longer than the usual 21 days. I've seen many international filers facing additional verification steps this year due to new compliance measures. Check your tax transcript online through the IRS website. It will show if there are any holds or if they've issued the refund already. Cash App isn't your problem - it's the IRS processing time.
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Ava Martinez
I've been through this frustration. Here's what I learned: ā¢ Cash App deposits aren't processed any differently by the IRS ā¢ Filing after mid-February puts you in the high-volume period ā¢ International status sometimes triggers additional review ā¢ The "Where's My Refund" tool often doesn't update properly ā¢ Transcripts give more accurate information than WMR I filed 2/15 and just got my refund yesterday. Patience is unfortunately the only solution unless there's an actual error.
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Miguel Ramos
I've been tracking refund patterns for several years now. On March 12th, 2024, the IRS announced they're experiencing higher than normal processing times due to increased fraud prevention measures. Returns filed on February 22nd typically would process by March 14th in normal years, but this year we're seeing 30-45 day timelines becoming standard. April 5th would be your 43-day mark, so I'd expect movement by then. If April 8th comes with no update, that's when I'd recommend contacting them directly.
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