To all those having trouble reaching a human at IRS. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/_kiP6q8DX5c

Hey Montana! I totally get your confusion - transcript codes can be really overwhelming. The multiple 290 codes you're seeing are actually pretty normal and usually just indicate routine adjustments the IRS makes while processing your return. Since WMR switched from PATH to regular processing, that's actually a good sign that things are moving forward. The lack of a tax code right now just means they're still working through verification. I wouldn't stress too much about the audit rumors - if there were serious issues, you'd typically get official correspondence from the IRS directly. Keep checking WMR every few days, and if you don't see movement in another week or two, then maybe consider calling the IRS for clarification.

Does anyone know if using TurboTax or H&R Block can handle this kind of situation properly? I'm in a similar boat with Illinois and Wisconsin withholding.

I went through almost the exact same situation when I moved from California to Texas a couple years ago! The good news is you're definitely going to get that money back - it's just a matter of filing correctly. Since you mentioned you moved in April, you'll need to file as a part-year resident for both states. For Pennsylvania, you'll only report income earned from January through March (or whenever exactly you moved). For Ohio, you'll report income from your move date through December 31st. One thing that really helped me was keeping a detailed record of my exact move date with supporting documentation like utility connection dates, lease agreements, and even receipts from the moving company. Both states may ask for proof of when you established residency. Also, don't stress too much about the HR mistake - this happens more often than you'd think, especially with larger companies that have employees across multiple states. The important thing is getting it fixed going forward and filing your returns correctly to get that overpayment back. You should definitely get a nice refund from Pennsylvania since you weren't actually liable for those taxes after moving!

Just a heads up - if you do decide to report this income next year instead of this year, be aware that the company might issue a 1099 for the current year even though you earned the money in 2022. If that happens, you'll need to explain the situation if the IRS questions the discrepancy. Generally, it's best to report income in the year you receive it if you're a cash-basis taxpayer (which most individuals are).

As someone who's dealt with similar timing issues on contractor income, I'd recommend keeping detailed records of when you actually performed the work versus when you receive payment. The IRS generally follows the cash method for individuals, so you'll report the income when you actually receive it, not when you earned it. One thing to consider - since you're making $95k at your regular job, this additional $850 will be taxed at your marginal rate (likely 22% federal) plus the 15.3% self-employment tax, so set aside roughly $300-350 to cover the tax liability when you do receive the payment. Also, don't forget that you'll need to make quarterly estimated tax payments if this pushes your total tax liability over $1,000 for the year you receive it. The IRS gets grumpy about underpayment penalties, even on relatively small amounts.

Y'all are forgetting the biggest one - citizenship renunciation. Billionaires like Eduardo Saverin (Facebook co-founder) have literally given up US citizenship to avoid capital gains taxes. The US is one of the only countries that taxes citizens on worldwide income regardless of where they live.

The strategies mentioned here are all accurate, but there's one more layer that's often overlooked - the timing and coordination of these techniques. The ultra-wealthy don't just use one strategy; they orchestrate multiple approaches simultaneously. For example, they might establish a GRAT (as mentioned) while also taking out loans against appreciated assets, using the loan proceeds to fund the GRAT. This creates a cascading effect where unrealized gains are transferred to heirs without triggering current taxes, while the original assets continue appreciating in their portfolio. Another key point: they have teams of specialists - tax attorneys, wealth managers, and accountants - working year-round on optimization, not just during tax season. Regular taxpayers might spend a few hours on taxes annually, while billionaires have professionals dedicating thousands of hours to minimize their tax burden legally. The real advantage isn't just access to these strategies, but having the resources to implement them perfectly and the cash flow flexibility to make moves based on tax implications rather than immediate liquidity needs. When you can afford to hold assets for decades without selling, the entire tax game changes.

If all else fails and your payment does get rejected, don't forget you can always make an immediate payment through IRS Direct Pay on their website. That way you minimize any potential penalties. Just go to https://www.irs.gov/payments/direct-pay and you can make a one-time payment from your checking account (with the correct number!) right away.

I went through something similar a few months ago and can share what worked for me. The key is acting fast since you still have time before the payment processes. First, definitely call your credit union tomorrow morning like Michael suggested - since both accounts are there, they might be able to redirect the payment internally. That's honestly your best bet for a quick fix. If that doesn't work, you have two main backup options: 1. Try calling the IRS at 888-353-4537 (this is specifically for the Electronic Federal Tax Payment System). I found this number gets you through faster than the general 800 number everyone calls. 2. If you can't get through to the IRS by phone, you can also send a written request to cancel the payment. Send it certified mail to: Internal Revenue Service, Stop 5735, Kansas City, MO 64999. Include your SSN, tax year, payment amount, scheduled date, and explain the account number error. The good news is that even if the payment gets rejected, you won't face immediate penalties as long as you make the corrected payment within about 10 days of getting the rejection notice. But definitely try the credit union route first since that's your easiest solution! Keep us posted on how it goes - this info could help other people in similar situations.