What filing status did you use? Head of household? This matters. Different processing times. First year after divorce can trigger reviews. Not always delays though. Did you claim dependents? That's another factor. Nine weeks seems excessive. Most returns process faster.

I'm going through something very similar right now! Filed as single for the first time after my divorce was finalized in December, and I'm also stuck in this waiting period. What's really frustrating is that the IRS website says 21 days for e-filed returns, but then when you call they immediately jump to 9 weeks. I've been checking my transcript obsessively and see absolutely no movement beyond the initial acceptance. One thing I learned from calling multiple times is that they have different "holds" in their system - some are automatic reviews that resolve themselves, others need manual intervention. The representatives won't always tell you which type you have unless you ask specifically. Has anyone here had success getting a straight answer about what type of review their return is actually under? Also, @Angelina Farar - thanks for mentioning Claimyr! I had no idea services like that existed. The 237 minutes of hold time across 17 calls sounds exactly like what I've been dealing with.

I had this exact situation with Bank of America last month. My DDD was February 22nd, nothing appeared until February 25th. I called them after day 2 and they claimed they hadn't received anything, but then it magically appeared the next morning. I've been with BoA for 12 years and this happens almost every tax season - they're consistently slower than other banks with tax refunds. Has anyone else confirmed their deposit arrived yet from the 3/15 batch?

I'm dealing with the same frustrating situation with Bank of America! My DDD was also 3/15 and still nothing showing up in my account as of this morning. Reading through everyone's experiences here is actually really reassuring - sounds like BoA just has a slower processing system for tax refunds compared to other banks. I'm going to follow the advice about waiting until at least 5 business days before panicking, and definitely going to check my account early tomorrow morning since someone mentioned they process overnight batches around 3-4am. Thanks everyone for sharing your experiences - it's helping me stay calm instead of assuming something went wrong!

Anyone else think its sus that they cant just email these things? Like its 2025 ffs 🤡

Had the same issue last year - definitely call that number Saanvi mentioned! Also check if you moved recently or if your address with the IRS matches what's on your last return. They're super picky about addresses and even small differences can cause delays. You can also try creating an account on IRS.gov to see if there are any messages in your online account about the verification.

Whatever you do, don't go to one of those "tax relief" places you see advertised on TV! My brother was in a similar situation (8 years unfiled) and paid one of those companies $4,000 upfront. They literally did NOTHING for months then said he "didn't qualify" for their program. You're better off getting your transcripts and working with a local CPA or EA (Enrolled Agent) who specializes in back taxes. They typically charge by the return rather than some huge upfront fee.

Hey Nia, I was in a very similar situation about 3 years ago - hadn't filed for about 12 years and was completely paralyzed by anxiety about it. I understand that overwhelming feeling. Here's what worked for me: I started by getting my wage and income transcripts from the IRS website first (before trying to call them). This showed me exactly what income was reported under my SSN for each year, which was actually less scary than I thought it would be. Then I focused on just the last 6 years like others mentioned. For the years when I made under the filing threshold, I didn't need to file at all. For the others, I found that some years I was actually owed refunds! The key thing that helped my anxiety was breaking it down into small steps instead of trying to solve everything at once. Week 1: get transcripts. Week 2: figure out which years actually required filing. Week 3: tackle the most recent year first. Also, once I finally got compliant, the mental relief was incredible. I could apply for jobs without worrying about background checks, I could get a mortgage, I could sleep better. You're taking the right first step by addressing this now. The IRS really does want to work with people who voluntarily come forward. You've got this!

LPT: Record the call if you can (check your state laws first). It helped me when there was a mixup later and I could prove what the agent told me.

Be extra careful about scams too! The IRS will NEVER call you first - they always send letters first. Since you got the official letter, you're good, but just make sure you're calling the number on the actual IRS letter, not any number someone might give you online or over the phone. There are tons of scammers pretending to be the IRS trying to steal people's info during identity verification calls. Stay safe out there!