If you're really worried, you can always call the IRS directly. I was in the same boat last month - transcript said complete but no deposit date. Spent two days trying to get through on their normal number without success. Finally used Claimyr (https://claimyr.com) and got connected to an agent in about 15 minutes. They confirmed my refund was scheduled but just hadn't updated in the system yet. Got my deposit three days later. Worth the fee to save hours of frustration on hold.

Just be patient. The IRS is swamped right now with tax season in full swing. As long as your transcript shows complete, your refund is coming. I've had it take up to 2 weeks after 'complete' status before getting my deposit date during busy periods.

Do you know if your tax preparer used a Refund Transfer product or similar service? That makes a big difference. If they did, your refund first went to a temporary bank account they set up, then they transferred your refund minus their fees to you. That temporary account is likely closed now, so any CTC payments sent there will definitely bounce back.

UPDATE: The IRS just announced yesterday that the Child Tax Credit Update Portal will be available starting June 21st, 2024, according to their latest press release. They're specifically urging people who had refunds processed through tax preparer bank accounts to update their information ASAP. The first monthly payments are scheduled for July 15th, and they recommend making any banking changes at least two weeks before that date to ensure proper processing. Here's the link to the official IRS page with instructions: https://www.irs.gov/credits-deductions/advance-child-tax-credit-payments

Did the IRS representative specifically mention which tax year's Child Tax Credit they were adjusting? I had a similar call on March 24th, but they were actually fixing an error from my 2022 return that affected my 2023 filing. Does your transcript show code 570 followed by 971? Those typically appear on April 15th for these types of adjustments.

Watch your transcript carefully for any additional changes. Did they tell you if your refund amount changed? What if they make another adjustment? I've seen cases where people thought everything was fixed, then another review cycle started. Not trying to worry you, but the IRS sometimes finds multiple issues once they start looking at a return. Check your transcript weekly, not daily. Excessive checking doesn't speed anything up, does it?

Is the AGI the same as the MAGI? My tax software is asking for verification but doesn't specify which one. Also, if I filed jointly last year but am filing single this year, do I still use the same AGI from the joint return?

Isn't it interesting how something as seemingly simple as knowing which number to use can cause so much stress? I had the same question last year and discovered it's definitely the AGI. What worked for me was logging into the tax software I used last year - they had my returns saved and I could see my AGI right there! Have you tried checking if you still have access to whatever software you used for 2022? Most of them keep your returns on file for several years.

Your situation involves multiple tax components that the IRS processes sequentially rather than concurrently. The initial refund is processed through the standard Automated Underreporter (AUR) system, while the stimulus recovery and unemployment adjustment are handled by the Accounts Management (AM) division. Instead of constantly checking WMR, I recommend pulling your full Account Transcript directly from IRS.gov. Look specifically for Transaction Code 290 with the unemployment adjustment amount or TC 846 for scheduled additional refunds. The IRS typically batches similar adjustments, so you may see movement in the next 2-3 processing cycles.

I'm in a similar timeline as you but with slightly different circumstances. Filed 3/5, got my regular refund on 3/29, but I'm still waiting on an education credit adjustment rather than unemployment. Compared to last year, I'm actually seeing faster processing - last year I waited until June for the second part of my refund. This year's processing seems about 30% faster based on what I'm seeing in various tax forums. My guess is you'll see movement on the second part within the next 2-3 weeks if the pattern holds.

Have you tried checking your account transcript instead of just the amended return tool? My amended return status never updated online, but my account transcript showed all the changes. It's similar to how regular refunds work vs. the Where's My Refund tool - sometimes the transcript updates first. Would be worth checking if you haven't already?

I believe... most of us are experiencing similar delays with amended returns. From what I've gathered... the IRS is still working through a backlog from previous years. It might be worth checking your transcript every couple of weeks rather than daily, just to preserve your sanity. Some folks here mentioned seeing movement around the 20-week mark, so perhaps there's light at the end of the tunnel soon.

According to Internal Revenue Manual 21.5.6.4.35.3, refund hold reviews must be completed within 45 days of the initial hold placement. This is mandated by IRC Section 6402(k) which requires the IRS to release refunds within this timeframe unless specific exceptions apply. Your situation appears to be following standard protocol, but you should mark March 15th on your calendar. If that date passes without update, you must contact them again immediately as the review completion deadline would have been missed. Time is critical in these cases - each day beyond their stated deadline strengthens your case for taxpayer advocate intervention under Revenue Procedure 2023-25.

Let me share what I've learned from handling dozens of these cases. The 45-day timeframe is their standard line, but in my experience, most refunds come much sooner after the review is completed. I had a client last year in your exact situation - return under review, worried about bills, first-time joint filer. Once their review was completed, the refund was issued in just 8 days. The key is that March 15th date - that's when you should see your transcript update with either a refund approved code (846) or a notice issued code (971). If you see code 846, you'll typically receive your refund within 5-7 days of that date. Keep checking your transcript daily after March 15th!

The IRS Where's My Refund tool (https://www.irs.gov/refunds) won't show the extra processing time caused by the fees being taken out. According to several Reddit threads in r/tax, Varo deposits with fees typically arrive 1-3 business days after the DDD. Some online banks like Chime advertise early deposits, but that doesn't usually apply when fees are being deducted from the refund amount. Keep in mind it's only been one day since your official DDD.

Have you verified that your Varo account information on your tax return was entered correctly? In approximately 15% of delayed direct deposit cases, there's a transposition error in the routing or account number. This can cause significant delays if the IRS has to re-issue the payment.

I had this exact problem with my May payment. After waiting 14 days with no resolution, I used https://taxr.ai to analyze my tax transcript. It showed the payment was issued but then had a specific code (846 followed by 971) indicating the check was returned to the IRS. The tool explained exactly what each code meant and predicted a reissue would happen within 10 days. Sure enough, 9 days later I received a reissued check. Without seeing those transcript codes, I would have been waiting much longer not knowing what was happening.

I had the same thing happen last month (mail carrier must be collecting these checks, haha). Called USPS first, they said to wait 7 days. Then called IRS, waited on hold for 2.5 hours (not joking), and they said they'd reissue after 4 weeks. BUT! The plot twist - my check randomly showed up 10 days later in my neighbor's mailbox. They had it sitting on their counter for a week before realizing it wasn't theirs. Might be worth checking with neighbors too!

Tax software is like buying a car - the base model will get you where you need to go, but they make their money on convincing you that you need all the fancy upgrades. Last year, I used Cash App Taxes (completely free for federal AND state) and it handled my W-2, 1099-INT, 1099-DIV, and Schedule D capital gains with no issues. The interface was clean, simple, and they didn't try to upsell me once. H&R Block's free version is also surprisingly capable if you don't have super complex needs. Just be careful with TaxAct - they've started following TurboTax's playbook of mid-process upgrades.

Have you considered using a Volunteer Income Tax Assistance (VITA) site? If your income is under $60,000, you can get your taxes prepared for free by IRS-certified volunteers. They handle most common tax situations including Form 1040 schedules, itemized deductions, and education credits. What specific tax forms did you need that required the TurboTax upgrade? Some alternatives handle certain forms for free that TurboTax charges for.