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After waiting since I filed in March 2024, my tax refund of $5,870 finally hit my account this morning! I've been checking WMR and transcripts every day for months, calling the IRS countless times, and getting nowhere. The money went on hold because of some identity verification issue that I was never notified about. I finally reached an agent last month who cleared everything up and put my refund into processing. First thing I'm doing today is taking my kids to McDonald's and letting them order absolutely anything they want - no budget limits! They've been so patient while I've been stressing about this money. We've had to put off so many things waiting for this refund. Anyone else celebrate when their refund finally comes through after a long wait?
I filed my taxes on April 15th with Credit Karma. My return was accepted right away and WMR showed "Refund Approved" by April 29th. It said direct deposit would be sent on May 7th. It's now May 20th and there's no money in my account. I called the IRS and they said I need to wait 21 days after the deposit date before they can start a trace. Has anyone else who filed around tax day with CK had this issue or gotten their trace number yet? I'm getting worried because I already made plans for that refund ($4,150) and this waiting is killing me.
Try checking your account transcript on the IRS website. It will show if they issued a direct deposit and to what account number (last 4 digits). You'll be able to see if they sent it to the wrong account or if it was never issued in the first place.
Seems like everybody and their mama got their tax refunds already but here I am still waiting. My direct deposit date was 2/28, and I bank with Chime who's supposed to be quick with deposits. Been refreshing my app constantly since yesterday morning. Anyone else in the same situation or is it just me getting screwed over? Starting to wonder if I should be calling the IRS or if I just need to be more patient.
Have you checked your account transcript? Does it show a code 846 with a date of 2/28? If yes, you will most likely get it today. If it shows a different date or no 846 code at all, then something else is going on. The WMR tool is notoriously inaccurate and days behind the actual transcript. Also, double check that you entered your direct deposit info correctly when you filed.
You can get your transcript at irs.gov/transcripts but you need to verify your identity. The 846 code means "refund issued" and will have a date next to it. That's the official date they sent the money. Most banks including Chime sometimes deposit early but they're not required to - they can hold it until the official date.
UPDATE: my refund just hit my chime account! DDD was 2/28 and it came exactly on 2/28 at 3:42pm eastern. Hope everyone else gets theirs soon!
So I got my DDD of 3/18 on my transcript last week. I bank with SoFi and usually they deposit 2 days early for direct deposits. I'm getting anxious checking my account every hour and still nothing. Anyone else in Florida with SoFi got their refund yet? Starting to worry something went wrong.
Hey just a heads up - check that your bank account info is correct on your return! Last year I had the right account number but accidentally transposed two digits in the routing number. The IRS caught it but it delayed my refund by 3 weeks. You can verify this info on your transcript.
SoFi customer here. My experience is that they're actually NOT consistent with the early deposit thing for tax refunds specifically. Regular paychecks? Yes. Government payments? Hit or miss. Last year my fed refund came exactly on the DDD, not early.
My brother filed his 2023 taxes and just found out his tax preparer fraudulently added a fuel credit to his return. He filed an amended return back in August to fix this mistake, but everything seems frozen since then. I've got his transcript from this year and I'm trying to figure out what's happening with his refund. The transcript shows the following: ACCOUNT BALANCE: -$9,455.00 ACCRUED INTEREST: $0.00 AS OF: Feb. 25, 2025 ACCRUED PENALTY: $0.00 AS OF: Feb. 25, 2025 ACCOUNT BALANCE PLUS ACCRUALS (this is not a payoff amount): -$9,455.00 ** INFORMATION FROM THE RETURN OR AS ADJUSTED ** EXEMPTIONS: 01 FILING STATUS: Single ADJUSTED GROSS INCOME: $69,836.00 TAXABLE INCOME: $55,986.00 TAX PER RETURN: $7,723.00 SE TAXABLE INCOME TAXPAYER: $0.00 SE TAXABLE INCOME SPOUSE: $0.00 TOTAL SELF EMPLOYMENT TAX: $0.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2024 PROCESSING DATE May 13, 2024 TRANSACTIONS CODE EXPLANATION OF TRANSACTION | CYCLE | DATE | AMOUNT 150 Tax return filed | 20241705 | 05-13-2024 | $7,723.00 806 W-2 or 1099 withholding | | 04-15-2024 | -$3,568.00 810 Refund freeze | | 02-08-2024 | $0.00 766 Credit to your account | | 04-15-2024 | -$12,520.00 971 Amended tax return or claim forwarded for processing | | 07-23-2024 | $0.00 977 Amended return filed | | 07-23-2024 | $0.00 I'm confused because it shows a refund freeze from 02-08-2024, which is before he even filed his taxes. Then there's this large credit of -$12,520.00 to his account, which I'm guessing includes the fraudulent fuel credit. His amended return shows as filed and forwarded for processing on 07-23-2024, but there's been no movement since then. It's now been over 7 months since the amended return was filed and everything still appears frozen. The account balance shows -$9,455.00 which means the IRS thinks they owe him money, but he knows that's not correct because of the fraudulent credit. Why would there be a refund freeze BEFORE he even filed? And why is there no additional activity after the amended return was processed? Is this typical for fraud cases? What should he expect next? Any ideas why this is taking so long or what might be happening? Thanks for any help!
Definitely get thru to a human ASAP!!! I had a similar issue that took 14 months to resolve because I just waited for letters. When I finally got someone on the phone using Claimyr.com they were able to resolve it in ONE CALL. Literally the best money I ever spent - one 20 minute call with a real IRS agent fixed what had been holding up $11k for over a year.
why is everybody talking about these paid services? Just call the IRS Taxpayer Advocate Service. It's FREE and they are literally designed to help with these exact situations. 877-777-4778
Butch Sledgehammer
Meanwhile, I owed $312 in taxes this year and they cashed that check within 3 DAYS of receiving it. Funny how that works! They sure don't have any delays processing payments TO them... ๐
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Leslie Parker
And they charge interest and penalties if you're even one day late paying them. But they can hold our refunds for months with no consequences!
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Sergio Neal
FACTS! ๐ฏ
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Savanna Franklin
McDonald's and coffee treats sound awesome! I always use part of my refund to do something special for my kids too. This year we're planning a small weekend getaway once our refund (finally) arrives. Filed in April and still waiting... ๐คก
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