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After 3 months waiting on my refund I kept getting different explanations on here about what was happening. Got so frustrated i finally used Claimyr (claimyr.com) to actually reach an IRS agent directly. Found out EVERYONE online was wrong about my situation - had nothing to do with verification and was actually a simple math error they fixed on their end. Talking to an actual agent was the only way I finally understood what was happening and got my money.
Yes! Got a callback within 3 hours and they fixed my issue right there on the phone. After 2 months of confusion and stress it was resolved in a 15 minute call. Absolute game changer if ur dealing with refund delays.
Anybody else notice how the worst advice always starts with "my friend's tax guy said..." š
The classic "I read on Reddit that..." š
ATTENTION: If you filed with a tax preparer who takes their fees out of your refund, your money goes through a third party bank first (like SBTPG or Republic Bank) BEFORE reaching your account. This adds 1-2 more days to the process. Check if this applies to you!
just an FYI - IRS website says "your financial institution may not make funds available to you right away. contact your financial insitution to find out when u will have access to ur refund." so tldr: probably tomorrow but call chase if ur really need to know
It depends on your bank and sometimes the time of day the IRS sends it. Chase usually posts overnight, so probably tomorrow morning. But I've seen some people get it same day if the IRS sends it early enough. Either way, you're in the home stretch! If you check your Chase app regularly you might see it pending before it posts.
Thanks! Been refreshing the app all day lol. Nothing pending yet but I'll keep checking!
I literally sat on hold with the IRS for 3 hours yesterday only to get disconnected. Its criminal how they treat us. Trying to find out about my amended return from LAST YEAR that still isnt processed. Anyone know how to actually reach a human?
seriously? never heard of it but desperate at this point. I'll try anything. 14 months waiting for my amended refund is ridiculous.
Yeah it works. They call and wait on hold, then call you when they get someone. The IRS agent I got was actually super helpful and found my amended return was missing a form. Got it sorted out and my check arrived 3 weeks later.
I work at a bank (not Chase). Here's what's happening: SBTPG initiated the ACH transfer today, but most ACH transfers don't settle same-day unless they're specifically marked as same-day ACH (which costs more). Regular ACH transfers typically take 1-2 business days to complete. So if they initiated it today, it'll probably hit your account tomorrow morning when your bank processes their overnight batch.
Aiden O'Connor
I got so frustrated with this exact problem! Tried to call my state revenue office like 6 times and kept getting disconnected. Finally got through with Claimyr.com - they navigated the phone system and got me a callback with an actual agent. Turns out there was a simple mistake on my return they needed to verify. Refund was processed once I talked to someone. Saved me from losing my mind on hold music!
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Zoe Papadopoulos
After going through this exact nightmare last year (federal quick, state took FOREVER), I found taxr.ai and it's been a lifesaver. It clearly explained what was happening with my refund status when the state website was giving me cryptic messages. This year I've been using it to track both federal and state - shows exactly where things are in the process and what to expect next. https://taxr.ai
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Jamal Brown
ā¢sounds like one of those ads that pops up everywhere. anyone ACTUALLY try this?
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Zoe Papadopoulos
ā¢Yeah I get the skepticism. I tried it out of desperation after spending way too many hours trying to decode what "being processed" actually meant. It breaks everything down in normal human language - like having a tax pro explain everything. Definitely not an ad - just someone who's been through the same frustrating wait.
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