Everyone's talking about the logistics, but nobody's mentioned the financial aspect of this decision. Prepaying property taxes for multiple years - even if allowed - is often not a great financial move. Let's say your annual property tax is $4,000, and you're considering prepaying 10 years ($40,000). If you instead invested that $40,000 in even a conservative portfolio earning 4-5% annually, and just paid your taxes each year from other funds, you'd come out significantly ahead. Plus, you maintain liquidity and flexibility if your situation changes - what if you decide to move in 3 years? Getting refunds for prepaid property taxes can be an administrative nightmare.

One thing nobody has mentioned - my parents tried to prepay property taxes 3 years in advance back in 2018 (right after the tax law changes), and while the county initially accepted the payment, they later returned the excess beyond the next tax year with a letter explaining they could only accept the current year plus one year in advance. They then had to scramble to figure out what to do with this unexpected refund check when doing their taxes. It created a real headache because they'd already claimed the deduction (which later got limited by the SALT cap anyway). So even if your county doesn't clearly advertise their policy on this, they may have internal limits that will result in returned payments.

Just wanted to share my experience since I went through this exact same thing about 6 months ago. That number is definitely legitimate - I was super paranoid about calling it too, but it's the real deal. One thing I'd recommend is having ALL your tax documents ready before you call. They asked me for info from my original return, my AGI from the previous year, and details about when the check was originally issued. The more prepared you are, the faster the call goes. Also, don't be surprised if they ask you to verify your identity in multiple ways. When I called, they asked for my SSN, address, filing status, and even asked me to confirm the exact refund amount. It felt like a lot but it's all standard security protocol. The wait time really varies - I called at 8 AM on a Tuesday and got through in about 15 minutes, but I've heard of people waiting hours during busy periods. Good luck!

I can definitely confirm that 1-800-829-0922 is a legitimate IRS number - I've used it myself when helping clients with similar issues. Your situation sounds very familiar, and the fact that the letter contains your correct SSN and references your specific tax year are good signs it's authentic. One additional verification tip: you can also cross-reference the letter details with your IRS online account at irs.gov. If you create an account there (or log in if you already have one), you should be able to see your payment history and confirm whether a refund check was issued but never cashed. Regarding the Wells Fargo situation - this actually happens more than people realize. Sometimes deposits get initially accepted but then fail during the backend processing, and notification letters can get lost or delayed. I'd recommend checking with your bank to see if they have any record of a returned or rejected deposit from that time period. When you do call the IRS, have your Social Security card, the original tax return from that year, and this letter ready. They'll walk you through the verification process step by step. The whole thing usually takes about 15-20 minutes once you get connected to an agent, and the replacement check typically arrives in 4-6 weeks. Don't stress too much - this is a routine issue they handle every day, and you're being smart to verify everything before proceeding.

This just happen to me did you all have to wait for another 846 on transcript. I only seen the CP 053B code so did u get before u knew it was rejected by the bank or when you called? I’m just trying to figure out how soon would I get my check. My deposits date was sept 4 n bank rejected for no reason

I’m just trying to see if I’ll have another date on transcript or my WMR or just get a check . I never had any bank rejected my irs deposits so I’m trying to figure this out. Does it really take 3 to four weeks before check comes or it just comes

Had this code. Waited 9 days. Got my refund. No additional contact needed. System works slowly. Patience required. Most 571 codes resolve automatically. Your case sounds standard. Nothing to worry about.

I can relate to your frustration with the lack of clear timelines from the IRS! I had a similar experience with TC 571 in February 2024. After extensive research and tracking my own case, here's what I learned: The 571 code specifically reverses a previous account freeze (usually a 570 code), which is definitely positive. In my case, I saw the following timeline: • 571 code appeared on transcript: February 14th • 846 refund issued code: February 23rd (9 days later) • Direct deposit received: February 26th What helped me during the waiting period was understanding that the IRS processes updates in weekly cycles. Your specific cycle code (visible on your transcript) determines which day of the week your account gets processed. Most people see movement within 1-3 processing cycles after the 571 appears. The key is to look for the 846 code next - that's when you'll know your refund has actually been released. Until then, the 571 is just confirming they've cleared the hold but haven't yet issued payment. Keep monitoring your transcript rather than calling - the phone reps really can't see more than what's already there, and the automated system updates are more reliable than human estimates.

I had a similar experience with ID.me's invasive requirements. What worked for me was using the IRS Direct Authentication method that others mentioned. The key thing to know is that you'll need to have your financial information handy - they ask about previous addresses, loan amounts, and account details from your credit report. Make sure you have access to your most recent tax return too, as they sometimes reference information from it. The process is much more straightforward than ID.me's facial recognition circus, and you don't have to worry about uploading sensitive documents to a third party. Once you're verified, accessing your transcripts is instant and you can use them for whatever tax planning you need to do.

I completely understand your concerns about ID.me - their data practices have been questionable at best. I recently went through this same process and found that the IRS Direct Authentication method is definitely the way to go. Unlike ID.me, you're dealing directly with the IRS system, so there's no third-party data sharing involved. The verification process asks knowledge-based questions about your financial history, similar to what you mentioned with your banking verification. Make sure you have your previous tax returns handy and know details about any loans or credit accounts you've had. The whole process took me about 10 minutes, and I had immediate access to my transcripts without having to upload any photos or go through facial recognition. It's honestly what the IRS should have been using all along instead of forcing people through ID.me's invasive process.