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Just wanted to share that in my experience as an international student who became a resident alien, the tax filing status decision should also consider long-term immigration plans. If you're planning to apply for permanent residency in the future, filing MFJ creates a paper trail that demonstrates your marital relationship, which can be helpful for immigration purposes.
That's actually a really good point that I didn't consider. Does filing MFS look bad for green card applications? We're planning to apply next year.
Great question! I'm going through a similar situation right now. One additional consideration I haven't seen mentioned is timing - if your wife is close to completing her degree or changing visa status, it might make sense to delay the 6013(g) election until her FICA exemption expires naturally. Also, don't forget to factor in state taxes. Some states have different rules for non-resident spouses that could affect your overall tax burden. I'd recommend calculating the total federal + state tax impact for both scenarios before deciding. The IRS Publication 519 has detailed examples of mixed-status couples that might help you work through the calculations. It's dense reading but worth it for understanding all the nuances of your situation.
I experienced the exact same situation with the TC 570/971 combo and no letter arriving. After analyzing my Account Transcript, I noticed the specific Action Code 5071 attached to the 971, which explicitly indicates identity verification is required. On February 22nd, I verified through ID.me without waiting for the letter. My transcript updated with TC 290 on March 1st, followed by TC 571 (reversal of previous hold) on March 3rd. DDD (direct deposit date) code 846 appeared on March 5th with payment scheduled for March 8th. The IRS is currently experiencing a 38% increase in identity verification cases compared to last year due to enhanced fraud prevention measures. Your fluctuating "as of" dates are simply weekly processing cycle updates and don't indicate any problems.
How did you know which action code to look for? My transcript has a 971 but I can't tell what the action code is or what it means.
Did you have to upload any documentation during the ID.me process? I've heard some people need to provide utility bills or other proof of address.
I went through this exact same situation in early February! My ID verification was triggered on 2/8, and like you, I never received the letter despite waiting over 3 weeks. The "as of" date bouncing around is completely normal - it's just their system updating weekly cycles. Here's what worked for me: I called the ID verification line at 800-830-5084 at exactly 7:00 AM on a Tuesday morning. Got through in about 20 minutes (much better than the general IRS line). The agent was able to verify my identity over the phone by asking me questions about my previous tax returns, my SSN, and some basic personal info. The whole call took maybe 10 minutes once I got through. My transcript updated 4 days later showing the hold was released, and my refund was deposited exactly 7 days after that phone call. Don't wait for the letter - it seems like mail delays are really bad this year for these notices. The phone verification is much faster and just as valid. Also, the disconnect between your transcript showing "no return filed" and WMR showing "processing" is totally normal during ID verification holds. The systems don't sync up until the hold is released. Hope this helps ease your worry a bit!
Has anyone used TurboTax for Philly city taxes? Their website says they support some local taxes but I'm not sure if Philadelphia is included.
I used TurboTax last year for my taxes including Philly wage tax. It doesn't directly file the city return but it does help you calculate what you owe and provides the numbers you need for the city form. You still have to fill out the city form separately though. I found it helpful but not a complete solution.
Welcome to the world of city taxes! As someone who's been dealing with Philadelphia's wage tax for several years, I can tell you it gets easier once you understand the system. At your salary of $72,500, you're looking at roughly $2,755 in annual city wage tax as a resident (3.8% rate). That breaks down to about $230 per month, which should be automatically withheld from your paychecks. A few practical tips for your first year: - Keep your first few pay stubs to verify the withholding rate is correct - Set a reminder for January to file your city return - it's due by April 15th just like federal - The city return is much simpler than federal, usually just a few pages - Consider the total tax burden when budgeting - between federal, state, and city, you're looking at a significant jump from your previous rural location The city does offer some services and amenities that justify the tax, but I know it can be sticker shock coming from a no-local-tax area. Feel free to ask if you have specific questions about the filing process!
Pro tip from someone who's been there: Wait until May to find a preparer for your amendment. š Tax pros right now are drowning in current-year returns and extensions. For finding someone to do it: - Enrolled Agents (EAs) are usually more willing to take on amendments than CPAs - Local independent tax offices (not chains) are your best bet - Expect to pay $150-300 depending on complexity - Bring ALL your child care documentation (provider tax ID, annual receipts) Just remember the Child and Dependent Care Credit has specific income phaseouts and expense limitations. For 2022, the max expenses you can claim are $3,000 for one child or $6,000 for two or more. The actual credit percentage depends on your AGI.
I'd definitely recommend moving forward with the amendment! Even if you currently owe the IRS, claiming legitimate credits you missed can significantly reduce your tax liability. The Child and Dependent Care Credit is particularly valuable since it directly reduces your tax owed dollar-for-dollar. A few things to consider: - You have until April 15, 2026 to amend your 2022 return, so there's no rush - The amendment will adjust your existing balance with the IRS once processed - Processing typically takes 16-20 weeks, but it's worth the wait For finding help, try looking for Enrolled Agents (EAs) in your area after tax season ends. They're federally licensed tax practitioners who often handle more complex situations like amendments. You can search for EAs near you on the IRS website. In the meantime, start gathering your documentation - you'll need your childcare provider's tax ID number, total amounts paid in 2022, and receipts. Having everything organized will make the process smoother and potentially less expensive when you do find someone to help.
Carmen Vega
5 For anyone stressing about EITC refunds - I've filed with EITC for the past 4 years, and it's ALWAYS the same pattern. The IRS holds EITC refunds until mid-February, then releases a huge batch all at once, usually hitting accounts between Feb 17-22. Last year my WMR didn't update until Feb 16th, then suddenly showed approved with a DD date of Feb 18th. The year before was almost the same dates. Just be patient - it's only a couple more weeks now!
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Carmen Vega
ā¢8 Is there any way to know if your return is processing correctly while waiting? I keep hearing about people getting letters asking for verification of income for EITC and that can delay things by months.
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Carmen Vega
ā¢5 The best way to check if your return is processing correctly is to access your tax transcripts on the IRS website. If you see codes like 570/971, that might indicate they need more information. But most EITC returns process without any issues. If the IRS needs to verify your income for EITC, they typically send a letter within 2 weeks of filing. So if you haven't received anything by mail yet, your return is probably proceeding normally. The vast majority of EITC claims aren't selected for additional verification.
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Carmen Vega
3 Has anyone tried checking their transcripts instead of just the WMR tool? I've found that transcripts often update faster than WMR. You need to create an account on irs.gov to access them though.
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Carmen Vega
ā¢14 I tried looking at transcripts but all those codes are confusing as hell. Like what does "150 Tax return filed" even mean compared to "846 refund issued"? Is there a guide somewhere?
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Leila Haddad
ā¢The IRS has a basic guide on transcript codes, but it's pretty technical. Code 150 just means they received and processed your return. Code 846 is the big one - that means your refund has been approved and shows the date it will be issued. For EITC returns, you might also see code 570 (additional account action pending) which is normal during the PATH Act hold period. The key is looking for that 846 code with a date after February 15th - that's when you know your refund is actually coming. There are some online tools that help decode the transcript codes if you're having trouble reading them yourself.
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