Did you check if there's a 971 code on your transcript too? What about a date next to the 570 code? Is there any amount listed with the 570? These details can help narrow down what's happening.

I had a 570 code last year when we were stationed at Fort Liberty. It took exactly 5 weeks to resolve in my case. The IRS was reviewing my Child Tax Credit amounts. I remember being so frustrated because we were also in the middle of a move. If you're PCSing, make sure the IRS has your forwarding address so you don't miss any notices they send.

The errors department is where returns go to die 💀 Mine was there for 87 days last year. Consider yourself lucky!

What's your cycle code? I'm trying to figure out if I'm on a weekly or daily update schedule.

According to IRS Publication 1345 (Rev. 4-2023), when taxpayers elect to have fees deducted from their refund, the process must follow the Electronic Refund Disbursement (ERD) protocol. This requires the refund to be deposited first into a temporary bank account established by the tax preparation company or their financial partner. The financial institution must then process the fee deduction and forward remaining funds within one business day per Regulation E requirements. However, the current processing backlog is causing delays beyond the regulatory timeframe. You need to contact both your tax preparer and their banking partner immediately!

Isn't it interesting how we're all essentially giving these tax prep companies an interest-free loan? Think about it - they're holding millions of dollars of our refund money for several days before passing it along. Even at modest interest rates, they're making significant money just from the float period. I had a $4,382 refund last year with TurboTax fees taken out, and it took 4 days longer than my sister's refund (same filing date, same bank) who paid her fees upfront. Anyone else notice that the bigger your refund, the longer they seem to hold it?

My timeline was almost identical to yours, but even longer! Filed Feb 3, accepted Feb 5, lost bars Feb 20, no topic 152 for THREE weeks, then suddenly got the 846 code on March 18 with a deposit date of March 23. The CTC adjustment reduced my refund by $1,500 which was way worse than what happened to my sister who only had a $400 adjustment. The most frustrating part was that unlike last year when everything processed in 8 days, this year it took 7 weeks with zero communication from the IRS until that final transcript update.

Just a heads-up for everyone - these CTC adjustments are happening more frequently this year because the IRS implemented enhanced verification protocols after the pandemic-era expanded credits expired. They're cross-checking dependent information more rigorously against prior year returns and other agency databases. The good news is that once you see that 846 code, you're in the home stretch! The direct deposit date is usually accurate within 1-2 business days. And hey, at least you didn't get hit with the dreaded 420 audit code - that would have added another 60-90 days to your wait! 😅

Have you considered setting up text alerts with your bank? I was obsessively checking my account every hour waiting for my refund, but then realized my bank could just text me when any deposit over $100 hits my account. Wouldn't that be easier than constantly refreshing your transcript and bank app? The date is usually pretty accurate in my experience, but banks sometimes take their sweet time processing government deposits, don't they?

Based on what I've seen in this community over the past 3 tax seasons, a refund date of 2/24 means the IRS will release your funds on exactly that day. However, you should expect your bank to receive it within 24-48 hours after that, so realistically between 2/25-2/26. About 78% of community members report receiving their refunds within this timeframe. Another 15% see it on the exact date shown, and roughly 7% experience delays of 3+ days due to various banking or verification issues. Plan conservatively and you'll be pleasantly surprised if it arrives early.