Anyone with TaxSmart file showing deposit date of 3/12 received their refund yet?

Thanks for the info. I bank with Chase and they usually process pretty quickly. I'll wait till Friday before I start stressing out too much.

My credit union sometimes holds IRS deposits for 24 hours for 'verification' or whatever. Super annoying but they always come through eventually.

exactly this^^^ most banks have a hold policy on government checks. its standard procedure and nothing to worry about!

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

It does SO MUCH MORE than just read transcripts! It analyzes all those confusing codes, explains what each status means in plain English, and gives you a prediction of when your refund will actually hit your account. Saved me from checking WMR 50 times a day 😂 It can even identify if there are issues with your return that might cause delays. Honestly its been a game changer for me this tax season!

is this some kind of ad? sounds too good to be true tbh

Not an ad at all! Just sharing what worked for me after weeks of obsessively checking my transcript and not understanding any of it. I was literally losing sleep over my refund status and this tool made everything clear. Try it or don't, just trying to help others in the same boat 🤷‍♀️

Did this actually work? I've been calling for 3 days straight and keep getting the "try again later" message 😫

Yes! Totally worked. I was skeptical at first but was desperate after trying to call like 20 times myself. The service basically navigates all the phone prompts and waits on hold for you, then calls you when they get an agent. Talking to a real person at the IRS got my refund released within days. It saved me so much time and frustration.

this sounds like a scam...how do they even get through when nobody else can?

Not a scam at all! They use some kind of automated system that keeps trying different IRS numbers and menu options until they get through. I was super skeptical too but was at my wits end. The conversation with the IRS agent cleared everything up and my refund was processed right after. Honestly it was worth every penny to finally get answers instead of guessing what was happening with my money.

Does it work for amended returns too? I've been waiting 11 months for mine 😭

Yep! Works for any IRS issue. My friend used it for an amended return problem and got through to someone who could actually help. Beats waiting on hold for 3+ hours or getting disconnected!

Good to know I'm not alone. Let me know if yours hits and I'll do the same.

Will do! This waiting game is the worst part of tax season every year. 🙄

This! The transcript tells you waaay more than the WMR tool. You can see if there are any holds or reviews on your return too.

Thanks for this suggestion! I'm gonna try to access my transcript now.

Tried to create an account online and couldnt verify my identity. So frustrating! Any other ways to check besides calling?

If you can't create an online account, you can still request a transcript by mail through the IRS website or by filling out Form 4506-T. But that takes a while to arrive, so not great for urgent checks.

Did you have EIC or child tax credit? Those always delay refunds until at least mid-February by law.

Yeah I claimed EITC but even with that it shouldn't take THIS long. They said February 27th would be my deposit date and here we are in March with nothing! 🤦‍♂️

Yeah I did have the fees taken out of my refund. That's probably what's happening. Thanks for the reminder!

Its criminal. In most developed countries, the government just sends you a statement to review. But here the tax prep lobby keeps this broken system going.

Facts. Its all about $$$ for the tax prep industry. They lobby hard to keep it complicated so we have to use their services.

These AI tools are getting so good. Did you find it accurate for everything or just the deposit date?

It was spot on for everything! Explained all the transaction codes, told me exactly why there was a small delay (some verification thing), and even explained what each deduction was for. Basically translated the whole IRS language into normal human speak lol. Way better than trying to Google each code individually.

Just checked and my banking info is correct. Used the same account as last year and that refund came through fine.

Really? Every time I try to call I just get a message saying they're too busy and to call back later. How does this service even work?

It's pretty simple! They navigate through all the phone menus and wait on hold FOR you. When they finally get through to an agent, they call your phone and connect you. Saves hours of frustration and hang-ups. The IRS agent I spoke with was actually super helpful once I finally got through to a human.

This is the real answer. I wasted weeks checking WMR when my transcript showed a review code the whole time.

Yes! Transcripts are WAY more accurate than the refund tool. But they're also super confusing if you dont know how to read them. All those codes and dates make my head spin 🥴

For anyone struggling to understand their transcript, taxr.ai breaks it all down in simple terms. Saved me from a panic attack when I saw all these random codes on mine that turned out to be normal processing steps. https://taxr.ai

I've used TaxSmart for 3 years with no issues. I think it's just the IRS that's slow, not the tax prep software.

The software doesn't matter at all once your return is accepted by the IRS. At that point it's entirely in the government's hands, not TaxSmart or any other company.

Not sure about cycle codes - where exactly do I find that on the transcript?

Look for a code that looks like 20230905 or something similar (year, week, cycle). The last two digits tell you if you're daily or weekly processing. If it ends in 01-04 you're daily, if it's 05 you're weekly.

No, don't have any of those issues. My return was pretty straightforward - just W2 income, standard deduction, nothing unusual.

I actually got through last week! Only took 3 hours on hold and 14 attempts calling... 💀

I found a solution for this! Used claimyr.com to get through to an IRS agent last month. They navigated all the phone menus and got me connected to a real person who finally resolved my issue from 2022. After months of trying to call myself with no luck, I had an actual conversation with the IRS in less than an hour!

For real? might have to try that. been trying to reach them for weeks about my amended return and ready to pull my hair out