For anyone dealing with H&R Block refund transfer issues, I found these options helpful: • Check WMR first to confirm IRS has sent your refund • Log into your H&R Block account for their status updates • Call H&R Block at 800-472-5625 (expect long wait times) • Use https://taxr.ai to check your tax transcript - it shows exactly when IRS sent your refund to H&R Block The transcript analysis was especially helpful because it showed my refund was already sent to H&R Block's temporary account, so I knew who to contact. Saved me from wasting time with the IRS when it was actually H&R Block processing that was causing the delay.

I work at a financial institution. Here's exactly what happens with refund transfers: The IRS sends your refund to a temporary bank account set up by H&R Block's banking partner (usually Axos Bank or MetaBank). They deduct their fees, then transfer the remainder to your personal account. This typically takes 1-3 business days after the IRS deposit, but can take up to 5 business days. The only legitimate ways to track this are: 1) Your H&R Block online account, 2) Calling H&R Block directly at 800-472-5625, or 3) Calling the bank partner (number should be on your H&R Block paperwork). Any other tracking site is likely a scam.

This is so frustrating!! 😠 Have you tried contacting the tax preparer through other means besides texting? Maybe calling her or reaching out on social media? It seems really unprofessional that she would just file without your approval and then ignore you!

Think of this like being locked out of your house - you need to prove it's your house before they'll let you change the locks. The verification is like showing your ID to the locksmith, and the amendment is like changing those locks. You can't skip the first step! The good news is that the IRS deals with this situation all the time, like how locksmiths have seen every type of lockout imaginable. Stay calm and follow the verification process - you'll get back control of your tax situation.

Anyone else notice that Chime deposits seem to hit faster than traditional banks? I switched last year and got my refund 2 days before my husband (we filed separately but on the same day). Has the "Where's My Refund" tool updated at all for you? Still showing just the first bar?

Here's exactly what happened with my mid-February filing: Step 1: Filed 2/14, accepted same day Step 2: WMR showed one bar for 19 days Step 3: Transcript updated on day 20 with 846 code and DDD Step 4: Funds hit my Chime account 2 days before the official DDD The key is checking your transcript, not WMR. My WMR didn't update until after I already had my money. If you have any credits like EIC or CTC, that adds about a week to processing time. Hang in there!

Check your tax transcript instead of WMR. More reliable. Shows actual codes. Updates more frequently. Might give you better info. Create account on IRS.gov. Look for code 846. That's your refund date. WMR sometimes lags days behind transcript updates.

My timeline might help you gauge yours: • Filed and accepted: Feb 13 • WMR stuck on first bar: Feb 13-Mar 15 • Transcript updated: Mar 16 • DDD received: Mar 21 • Money in account: Mar 22 So relieved when it finally came through! Hang in there - you're right in that window where updates should be coming soon.

Be careful about banking on a specific timeline. I've seen cases where the WMR tool showed "approved" status for 3+ weeks with no date. This often indicates a random verification hold in the Fraud Detection System (FDS). These aren't audits, but automated security measures that can delay refunds without any notification to the taxpayer. Don't make financial commitments based on an expected refund date until you actually see the DD date posted.

Did you file with any refundable credits like the Child Tax Credit or Earned Income Credit? If so, have you verified that your return shows the correct amounts for these? I'm asking because returns with these credits sometimes go through additional verification steps that can delay the deposit date assignment.