I can explain EXACTLY what's happening here. The SSA website updates when your Schedule SE data is transmitted, which confirms your self-employment tax contribution (12.4% for Social Security + 2.9% for Medicare) has been recorded. However, this is COMPLETELY SEPARATE from your income tax processing! To verify your full return status: 1) Check your IRS account transcript for processing codes, 2) Look for code 150 which indicates tax return filed and posted to your account, 3) If you see codes 806/807, your payments have been applied, and 4) Look for code 846 which indicates a refund issued. I'm SO RELIEVED I figured this out last year after similar confusion!

This happened to me last semester! I saw my gig earnings on SSA in early February but my actual tax return wasn't fully processed until March 12th. I remember being super confused because I thought they were the same thing. Called the IRS after waiting on hold for like 2 hours and they explained that SSA just gets notified about your earnings for Social Security purposes, but that's just one piece of your tax return. The rest was still going through their system. Got my refund about a week after my transcript updated with the 846 code.

Adding some additional info about cycle codes that might help: 05 cycles are definitely weekly updates (Thursdays), while 01-04 are daily cycles. Compared to last year when I had an 01 cycle, my 05 cycle this year took about 8 days longer to process. The good news is that once you see that DD date on your transcript, it's usually very reliable. I'm slightly worried about the March 3rd date being a Sunday though - might not hit until Monday the 4th since banks don't typically process on weekends.

Be careful abt counting on that March 3rd date tbh. Had similar situation last yr w/ cycle 05 and PATH. Transcript showed DD but then got hit w/ random verification delay. Ended up waiting another 60 days! IRS sent letter requesting docs I'd already submitted w/ return. Super frustrating. Might wanna check ur mail regularly just in case they need more info. Not trying to be negative but just sharing what happened to me.

Did you check if there's a separate login portal specifically for Liberty Tax customers? Sometimes these tax prep companies have their own branded version of the Republic Bank portal that requires different login credentials. Also, have you tried calling Liberty Tax directly instead of Republic Bank?

This happens every year with these refund transfer products. I've seen this pattern repeat itself across multiple tax preparation companies. Back in 2022, I had a similar issue with Jackson Hewitt, and before that with H&R Block. These bank products add an extra layer of complexity that often causes confusion. Your refund is likely fine - it's just the tracking system that's problematic. Here's what I've learned works best: 1. Contact Liberty Tax directly - Republic Bank customer service often can't help with Liberty-specific issues 2. Check your IRS transcript directly if possible 3. Wait 24-48 hours after seeing your state refund before panicking about federal 4. Remember that the advance is separate from your actual refund processing

Back in 2021, I had a similar issue and found that requesting a tax advocate helped speed things up. You can qualify for a tax advocate if the delay is causing significant financial hardship. Since you mentioned needing the refund for your property tax payment, you might qualify. I called the Taxpayer Advocate Service at 1-877-777-4778 and explained my situation. They assigned someone to my case within a week, and my transcript updated shortly after they intervened.

Has anyone noticed that February filers seem to be having more delays than March filers this year? I filed on February 14th and still nothing, but my sister filed on March 10th and already received her refund on April 1st. Is the IRS processing newer returns before the backlog? This makes no sense to me.

I was in this situation last year - it was like watching a turtle race through molasses! My refund was offset for an old tax debt, and the remaining balance took about 3 weeks to arrive. It's like the IRS has to manually count each penny twice before they'll send you what's left. The worst part was not knowing when it would come, so I kept checking my bank account like a kid waiting for Santa. Hang in there!

IRS offsets are slow. Treasury takes their cut. Rest comes later. Usually 2-3 weeks. Sometimes longer. Check WMR daily. Look for status change. Call if nothing after 30 days.