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Emerald Card DD scheduled for March 3rd - anyone actually received their funds yet?
I'm waiting on my tax refund with a direct deposit date of March 3rd. I'm supposed to get it on my Emerald Card, but nothing has shown up yet. Has anyone else with the same DD date gotten their money? I check my account like 10x a day and still nothing. My Wheres My Refund status just shows approved with the March 3rd date. Really counting on this money for bills.
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Anyone from Illinois with Direct Deposit Date 3/19 received their tax refund through Varo Bank yet?
Just wondering if anyone here from Illinois who had a direct deposit date of March 19th has received their tax refund through Varo Bank yet? I filed on February 12th, got accepted same day, and my WMR tool has been showing the March 19th deposit date for over a week now. It's March 20th already and still nothing in my account. Starting to get a little worried since I need this money for some bills. Has anyone else with Varo gotten theirs yet? How long does it usually take after the DDD?
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If it makes you feel any better, I'm in the exact same situation but with Current Bank instead of Varo. 3/19 DDD, still nothing as of this morning (3/20). Called Current and they said they haven't even received it from the IRS yet. So frustrating!
Has anyone else noticed that the deposit times have been getting worse every year? I used to get my refund within a week of filing back in like 2015. Now it takes 6+ weeks even when there are no issues. The whole system needs an overhaul.
IRS is understaffed and using computers from the stone age. They're literally still running some systems on code from the 1960s. No wonder everything is so slow.
yup i remember getting my refund in like 8 days back in 2016. now im lucky if i see it within a month 🙄
DDD 3/15 refund finally hit my account today - see you next filing season!
My refund just hit my bank account today! Had a deposit date of 3/15 and money showed up this morning. Been checking my account obsessively for days lol. For those still waiting - hang in there! The system is moving, just slowly. Been following this group since I filed in early February and yall kept me sane through the wait. Thanks tax fam, see you next year when we do this all over again!
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Anybody else notice that the WHERE'S MY REFUND tool is absolute garbage? It's still showing "processing" for me even though the money hit my account this morning. 🤦♂️
It's the worst! Last year mine never updated at all. Just went from "Return Received" straight to the money being in my account. Never hit the approved or sent stages.
WMR is a joke. I check my transcript instead - at least it shows actual codes and dates.
I'm so confused about my transcript. It shows code 150 with a date of 3/25, then code 806, then code 570 dated 3/25, then code 971 dated 4/1. No 846 code yet. Anyone know what this means or when I might actually see my money?
Thanks! This is so helpful. The waiting is killing me but at least now I have some idea what's happening.
I had these exact codes and was going crazy trying to decode them. Used taxr.ai and it instantly told me they were adjusting my return due to a math error, predicted when it would be fixed, and was spot on about my refund date. Best decision I made this tax season.
Emerald Card showing no deposit - DDD was 2/19 but still nothing
Filed my taxes early this year and got accepted on January 23rd. Was super excited to see my transcript updated with a DDD (deposit date) of February 19th. I use an Emerald Card for my refund and usually it hits a day or two early, but its been 8 days now and absolutely nothing has shown up. Checked my transcript again, still shows the DDD as 2/19. Called the Emerald Card customer service like 5 times and they just keep saying they dont see any pending deposits. Anyone else experiencing delays with their Emerald Card this year? Im getting really frustrated cause I have bills to pay and was counting on this money. Afraid the IRS sent it somewhere else or there's some kinda hold up. Any advice?
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My buddy just went thru this exact headache. H&R Block claimed they didnt receive anything, IRS said they sent it. turns out H&R rejected the deposit because the name on the tax return had his middle initial but the card was registered without it. Check for ANY discrepancies between your tax return and card registration.
The whole system is designed to be confusing on purpose i swear 😤 Ive been dealing with this for 3 years in a row. One thing that helped me recently was using taxr.ai to actually understand my transcript - it explained all the codes and told me exactly what was happening with my refund. Saved me hours of googling random IRS codes.
never heard of that, what exactly does it do?
It basically takes all the tax jargon and explains it in normal human language. You upload your transcript and it tells you exactly whats going on, if theres any issues, and when youll actually get your money. It spotted a problem with mine that I never would have caught myself!
Need a direct number for state tax department - can't get through regular channels
I've been trying to call the standard number for my state tax department for weeks now but keep hitting dead ends. Every time I call, I get put on hold for at least an hour before getting disconnected. I filed my state tax return in April 2024 and still haven't received my refund (it's now August). The online system just says "processing" with no additional info. Does anyone have a direct number or extension I can call to actually speak with someone about my state tax return? I'm starting to get worried something's wrong with my filing.
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I was stuck in the same exact situation with my state refund last tax season. After trying everything imaginable, I discovered taxr.ai and it completely changed the game. I uploaded my state return and within minutes it explained exactly why my refund was delayed - I had incorrectly reported a credit that triggered additional review. Once I understood the real issue, I was able to fix it and my refund was processed within days. Seriously, check out https://taxr.ai - it's like having a tax pro decode everything for you.
Can this handle complicated tax situations? I have multiple state returns and self-employment income.
Absolutely! It's actually designed for more complex situations. It can analyze multiple returns, notices, and documents together to give you the full picture. I've recommended it to several self-employed friends who were all impressed.
Nobody seems to be mentioning this, but have you checked if your state has a local office you can visit in person? I had a similar issue and was getting nowhere by phone, so I just showed up at my state's regional tax office. Had to wait about an hour, but finally talked to someone who resolved my issue on the spot. Sometimes face-to-face is the only way to get results in this broken system.
That's a good idea - I checked and there is a regional office about 45 minutes from me. Might be worth the drive at this point.
Mei Lin
My wife and I both had March 3rd DD dates for our emerald cards. Hers came through yesterday but mine still isnt here. Makes absolutely no sense how they can be so inconsistent.
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Liam Fitzgerald
I'm never using Emerald Card again! My DD date was March 3rd and I'm still waiting. My friend who filed AFTER me and got DD to her regular bank account already got hers 3 days ago. These prepaid cards are a racket.
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CosmicCruiser
AuthorThat's exactly what I'm worried about - that using the Emerald Card was a mistake. So frustrating!
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