Does IRS Code 846 "Refund Issued" Mean Guaranteed $5,297 Deposit on 01-31-2025?

Just checked my transcript and saw code 846. Does this mean thats my actual deposit date or should I expect it later? Really need this money and want to make sure I understand what im looking at. I see the following on my transcript: 806 W-2 or 1099 withholding 04-15-2025 -$14,196.00 846 Refund issued 02-01-2025 $6,397.00 This Product Contains Sensitive Taxpayer Data I'm really hoping this means my refund of $6,397.00 is actually coming on 02-01-2025. I've got bills piling up and need to make some major repairs on my car. Does the "Refund issued" with code 846 guarantee that money is on its way for that exact date? Or should I expect delays? I'm new to reading these transcripts and just want to be sure I understand what I'm looking at before I start making financial plans.

Tax Refund Advance Options 2025 - Looking for more than H&R Block's $500 with EITC/CTC

Looking for recommendations on where to get a bigger tax refund advance this year. H&R Block only gave me $500 last year but my refund was way bigger with EITC and CTC. Anyone know which places offer the highest advance amounts? Need something closer to the full refund amount.

Need Help: Got IRS Letter Saying No Record of My 2024 Return Despite 570/971 Codes on Transcript - $3,500 Refund at Risk

Just checked my transcript and its full of weird codes and numbers I don't understand. There's all these 570 and 971 codes that showed up this week. Anyone know what this means for my refund? Really need this money and starting to get worried. I also got this letter from the IRS dated January 28, 2025 that says: "Internal Revenue Service United States Department of the Treasury Information About the Request We Received On January 27, 2025, we received a request for verification of non-filing of a tax return. As of the date of this letter, we have no record of a processed tax return for the tax period listed above If you have any questions, you can call 800-829-1040." I'm really confused because I definitely filed my taxes and was expecting a refund. Why would they be saying they have "no record of a processed tax return"? And then on my transcript I see these 570 and 971 codes with recent dates. Does this mean my return is being held up? Is the letter related to the codes on my transcript? I was counting on getting around $3,500 back and really need that money for bills this month. Should I call that 800 number they provided? Has anyone else dealt with this situation before?

When does IRS Cycle 05 update? Need exact timing for transcript updates

Can anyone tell me exactly when cycle 05 updates? I keep checking my transcripts but nothing changes. Is it Thursday night or Friday morning? And what time zone? Getting really frustrated checking every hour.

Chime Direct Deposit Timing for IRS Tax Refund - When to Expect Payment?

Got approved for my refund today and I have Chime. Anyone know what time they usually drop the deposits? First time using Chime and getting antsy about when ill see the money hit my account.

Credit Karma Card Closure & TurboTax Refund Advance Eligibility Question

Filed with TurboTax last year and got a refund advance on my Credit Karma card but they closed my account. Anyone know if I can still get the tax advance this year? Really need the money asap and wondering if im totally out of luck or if theres a workaround

$17,837 Refund With $29,619 Income, 3 Dependents & $10k Childcare - Is This Suspiciously High?

IRS Website Error: "Oops-an issue occurred" Preventing Access to My Federal Transcript for 6+ Hours

Been trying to check my transcript all day and the website keeps giving me errors. Anyone else having this issue? Its been like 6 hours now and I keep getting error messages when I try to login. Every time I log in, I get this frustrating message that says "Oops-an issue occurred. Please check back shortly." I've been trying since 2:06 PM and it's now been 6 hours of the same thing. It's showing my name "TINA MARIE" at the top and I can see part of the interface with options like "2024 tax return", "Download return", "Where's my refund?", "How do I amend my return?" and the navigation menu with "Home", "Documents", "Tax tips", "More", and "Help" - but I can't actually click on anything or access my transcript because of this error. Is the IRS website down for everyone or is it just me? I really need to check on my federal return status but keep hitting this wall. The battery on my phone is down to 60% from constantly refreshing the page hoping it'll work. Anyone else experiencing the same issue or know when it might be fixed?

Only Getting $615 Additional Child Tax Credit With 2 Kids on $7,000 Income - Why So Low?

Filed my taxes reporting $7,000 income for 2024 with two qualifying dependents (Jordan and Cardell), but I'm only getting $615 for the Additional Child Tax Credit. I'm completely confused because in previous years I always got the full amount for my kids. When I was doing my taxes, I got this explanation: "You're getting $615 for the Additional Child Tax Credit. This credit is based on 15% of your earned income above $2,500, which in your case is $4,097. Even though you have two qualifying children, Jordan and Cardell, you don't qualify for the regular Child Tax Credit. This is because the Child Tax Credit can only reduce your taxes to $0, and since you don't owe any taxes, you can't use the full $2,000 per child credit. However, the Additional Child Tax Credit allows you to get a refund for the unused portion of the Child Tax Credit, which is why you're getting $615 back." I got laid off in late 2023 which lowered my income significantly for 2024, but it doesn't make sense that making less means getting less for my children. I thought the child tax credit was supposed to help families with lower incomes more, not less. How is it that when I made more money in previous years, I got the full CTC amount, but now that I'm struggling with only $7,000 in income, I only qualify for $615? That's not even half of what I'd get for one child, let alone two! Anyone know what's going on with CTC this year? Did something change in the tax law? Is there something I'm missing or doing wrong?

1095A vs 1095B Form Confusion - Medicare Recipients in CA with Dependents

Living in LA with 3 kids under 17, all on Medicare. Really confused about which health insurance form I need - 1095A or 1095B? Anyone know the difference and which one applies to Medicare recipients?