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Carlos Mendoza

Anyone who amended their returns with Form 7202 for SETC/sick and family leave COVID credits for 2020/2021 - what was your experience?

I'm trying to figure out what to expect after submitting my amended returns with Form 7202 for the self-employment tax credits for sick and family leave from the COVID period. I finally got around to filing these for both 2020 and 2021 about three weeks ago, and I'm completely in the dark about the timeline. How long did it take for you to receive your credits after submitting the amendment? Did you get separate payments for 2020 and 2021, or did they combine them? And did they send you paper checks or direct deposit the funds? My accountant wasn't very helpful and just said "it depends" for everything. I'm self-employed and had to take care of my kids during school closures, so I qualified for the family leave credits. Just trying to get a sense of what to expect since I'm hearing wildly different timeframes from different people. Thanks for any insights!

I helped several clients amend their returns with Form 7202 for these credits. The process typically takes 16-20 weeks from the date the IRS receives your amendment, though I've seen some get processed faster lately as the backlog has improved. For most of my clients, the IRS processed the years separately, so they received two separate payments. The payment method generally follows however you originally received your tax refund - if you got direct deposit for your original return, the amendment refund usually comes the same way. However, some people reported receiving paper checks regardless of their original refund method. One thing to note: you can check the status of your amended return on the IRS website using the "Where's My Amended Return?" tool. You'll need your SSN, date of birth, and ZIP code. This won't tell you when you'll get paid, but at least you'll know if they've started processing it.

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Does the IRS notify you when they finish processing the amendment? I filed mine in January for both years and I'm still waiting. The "Where's My Amended Return?" tool just says "received" but it's been over 4 months now.

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The IRS doesn't always send notifications when they finish processing amendments. The online tool should update to show "completed" status once they've finished processing, but sometimes there's a delay between completion and when the tool updates. After 4 months, it might be worth calling the IRS to check on the status. Sometimes amendments get held up due to verification processes or simple backlogs. If you call them, make sure you have your tax return information handy, as they'll need to verify your identity.

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I had serious confusion trying to figure out the Form 7202 credits until I used https://taxr.ai to analyze my specific situation. Their system helped me understand exactly what credits I qualified for based on my self-employment situation during COVID. My accountant missed over $6,400 in eligible credits! The tool breaks down the difference between the sick leave and family leave credits and showed me how to properly claim them for both 2020 and 2021. Really amazing that they could look at my specific documents and give me personalized guidance when even tax pros were confused about these special COVID provisions.

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How does it actually work? Do you upload your tax docs and it gives advice specific to your situation? I'm confused about whether I qualify because I was only partially self-employed in 2020 but fully self-employed in 2021.

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I'm skeptical about using online services for something as complex as COVID tax credits. How do they handle security with all your sensitive tax info? And are they actually licensed tax professionals?

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The process is super straightforward - you upload your relevant tax documents and the AI analyzes them specifically for your situation. It works really well for mixed employment like yours because it can identify the self-employment portions that qualify for the credits in both years. Security is actually their strong point - they use bank-level encryption and their system is SOC 2 compliant which is the gold standard for handling financial data. The underlying analysis is based on guidance from licensed tax professionals, but they make it clear they're not providing legal tax advice - just document analysis to help you understand what you qualify for.

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I was initially skeptical about using online services for tax help, but after struggling with the Form 7202 credits for weeks, I gave https://taxr.ai a try. Completely changed my experience! The system analyzed my 1040s from both years and identified exactly where I'd made errors in my original calculation. Turns out I was eligible for an additional $3,875 in credits I'd missed. The report it generated was super detailed and gave me everything I needed to file my amendments properly. I just received my first refund check last week for the 2020 amendment - took about 14 weeks total. Still waiting on 2021 but at least I know it's coming. Definitely recommend if you're dealing with these complicated COVID-era tax provisions.

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After waiting for MONTHS on my amended returns with Form 7202, I finally gave up calling the regular IRS number (was on hold for 2+ hours multiple times). Used https://claimyr.com to get through to an actual IRS agent in less than 30 minutes. There's a cool demo video here if you're curious how it works: https://youtu.be/_kiP6q8DX5c Found out my 2020 amendment was approved but stuck in some processing queue, and my 2021 hadn't even been assigned to a reviewer yet. The agent was able to expedite both of them since I was experiencing financial hardship. Don't think I would've gotten anywhere without actually talking to someone who could see what was happening with my specific returns.

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Wait how does this actually work? Does it somehow get you to the front of the IRS phone queue? That sounds impossible given how notoriously difficult it is to reach anyone there.

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Yeah right. No way some service can magically get you through to the IRS when millions of people can't get through. Sounds like a scam to get desperate taxpayers' money. I've been waiting 7 months for my Form 7202 amendment and accepted that I'll get it when I get it.

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It doesn't put you at the "front" of the queue exactly. From what I understand, they use an automated system that continually calls the IRS using their various phone numbers and navigates the phone tree until they get a spot in the hold queue. Once they secure a spot, they call you and connect you to that spot in the queue. It's definitely not a scam - I was skeptical too, but it legitimately works. I spoke with an actual IRS representative who had full access to my tax record and amendment status. Without this service I'd probably still be attempting to call them myself and getting nowhere. It's essentially paying someone else to handle the frustrating part of waiting on hold for hours.

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I need to eat my words from my previous comment. After weeks of failing to reach the IRS about my 7202 amendment, I broke down and tried Claimyr. Within 45 minutes, I was talking to an actual IRS agent who found both my amendments. Turns out my 2020 amendment had been approved MONTHS ago but the check was sent to my old address and returned to the IRS. The agent was able to update my address and reissue the payment. For 2021, there was a simple mistake that was causing it to be held up, which she fixed on the spot. For anyone waiting on Form 7202 amendments, definitely worth it to actually speak with someone who can see what's happening in the system rather than just checking the online tool that barely tells you anything.

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My experience with the Form 7202 amendment process: - Filed amendments for both 2020 and 2021 in November 2024 - Received 2020 refund via direct deposit in February 2025 (about 12 weeks) - Still waiting on 2021 (currently week 18) I used TurboTax to file the amendments and had documentation for all the days I couldn't work due to COVID school closures. The credits were substantial for me as a self-employed consultant - around $9,300 for 2020 and $11,400 for 2021. One thing I learned: make sure your address is current with the IRS! My neighbor filed around the same time and his check went to his old address because he forgot to update it when he moved.

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Did you get any kind of notification when your amendment was approved? Or did the money just show up in your account? I'm at week 14 for my 2020 amendment and feeling anxious.

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The money actually just showed up in my account with no prior notification. The deposit was labeled "IRS TREAS TAX REF" with a long number after it. About a week later, I received a formal letter from the IRS explaining the adjustment and confirming the amount. I completely understand the anxiety! The waiting period is tough, especially when these credits can be substantial amounts. Based on what I've heard from others, the 14-16 week mark seems to be when many people start seeing movement, so you might be very close.

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Wondering if anyone had their amendments rejected? My CPA helped me file mine in December for both years, but just got a letter saying my 2020 amendment was rejected because I didn't qualify. Something about not having enough self-employment income?? I definitely had my photography business the whole year and had to cancel shoots due to getting COVID myself.

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Did you have a net profit from self-employment? The credits are based on your net self-employment income, not just gross revenue. If your Schedule C showed a loss for the year, you wouldn't qualify. Also, you needed to have been unable to work specifically due to COVID reasons outlined in the FFCRA.

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You're right - I just looked at my 2020 return again and although I had about $10,000 in gross income from photography, after expenses I actually showed a small net loss for the year. So technically I didn't have self-employment income to claim the credit against. I qualified in terms of the COVID reason (I was sick with COVID for 2 weeks), but I guess the income requirement is what disqualified me. Really frustrating since I lost real bookings and income, but on paper it looks like I didn't have income to replace. Thanks for helping me understand why it was rejected!

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I filed my Form 7202 amendments back in September 2024 for both years and finally received both payments in January 2025 - took about 18 weeks total. The IRS processed them separately as expected, with the 2020 refund coming about 2 weeks before the 2021 one. One thing that might help others - I called the IRS around week 16 when I was getting worried, and the agent told me that amendments with Form 7202 are taking longer than regular amendments because they require additional review. She said they're being extra careful with these COVID-era credits due to fraud concerns. Both payments came via direct deposit since that's how I received my original refunds. The amounts were exactly what I calculated - $8,200 for 2020 and $6,400 for 2021. I qualified for the family leave credits since I had to stay home with my kids during school closures in both years while running my consulting business. Hang in there Carlos - based on your timeline of 3 weeks ago, you're probably looking at another 12-15 weeks, but the money will come!

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Thanks for sharing your experience Sean - this is exactly the kind of timeline info I was hoping to get! 18 weeks seems to be consistent with what others are reporting. It's reassuring to know that the extra review time is just due to fraud prevention rather than something being wrong with the filing. I'm also claiming the family leave credits for school closures while self-employed, so our situations sound very similar. Did you have to provide any additional documentation when you filed, or was the Form 7202 with your amended returns sufficient? My accountant didn't mention anything about needing to keep records of the specific days, but I'm wondering if I should have that ready just in case. Really appreciate you taking the time to break down your experience - it helps a lot with managing expectations during this long wait!

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I just filed my Form 7202 amendments about a month ago and I'm in a similar boat - claiming family leave credits for having to care for my kids during school closures while self-employed. From what I've been reading here, it sounds like most people are getting their credits processed in that 16-20 week timeframe. I didn't submit any additional documentation beyond the Form 7202 with my amended returns, but I did keep detailed records of the days I couldn't work due to childcare responsibilities. My understanding is that you don't need to submit proof upfront, but the IRS could potentially ask for it later if they audit or review your claim. It's definitely nerve-wracking waiting this long, especially when you're talking about significant amounts of money. But hearing from people like Sean who actually received their payments gives me hope that the process does eventually work, even if it takes forever!

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I filed my Form 7202 amendments for both 2020 and 2021 back in August 2024, and I'm happy to share my experience since it sounds like we're in very similar situations with the family leave credits for school closures. My timeline was about 19 weeks total - received the 2020 refund in late December 2024 and the 2021 refund in mid-January 2025. Both came via direct deposit as separate payments, which seems to be the standard approach. The amounts were $7,800 for 2020 and $9,200 for 2021. Like you, I'm self-employed and had to handle childcare during the school closures. I didn't submit any additional documentation beyond the Form 7202 with my amended returns, but I kept detailed records of the specific days I couldn't work due to childcare responsibilities - dates, hours lost, etc. The IRS didn't ask for any of this documentation, but having it organized gave me peace of mind. One tip: make sure your current address is on file with the IRS. I updated mine through their online portal just to be safe, since I'd heard horror stories about checks being sent to old addresses and getting lost in the mail. Based on your 3-week timeline, you're probably looking at another 13-16 weeks, but the good news is that most people in this thread who waited it out did eventually receive their credits. The process is slow but it does work!

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Thanks Donna, this is incredibly helpful! Your timeline of 19 weeks is right in line with what others are reporting. I'm at about week 4 now, so knowing I have another 13-16 weeks to go helps me plan accordingly. I really appreciate the tip about updating my address with the IRS - I hadn't thought about that but it makes total sense given some of the stories people have shared here about checks going to old addresses. I'll definitely do that through their online portal just to be safe. It's reassuring to hear from someone who actually went through the entire process successfully. The amounts you received are substantial, and it sounds like the family leave credits for school closures are being processed consistently for self-employed folks like us. Did you get any kind of notification when they started processing your amendments, or did the money just appear in your account like others have mentioned? I'm trying to figure out if there are any early warning signs that things are moving along.

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I went through this exact process last year and can share my timeline. Filed my Form 7202 amendments for both 2020 and 2021 in July 2024, and received my payments in November 2024 - took about 17 weeks total. Like others mentioned, they processed the years separately. I got $5,600 for 2020 and $8,100 for 2021, both via direct deposit since that's how I received my original refunds. I qualified for the family leave credits because I'm self-employed as a freelance graphic designer and had to care for my daughter when her daycare closed due to COVID outbreaks. The waiting was definitely anxiety-inducing, especially since these aren't small amounts of money. Around week 12, I used the "Where's My Amended Return?" tool and it just showed "received" status until about week 15 when it finally updated to "processing." The actual payments showed up about 2 weeks after that status change. One thing I learned: keep checking your bank account regularly during weeks 15-20, because the money can appear without much advance notice. I didn't get any email or text alerts - just saw the IRS deposit when I logged into my banking app one morning. Carlos, at 3 weeks in, you're still very early in the process. Based on everyone's experiences here, you're probably looking at another 13-17 weeks, but the credits do come through eventually!

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Thanks for sharing your experience Yara! This gives me so much hope hearing from someone who actually completed the whole process. 17 weeks seems to be the sweet spot that most people are experiencing. I'm really glad you mentioned the "Where's My Amended Return?" tool status changes - that's super helpful to know that it might update from "received" to "processing" around week 15. I'll definitely start checking that more regularly as I get closer to that timeframe. The tip about checking bank accounts regularly during weeks 15-20 is gold! I would hate to miss seeing the deposit just because I wasn't paying attention. These amounts are life-changing money for self-employed folks like us, especially after how hard COVID hit our businesses. I'm curious - did you have to keep detailed records of the specific days you couldn't work due to daycare closures? I've been documenting everything just in case, but wondering if that level of detail is actually necessary or if the IRS just takes your word for it on the Form 7202.

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I filed my Form 7202 amendments for both years in October 2024 and just received my first payment (2020) last week after about 20 weeks - so you're definitely in for a long wait, but it does happen! Like everyone else mentioned, they're processing the years separately. My 2020 refund was $4,200 and came via direct deposit. Still waiting on 2021, but the "Where's My Amended Return?" tool now shows it's in processing status, so hopefully that one comes soon too. I'm also self-employed (run a small landscaping business) and qualified for the family leave credits when I had to stay home with my kids during the virtual learning periods. The whole process has been nerve-wracking because of the long timeline, but seeing that first deposit hit my account was such a relief. One thing I wish I'd known earlier - around week 16, I called the IRS and they told me my 2020 amendment was actually approved but stuck in a payment queue. If you get really anxious waiting, it might be worth calling around that timeframe just to get peace of mind that everything is moving along normally. Based on your 3-week timeline, you're probably looking at another 16-18 weeks, but hang in there! The process works, it just takes forever.

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Thanks Bruno! It's so encouraging to hear from someone who just received their first payment. 20 weeks is definitely a long wait, but knowing that the money actually does come through makes it much more bearable. Your tip about calling around week 16 is really valuable - I hadn't thought about the possibility that amendments could be approved but just sitting in a payment queue. That would definitely give me peace of mind to know things are actually moving forward even if I don't see the money yet. I'm also curious about your experience with the "Where's My Amended Return?" tool. Did it stay at "received" status for most of the 20 weeks, or did you see it update to "processing" earlier? I'm trying to figure out if there are any reliable indicators that things are progressing before the actual payment shows up. Really appreciate you sharing your timeline and congrats on getting that first payment! Hopefully your 2021 refund comes through soon too.

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I went through this exact same process and can share my timeline to hopefully help with your expectations! I filed my Form 7202 amendments for both 2020 and 2021 in June 2024 and just received my final payment (2021) last month after about 22 weeks total. The 2020 refund came first at around week 18 ($6,800 via direct deposit), and then 2021 followed about 4 weeks later ($9,200 also via direct deposit). Like you, I'm self-employed and qualified for the family leave credits due to school closures and having to care for my kids while trying to run my consulting business. A few things I learned during the process: - The "Where's My Amended Return?" tool is helpful but not always current. Mine showed "received" for about 15 weeks, then jumped to "processing" and then "completed" within about 2 weeks of each other. - The payments really do just appear in your account without much warning - I only found out because I happened to check my banking app. - When I called around week 16 (totally anxious at that point), the agent confirmed both amendments were being processed but said COVID-related amendments take longer due to additional fraud prevention reviews. Based on your 3-week timeline, you're probably looking at another 15-19 weeks, but the good news is that everyone I know who filed legitimate Form 7202 amendments eventually received their credits. The wait is brutal, but it's worth it - these credits can be substantial for self-employed folks who were hit hard during COVID. Hang in there!

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Thanks so much for sharing your complete experience Ravi! This is exactly what I needed to hear as someone just starting this journey. Your 22-week timeline gives me a realistic expectation, and it's incredibly reassuring to know that you actually received both payments after going through the full process. I really appreciate the detailed breakdown of how the "Where's My Amended Return?" tool behaved - knowing that it might stay at "received" for 15+ weeks before jumping to "processing" will definitely help me avoid panicking when nothing seems to be happening for months. And the tip about payments just appearing without warning is super helpful - I'll make sure to check my banking app regularly starting around week 15. Your point about COVID-related amendments taking longer due to fraud prevention makes total sense and actually makes me feel better about the extended timeline. At least I know it's not because something is wrong with my filing, just that they're being extra careful. As a fellow self-employed person who had to juggle childcare during school closures, I completely understand how significant these credits can be. The waiting is definitely going to be tough, but hearing from people like you who successfully navigated the entire process gives me confidence that it will work out in the end. Thanks again for taking the time to share such detailed and helpful information!

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I filed my Form 7202 amendments for both 2020 and 2021 back in February 2024 and received both payments by September 2024 - took about 28-30 weeks total, which was longer than most people are reporting here but I did eventually get both refunds. My situation was a bit different because I'm a freelance web developer and I qualified for both sick leave credits (I had COVID for 10 days in 2020) and family leave credits (childcare issues when schools closed). The 2020 refund was $8,400 and 2021 was $12,100, both via direct deposit since that's how I received my original refunds. One thing that might have delayed mine was that the IRS sent me a letter around week 20 asking for additional documentation to verify my self-employment income. I had to send copies of 1099s and bank statements showing my business income. Once I provided that, things moved pretty quickly - got both payments within about 8 weeks of sending the documentation. Carlos, at 3 weeks you're still very early in the process. Based on all the timelines people are sharing here, you're probably looking at 15-25 weeks depending on whether they need any additional verification. The key thing is that almost everyone who filed legitimate claims eventually got their money - it just takes patience. Make sure you keep all your documentation organized just in case they ask for proof later!

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Thanks for sharing your experience Keisha! It's really helpful to hear from someone who went through the additional documentation request process. 28-30 weeks is definitely on the longer side, but knowing that you eventually received both payments (and substantial amounts too!) is encouraging. Your point about keeping documentation organized is really important - I hadn't considered that the IRS might ask for additional verification of self-employment income later in the process. I'll make sure I have all my 1099s, bank statements, and business records easily accessible just in case they need them. It's interesting that you qualified for both sick leave and family leave credits. I'm only claiming family leave for the school closures, but it's good to know that people with more complex situations are still getting their credits processed, even if it takes a bit longer. The 8-week turnaround after you provided the additional documentation gives me hope that once they have everything they need, things do move relatively quickly. Thanks for the realistic timeline and the practical advice about keeping records ready!

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I filed my Form 7202 amendments in December 2024 for both 2020 and 2021, so I'm about 4 months into the process now. Reading through everyone's experiences here has been incredibly helpful - it sounds like I'm right in that middle phase where most people are still waiting but getting closer to when payments typically start coming through. Like many of you, I'm self-employed (freelance marketing consultant) and qualified for the family leave credits due to school closures and having to care for my kids while trying to maintain my business. The amounts I'm expecting are around $7,200 for 2020 and $9,800 for 2021, so these aren't small sums we're talking about. The "Where's My Amended Return?" tool still shows "received" for both years, but based on what people like Ravi and Donna shared, that seems normal for this stage. I'm planning to check more regularly once I hit the 15-16 week mark to see if the status changes to "processing." One thing I've learned from this thread is the importance of having realistic expectations about the timeline. When I first filed, I was naively hoping to see the money within 8-10 weeks, but it's clear that 16-22 weeks is much more realistic for these COVID-era amendments. At least now I can plan accordingly and not stress out every week when nothing happens. Thanks to everyone who shared their detailed experiences - it really helps to know we're not alone in this long wait and that the process does eventually work out for people filing legitimate claims!

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I'm also in a similar timeline - filed my Form 7202 amendments in January 2025, so I'm about 3 months in now. Reading through everyone's experiences here has been such a relief! I was starting to panic thinking something was wrong with my filing, but it sounds like the 16-22 week timeline is just the reality for these COVID credit amendments. Like you, I'm self-employed (freelance graphic designer) and had to deal with childcare during school closures while trying to keep my business running. The waiting is definitely stressful when you're talking about potentially $10,000+ in credits, but hearing from people like Ravi, Donna, and Keisha who actually received their full payments makes me feel much more confident. I appreciate your point about having realistic expectations. I think a lot of us went into this thinking it would be processed like a regular tax refund, but clearly these Form 7202 amendments are in a completely different category due to the additional review requirements. At least now I can stop checking my bank account daily and just wait it out! Thanks for sharing where you're at in the process - it helps to know there are others in similar timelines who are also just waiting it out.

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