Has anyone used TurboTax to handle this marketplace allocation situation? I'm dealing with the same thing and don't know where to even enter this information.

I went through this exact scenario two years ago and it was so confusing at first! The key thing that helped me understand it was realizing that even though you're not a dependent, you were still covered under a policy in your mom's name, which creates this "shared policy" situation. Here's what worked for us: My mom (the policy holder) filed Form 8962 and allocated 100% to herself since her income was much lower and she qualified for more premium tax credit. I then filed my own Form 8962 showing 0% allocated to me. This saved us about $600 compared to splitting it 50/50. The IRS accepts this as long as both people file Form 8962 with matching allocation percentages that add up to 100%. Since you mentioned your mom is unemployed and you worked full-time, allocating more to her will likely result in less money owed overall due to the income-based credit calculation. Just make sure you both keep copies of the 1095-A and coordinate on the allocation percentages before filing!

As someone who just joined this community, I'm absolutely amazed by how this thread has evolved! Brandon's original question about his July EV purchase has become the most comprehensive guide I've ever seen for dealing with uncooperative dealerships on tax credits. What really gives me confidence is the crystal clear pattern in all the success stories: 1) Use specific technical language ("Energy Credits Online Portal," "used clean vehicle credit"), 2) Ask specifically for the finance director by name, 3) Mention that the IRS waived the strict 3-day reporting deadline, and 4) Have all your documentation ready (purchase agreement, VIN, fueleconomy.gov eligibility). The fact that people are successfully resolving cases from 8+ months ago completely destroys the "too late" excuse so many dealerships try to use. Brandon, if you're still following this thread, your July purchase is absolutely still viable - don't let them discourage you! For anyone else dealing with this frustration: document every interaction, be persistent but professional, and don't accept the runaround. You're legally entitled to these credits and the dealerships have clear obligations. The IRS specifically relaxed the deadlines to help consumers in exactly these situations. This community support has been incredible to witness. Thank you to everyone who shared their strategies and success stories - you're helping so many people navigate this complex process!

As a newcomer to this community, I'm absolutely fascinated by how this thread has evolved into such an incredible resource! I just joined because I'm facing a very similar situation - bought a used EV back in November and only recently discovered my dealership never filed the necessary ECO Portal paperwork for my $4,000 tax credit. Reading through everyone's success stories has been both educational and incredibly encouraging. The pattern is so clear across all the successful approaches: use specific technical language about the "Energy Credits Online Portal" and "used clean vehicle credit," escalate directly to the finance director (not just any finance person), mention that the IRS waived the strict 3-day deadline, and come fully prepared with documentation. What really gives me hope is seeing people successfully resolve cases from 8+ months ago. If folks with July and August purchases are getting their credits processed, my November timeline should definitely be manageable. The "too late" excuse that so many dealerships try to use has been completely debunked by multiple success stories here. Brandon, this discussion you started has created such an invaluable resource for the entire community! Your original frustration about your July purchase has helped dozens of people navigate this exact problem. Between all the specific strategies shared here - from technical language to escalation tactics to documentation requirements - you have everything you need to get that credit you're legally entitled to. I'm planning to call my dealership tomorrow using the systematic approach everyone's outlined. Thank you to everyone who shared their experiences and persistence strategies - this community support makes dealing with these bureaucratic challenges so much more manageable!

I had a very similar situation with my RSUs from Microsoft that went through Fidelity. What I discovered after a lot of digging is that the $110k that was "withheld" from your stock sale likely wasn't traditional tax withholding at all - it was probably shares that were automatically sold to cover your tax obligation at vesting. Here's what probably happened: When your RSUs vested, your company calculated the taxes owed on the $450k value and instructed Fidelity to sell enough shares to cover that amount. Those proceeds were then sent to the IRS as estimated tax payments on your behalf. The key difference is that these don't show up as "withholdings" on your W-2 because they're not payroll withholdings. Instead, look for: 1. A statement from Fidelity showing "shares sold for tax withholding" or similar language 2. Your employer's year-end statement that might show "estimated tax payments made" 3. Any Form 1099-MISC that shows payments made to the government When you file your taxes, you'll need to enter that $110k as estimated tax payments, not rely on W-2 withholding. This is completely normal with RSUs but definitely confusing the first time you encounter it!

I'm a tax preparer and see this confusion with RSUs constantly! You're absolutely right to be concerned, but this is actually a very common reporting issue that trips up many people. What's happening is that your employer correctly reported the full RSU income ($450k) on your W-2, but the "tax withholding" that occurred when you sold the shares through Fidelity is technically not payroll withholding - it's an estimated tax payment made on your behalf. Here's what you need to do: 1. Log into your Fidelity account and look for any document or transaction history showing "tax payment," "withholding sale," or "sell to cover taxes" 2. Check with your employer's HR/payroll department - they should have records of estimated tax payments made for RSU transactions 3. Look for any supplemental tax documents beyond just your W-2 and 1099-B When you file your return, you'll enter that $110k as estimated tax payments rather than as W-2 withholding. This is completely normal and legitimate - you're not missing any withholding, it's just reported differently than regular payroll taxes. The good news is that if those payments were actually made to the IRS, you're not behind on taxes at all - you just need to make sure they're properly accounted for on your return. Don't panic! This is a reporting issue, not a tax debt issue.

This is exactly why I always recommend getting copies of everything before you hand over your documents to any tax preparer. In your situation, I'd suggest taking immediate action on multiple fronts: First, create an online account at IRS.gov to check your account transcript - this will show you exactly what's been filed under your SSN, including whether that extension was actually submitted. You can also see the status of your 2021 refund there. Second, send that certified letter Max mentioned, but also consider showing up at his office in person if it's local. Sometimes the threat of appearing in person gets preparers to respond when calls and emails don't. Third, start gathering recommendations for a new preparer NOW, even if your current one suddenly resurfaces. The October 15th deadline is approaching fast, and you don't want to be scrambling at the last minute. Look for someone who's an EA or CPA and has good reviews. Finally, document everything - dates of calls, texts sent, voicemails left. This paper trail will be crucial if you need to file complaints or pursue getting your $375 back. You shouldn't have to chase down someone you're paying to provide a service.

I went through something very similar two years ago and it was incredibly stressful. My preparer also filed an extension without telling me and then disappeared when I needed answers. Here's what I learned that might help you: The most important thing is to protect yourself from missing the October 15th deadline. Even if your preparer suddenly reappears, I'd strongly recommend getting a second opinion from another tax professional at this point. You can bring whatever documents you have copies of, and they can help determine what's missing and what needs to be done. One thing that helped me was filing a complaint with my state's consumer protection agency in addition to the tax-related complaints others mentioned. Since you paid $375 for services not properly rendered, this falls under consumer fraud. They often have more resources to help recover fees than the IRS complaint process. Also, if your preparer is part of a larger firm or franchise, contact their corporate office. They take these situations seriously because it affects their reputation and licensing. The silver lining is that you found out about this issue with enough time to take action. I know it feels overwhelming right now, but once you get your documents back and work with a reliable preparer, you'll get through this. Just make sure to keep detailed records of everything for potential reimbursement of penalties or additional preparation fees you might incur.

Ugh I feel your pain! My 'as of' date has been jumping around like crazy too - went from Feb 15 to March 1, then back to Feb 22, now it's at March 8. I was literally losing sleep over this until someone on here mentioned that AI transcript analyzer thing. Just tried taxr.ai and it actually broke down exactly what each date change meant for my specific situation. Turns out mine keeps changing because they're verifying my dependents, not because there's anything wrong. Finally have some peace of mind! Worth the few bucks just to stop the constant anxiety checking 😅

Honestly same here! My as of date has been all over the place - started at Feb 10, jumped to March 3, then back to Feb 28. I was literally refreshing every hour thinking something was wrong with my return. Finally broke down and tried that taxr.ai thing everyone's been talking about and omg it explained EVERYTHING. Turns out my date changes were just normal processing for my child tax credit verification. Cost like 5 bucks but saved my sanity lol. Now I can actually sleep instead of staying up refreshing the IRS website 🤦‍♀️