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Another successful tax season in the books! By successful I mean the government held MY money for 3 months and then finally gave it back to me without interest. How generous of them! š
And if you underpay they hit you with penalties too! But they can just hang onto our refunds indefinitely with zero consequences.
I don't trust banks OR the IRS. I always file exactly to avoid having a refund. Why give the government an interest free loan all year?
This is the way. I adjust my withholding to get as close to zero as possible. I'd rather owe a small amount than wait for a refund.
Not everyone can do this tho. If you get tax credits like EIC or child tax credit, you're gonna get a refund no matter what.
My transcript is confusing AF. I have a DDD but also have some random code 570 that I dont understand. Is that gonna mess up my deposit date? Anyone know what that means?
I had the same issue and was super confused by all the different codes. Used taxr.ai and it explained everything about my transcript, including what the 570 meant in my specific case. Way easier than trying to figure it out from random forum posts! I'd recommend checking it out if you're trying to understand what's happening with your refund.
I got a DDD of 3/29 last month and still havent got my refund. Been calling IRS for two weeks and cant get thru. WMR still says processing. Anyone else have their DDD come and go with no money? š«
You need to talk to a human at the IRS ASAP. I had a similar issue and couldn't get through for weeks. Finally used Claimyr.com and got connected to an agent who found the problem - my bank had rejected the deposit because the name didn't match exactly. They fixed it and sent a paper check instead. Worth every penny to finally get an answer instead of being in limbo!
I spent HOURS trying to get through to the IRS about this exact issue last month. Kept hitting dead ends with the automated system. Finally used claimyr.com and got connected to a real person who confirmed my deposit was sent. Turns out my bank was holding it for "verification" š but once I had proof from the IRS agent that it was legitimate, they released it same day. Talking to an actual IRS agent made all the difference.
It was worth every penny considering I was about to lose my mind trying to get answers. The peace of mind from actually speaking to someone who could access my file and give me real information instead of guessing was priceless. I'd pay double what they charge to avoid the stress of wondering what's happening with my money!
Pro tip: If you don't get your refund within 5 business days of your DDD, call the IRS and request a trace. They can tell you exactly where your money is and why it might be delayed. But be prepared to wait 2+ hours on hold unless you use a service like claimyr.com (that's what I had to do after waiting forever and getting hung up on twice).
I filed in February and still nothing. No trace code. No updates. Transcript hasn't changed in 3 months. Starting to think my refund went to a black hole.
I tried calling the advocate line but they said they're not taking new cases unless its a hardship. Might try that trace number OP mentioned
If you need to talk to an actual IRS person try Claimyr (claimyr.com). It was the only way I could talk to a live agent after weeks of trying. Found out my return had been flagged for identity verification but they never sent me the letter!
JaylinCharles
Call your state tax office. Seriously. sometimes theres a simple issue they need to resolve but they dont bother contacting you. I wasted 3 months waiting last year when a 5-minute phone call solved everything.
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JaylinCharles
ā¢Yeah fair point. I got lucky and called right when they opened. but yeah its nearly impossible to get through most of the time.
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Lucas Schmidt
ā¢I had the same problem but used Claimyr.com to get a callback. Only way I actually got to speak to someone without wasting my whole day on hold.
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Freya Collins
heres wat i learned after 20 years of taxes: Federal = 2-3 weeks. State = 4-12 weeks. thats just how it is man.
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