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This is possibly related to the amended return you submitted, which might, in some cases, cause temporary verification issues. The IRS systems generally take approximately 3-5 business days to reconcile new information, particularly during peak tax season. I would strongly recommend checking again next Tuesday or Wednesday, as weekend processing tends to be slower. If the issue persists beyond a week, it could potentially indicate a more significant verification problem.
I experienced this exact same issue about 2 months ago! The "information doesn't match" error appeared right after I filed an amended return, just like yours. What helped me was checking my IRS account transcript online - it showed my amended return was actually being processed even though WMR was throwing errors. The whole thing resolved in about 8 days, and my refund was deposited without any further issues. The amended return definitely seems to confuse their systems temporarily. Don't stress too much - your return is likely still in the system and being processed normally.
The current RushCard processing timeline is exactly 2-4 business days after IRS approval for 78% of users. I've been tracking 142 data points from various forums. The pattern shows deposits arriving: 41% on day 2, 29% on day 3, 8% on day 4, and 22% arriving same-day as IRS approval date. Your approval was likely generated in the IRS Refund Processing System at cycle code 20240805, which would place your expected deposit between March 7-9 depending on when RushCard processes their ACH batch file.
I'm in a similar situation with RushCard - filed Feb 12th, WMR shows approved March 3rd, but still nothing in my account. Reading through these responses, it sounds like the 2-4 business day delay after IRS approval is pretty standard for RushCard. What's frustrating is their customer service keeps giving different timelines when I call. I've been checking my account obsessively every few hours, but based on what everyone's saying here, it sounds like I should expect it sometime between today and Monday. The uncertainty is the worst part when you're trying to budget around it!
Another option nobody has mentioned - have you checked if the stimulus might have come as a debit card? My wife and I nearly threw ours away because it came in a plain envelope that looked like junk mail. The card was from "Money Network" and didn't clearly say it was the stimulus payment on the envelope.
This happened to my parents too! They thought it was a credit card scam and almost shredded it. The IRS did a terrible job making those cards look legitimate.
I'm dealing with a similar issue but mine is even more confusing - my transcript shows TWO different stimulus payments were issued for 2021, but I only received one of them. The first one in March 2021 came through fine, but there's a second entry in July 2021 that I never got. Has anyone else seen multiple stimulus entries on their transcript? I'm wondering if this could be related to the plus-up payments they were sending out when people's 2020 tax returns showed they qualified for more money than their initial payment. The amounts don't match what I expected though, so I'm not sure what's going on. I might try one of those services people mentioned here since calling the IRS has been absolutely useless - I've been disconnected three times after waiting over an hour each time.
Has anyone used the new "simplified home office deduction" for Schedule C? Is it better than the regular method?
I've used both. The simplified method is $5 per square foot up to 300 sq ft (max $1500 deduction). Super easy - no calculations or record keeping for house expenses. But the regular method can give you a much bigger deduction especially if you have a larger office or high housing costs. My first year I used simplified because I was lazy. Last year I switched to regular and my deduction was almost $2,800 for a 200 sq ft office. Worth the extra paperwork!
Great question! I went through the same confusion when I started my photography business. Here's what I learned: For your specific situation with $12,500 in revenue and $4,800 in tracked expenses, you're on the right track. Beyond materials/packaging/shipping, you can definitely deduct: **Internet & Phone**: Yes, deduct the business portion of your internet bill. If you use it 60% for business, deduct 60%. Same with your cell phone if you use it for customer communication. **Home Office**: If that spare bedroom is used EXCLUSIVELY for your business, you qualify for the home office deduction. Calculate the percentage of your home's square footage and deduct that percentage of rent/utilities/insurance. Or use the simplified method ($5 per sq ft up to 300 sq ft). **Other common Etsy deductions you might be missing**: - Etsy listing fees and transaction fees - PayPal/payment processing fees - Photography equipment (cameras, lighting, tripods) - business use percentage - Computer/software used for business - Mileage to buy supplies or ship items - Any business books, courses, or educational materials **Documentation**: Bank statements show you spent money, but receipts show what you bought. The IRS wants to see what the expense was for. Keep digital copies of all receipts - take photos immediately since thermal receipts fade. TurboTax's categories can be confusing, but when in doubt, "Other business expenses" works for legitimate costs that don't fit elsewhere. Just include a description of what it was for. You're doing great by tracking everything from the start!
Ellie Lopez
Warning from personal experience: be careful with subscription deductions! I tried deducting Netflix because I "watch it for inspiration for my design work" and got flagged for an audit. The IRS agent basically laughed at that justification. The difference with your Spotify situation seems to be that you have a much clearer connection to revenue. I couldn't really prove Netflix was "ordinary and necessary" for my graphic design business, but you can show how Spotify directly contributes to your creative process and final products. If you do deduct it, just make sure you can clearly demonstrate the business purpose. Maybe keep screenshots of playlists you create for work, notes about which songs inspired which projects, etc. Anything that shows a direct line between Spotify and your income-generating activities.
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Chad Winthrope
ā¢This is such good advice. Documentation is everything with these kinds of deductions! I work as a fitness instructor and deduct my music streaming services because I use them to create workout playlists for classes. Never had an issue because I keep detailed records showing which playlists were used for which paid classes.
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Liam McGuire
Based on your description, you have a really strong case for deducting your Spotify Premium subscription! The key is that you can clearly demonstrate it's "ordinary and necessary" for your specific business operations. What makes your situation particularly solid: 1. You have a documented creative process that directly relies on Spotify (finding lyrical inspiration) 2. You can show business growth tied to this process (increased client base from your lyric-art style) 3. You use it for marketing purposes (promoting playlists on business social media) 4. You can quantify the business use (20+ hours weekly for inspiration hunting) To protect yourself if questioned, I'd recommend: - Keep a simple log of projects inspired by songs you discovered on Spotify - Save screenshots of your business-related playlists - Document any client collaborations involving music features - Track the time spent using Spotify for business vs personal use Since you're using it almost exclusively for business purposes, you should be able to deduct the full subscription cost. Just make sure to maintain good records showing the direct connection between your Spotify use and your revenue-generating activities. The IRS looks for that clear business purpose, and yours is much stronger than someone who just says "music helps me focus while I work." You're actually using the platform as a research tool for your creative process.
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