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Anyone else with Direct Deposit Date of 3/15 using Chase Bank - let's keep each other posted
Just got my transcript updated with a direct deposit date of March 15th and I bank with Chase. Wondering if any other Chase customers are in the same situation so we can update each other when funds hit our accounts. Anyone else waiting? Usually my refunds come 1-2 days earlier than the scheduled date so hoping for the same this time.
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TurboTax refund showing 3/15 Direct Deposit date but nothing in my account yet - anyone else waiting?
Filed my taxes through TurboTax on February 3rd and got accepted right away. The WMR tool and my transcript both showed a direct deposit date of March 15th. It's now the 18th and still nothing in my bank account. Called my bank and they said they don't see any pending deposits either. My transcript shows code 846 with the 3/15 date. Anyone else having this issue with their refund? Should I keep waiting or try to call the IRS? My refund is about $3,700 so I was really counting on it to pay some bills.
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Having worked for the IRS (not anymore thank god), I can tell you that delays this time of year are super common. The system is overloaded and sometimes refunds get held in queues for no good reason. Give it until Friday, and if nothing shows up by then, you should call. BUT good luck getting through... your best option is probably using a service like Claimyr that will get you past the endless phone tree. I've heard nothing but good things about it from former colleagues.
After reading these comments, I finally tried both tools mentioned here - used taxr.ai to figure out exactly what was happening with my transcript (turns out there was a mismatch in my reported income that I never would have caught), and then used Claimyr.com to actually talk to the IRS about fixing it. Problem solved in ONE day after weeks of frustration. I'm blown away. If you're stuck like I was, definitely check them both out.
Has anyone with CREDITUNION ddd date 3-15 received their refund yet?
Hey everyone, I'm checking to see if any CREDITUNION customers with direct deposit date of 3-15 have gotten their refunds already? My WMR says it should hit my account on that day but I know sometimes banks release early. I've been refreshing my account all day hoping to see something! Anyone else in the same situation or already received their money? This wait is killing me...
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My BFF works at CREDITUNION (not telling which branch lol) and she told me they do processing runs at 2am, 11am, and 4pm. So if you don't see it in the morning, check again after those times.
This is super helpful intel! Thank you! I'll keep checking throughout the day.
Anyone know if offset refunds follow the same DDD schedule? I have child support arrears and know I'm only getting a portion of my refund after the offset. Just wondering if that process takes longer.
I had an offset last year and it actually came ON the DDD, not early like previous years. I think the offset process adds a step.
If you want to know exactly how much you're getting after offsets and when, check out taxr.ai - it breaks down all the deductions and gives you your actual expected amount. Saved me from budgeting for money I wasn't going to get!
Anyone in Florida with Chime get their tax refund yet? DDD 4/15 but nothing showing up
I'm gettin anxious here. IRS website says my refund was supposed to hit my Chime account today (April 15). It's already 5:43pm and still nothing showing in my account! Anyone else in Florida with Chime experiencing delays? This is my first time using Chime for my tax refund and I'm starting to wonder if that was a mistake. My WMR tool says sent but my account says nothing.
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The IRS "Where's My Refund" tool is the biggest joke. It's been showing "approved" for me for 3 weeks now. I finally broke down and used taxr.ai to actually read my transcript and it turns out they had sent a letter requesting verification 2 weeks ago that I never received! Would have been waiting forever if I hadn't checked. Highly recommend checking your transcript somehow - either through the IRS website or using taxr if you can't access it directly.
omg this happened to my sister too! letter got lost in the mail and she was waiting for months
Great now I'm worried there's a letter I never got. Mail in my building gets stolen all the time 😑
With Chime for 4 yearz now. They deposit as soon as IRS releases the $$. If IRS says its sent but not in ur account yet, it might be hung up in ACH processing. Give it 24 hrs before panickin. If still nuthin by tomorro afternoon, CALL THE IRS not Chime. Chime cant do anything until they actually receive the $$$.
Refund processing delays for Mountain Credit Union members - anyone received theirs yet?
Filed my 2024 taxes back in March and got an acceptance message within 48 hours, but still waiting on my refund to be deposited to my Mountain Credit Union account. Ive been checking WMR daily which just shows the approved status but no deposit date. Called the IRS three times but couldn't get through to a human being. Anyone else banking with Mountain Credit Union experiencing long delays? Is this a credit union issue or an IRS issue? Starting to get worried since its been almost 7 weeks now and I was counting on that money ($3,890) for some urgent home repairs.
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Anyone else think its INSANE that in 2025 the IRS still cant process a simple tax return efficiently?? Our tax dollars fund this broken system. The irony is PAINFUL 😤
they're still using computers from the 1970s for some of their systems. I'm not even joking.
meanwhile they expect us to have perfect documentation and if we make one tiny error they pounce on us with penalties. The double standard is ridonkulous.
OP, go to taxr.ai - literally saved me from the exact same situation last month. It explained my transcript, showed me what was happening with my refund, and even predicted the correct deposit date. Way better than guessing or stressing about it.
James Johnson
I have a DDD of 3/12 with Chase and I'm still waiting. Starting to get worried tbh. Was really counting on this today...
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James Johnson
Just checked and it still says 3/12. Called Chase and they don't see anything pending either. Getting really anxious now.
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Mia Green
If it doesn't show up by tomorrow, you should call the IRS. I had this happen once and it turned out they sent it to the wrong account number.
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Emma Bianchi
FYI - if your refund is over $10,000 it sometimes takes an extra day for fraud verification at most banks including Chase. Just something to keep in mind if you're getting a big refund
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