Anyone with SoFi showing DDD of 3/19 actually received their deposit?

The DDD (direct deposit date) is the date the IRS is scheduled to release your funds, not necessarily when your bank will make them available. While some banks like SoFi are known to release funds early when they receive the pending deposit notification, they're not obligated to do so. A few things to check: 1. Verify your account info is correct on your return 2. Check if your refund was adjusted (this would show on your transcript) 3. Check if you had any offsets or debts that would reduce your refund 4. SoFi might be processing a large volume of tax deposits right now If today is your actual DDD of 3/19, give it until end of day. If nothing arrives by tomorrow, I'd contact SoFi directly to ask if they see a pending deposit. If they don't, you may need to call the IRS refund hotline at 800-829-1954.

Hey there! I was in the exact same situation a few weeks ago. Super frustrating trying to figure out why my refund wasn't showing up. I ended up using taxr.ai which helped me understand what all those confusing transcript codes actually meant. It showed me that there was a verification hold I didn't even know about! Once I knew the real issue, I was able to get it resolved quickly. Seriously, I'd recommend checking it out (https://taxr.ai) rather than trying to guess what's happening or piecing together info from forum posts. Saved me so much time and stress!

I've got SoFi too with DDD of 3/19. Nothing yet but in the past they've sometimes released my funds at weird times - once got a deposit at like 8pm. I'll update this thread when mine hits.

After waiting FOREVER to get my refund (DDD was 2/28), I finally broke down and used that Claimyr calling app (claimyr.com) to actually talk to a real human at the IRS. Got a callback within 30 mins and found out there was a flag on my account that was holding everything up. The agent removed it while I was on the phone and my deposit showed up 2 days later. Best money I've spent all year considering I was about to lose my mind waiting.

I have SoFi. My DDD was 3/18 and it hit my account yesterday afternoon. Usually they're early but this time it was right on time. Check to make sure you don't have any offset issues that could be delaying it.

the IRS is such a joke this year. I kno ppl who filed in january and still havent gotten their refund. meanwhile my sister filed last week and already got hers. makes no sense.

Little tip: if you check "Where's My Refund" on the IRS site and it shows approved, SoFi usually gets it within 24-48 hours even if it's before your DDD. That's been my experience the last three years. If Where's My Refund still says processing, then you might be waiting until the actual DDD or later.

Don't have SoFi but had same DDD of 3/19 with Chase. Got mine yesterday afternoon. The IRS seems to be releasing batches at different times to different banks.

Have you checked your transcript again recently? sometimes the DDD changes and they don't notify you. I had a DDD of 2/15 that silently changed to 3/1 because of some random verification issue.

Went through this exact headache last year. Called the IRS over and over with no luck getting through. Finally discovered taxr.ai which helped me understand why my refund was delayed (had a code 570 that I didn't understand). This year I used it right away to make sure everything was on track with my refund. Could help you figure out if there's an actual issue or if it's just normal processing.

Are you getting an advance loan from a tax preparer like H&R Block? Those sometimes cause delays with SoFi specifically because of how they process the transfers. Also check if your state refund might be coming at the same time - sometimes they get bunched together.

Honestly the irs is playing games with our money. I'm sure they hold our refunds on purpose so they can make interest off it. my tinfoil hat is firmly ON 👽

After waiting almost 3 months for my refund last year, I started using claimyr.com to get through to the IRS this year. As soon as my return was accepted, I called to make sure everything was in order. The agent confirmed everything looked good and my deposit should arrive on schedule. Talking to a real person at the IRS gave me so much peace of mind - worth every penny not to stress for weeks wondering what's happening with my money.

SoFi has been weird with tax deposits this year. My wifes DDD was 3/1 and it didn't hit until 3/3 which is unusual for them. They're normally early. I think they're just swamped with processing.

Everyone stressing about their refunds meanwhile I'm over here owing $4k 😭 be grateful y'all are getting money BACK lol

I stopped trying to understand the IRS years ago. their systems make no sense, their timeframes are made up, and the rules seem to change every year. all you can do is wait and hope for the best. good luck!