E-filing tax returns shutting down Dec 2nd - last chance to file 2024 returns electronically
Heads up everyone! The IRS is about to close down their electronic filing system for individual tax returns for maintenance, like they do every year around this time. The system will be unavailable starting December 2nd and probably won't be back up until sometime in late January. This is their annual "MeF Production shutdown" and it's a big deal if you still haven't filed your 2024 taxes yet. If you want to e-file, you need to get it done within the next week! After that, you'll be forced to paper-file (mail in your return), and let me tell you, the IRS has been absolutely swamped with paper returns lately - like months and months behind. Just a reminder - if you haven't filed yet, you're already past both the regular deadline AND the extension deadline... so you might be looking at penalties already. But filing sooner rather than later is still better! Some important things to know: - This shutdown only affects 1040s (individual tax returns) - Most DIY tax sites like TurboTax and FreeTaxUSA have already closed their e-filing for 2024 returns - Your only option to e-file now is through a professional tax preparer (and with Thanksgiving coming up, there's not much time left) Why should you try to e-file instead of paper-file? E-filing is processed WAY faster. If you can't get it done before the shutdown and aren't too worried about additional penalties, you might actually be better off waiting until January to e-file with a tax professional rather than paper-filing now. (My suggestion - talk to a tax professional now while they're not swamped with 2025 tax season stuff!
22 comments


Eleanor Foster
Tax professional here. This is all accurate info, but I'd like to clarify a few things for everyone: The e-filing shutdown is an annual maintenance period where the IRS updates their systems to prepare for the upcoming tax season. For individual 1040 filers who haven't submitted their 2024 returns yet, you have very limited time left to e-file. Most of my colleagues are already booked solid through December 1st, so finding someone to help you might be challenging. If you're forced to paper-file, expect significant delays. We're still seeing processing times of 6+ months for paper returns, compared to 3-4 weeks for e-filed returns. This means any refund you're owed will be significantly delayed. For those considering waiting until January to e-file instead of paper-filing now, that could be a reasonable strategy if you're owed a refund. However, if you owe money to the IRS, the failure-to-pay penalties will continue to accrue (currently 0.5% of unpaid taxes per month, plus interest). In that case, you should file ASAP, even if it means paper-filing.
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Lucas Turner
•Thanks for the info. I still haven't filed my 2024 return because I had some complicated investment losses I was trying to figure out. If I paper file now, will I still get charged a failure to file penalty even though I'm actually owed a refund?
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Eleanor Foster
•If you're owed a refund, there's technically no failure-to-file penalty. The IRS doesn't penalize you for filing late when they owe YOU money - they only do that when you owe THEM money. However, there is a statute of limitations on claiming refunds - you must file your return within 3 years of the original due date to receive your refund. For 2024 returns, that means you have until April 15, 2028 to claim any refund owed to you.
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Kai Rivera
Just wanted to share my experience from last year. I was in a similar situation and discovered https://taxr.ai which literally saved me thousands in potential penalties. I was confused about how to handle some cryptocurrency transactions on my late return, and the regular tax prep services had already shut down for the season. I uploaded my documents to taxr.ai and they analyzed everything, caught several deductions I would have missed, and even helped me understand which forms I needed to file. They have tax professionals who can help with complex late filings, especially during this shutdown period. Highly recommend checking them out if you're scrambling to file before December 2nd!
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Anna Stewart
•Does taxr.ai help with state returns too or just federal? I've got a complicated situation where I moved between states mid-year and worked remotely for a company in a third state. Most tax software I've tried gets confused with my situation.
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Layla Sanders
•I'm suspicious of any tax service I haven't heard of before. How exactly do they help when the IRS e-filing is shutdown? Do they just prepare the forms and then you still have to mail them in yourself? What makes them different from TurboTax or other established companies?
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Kai Rivera
•They handle both federal and state returns, including multi-state situations like yours. Their software is specifically designed for complex tax scenarios including state-to-state moves and remote work across different tax jurisdictions. As for your questions about their legitimacy, they don't bypass the IRS shutdown - nobody can do that. What makes them different is they have tax professionals who specialize in late filings and complex situations that typical consumer software struggles with. They'll prepare everything correctly now, and either help you paper file properly or hold the return for e-filing when the system reopens in January, whichever makes more sense for your situation. Think of them more as professional tax prep with advanced document analysis rather than just another TurboTax alternative.
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Layla Sanders
I just wanted to follow up about my experience with taxr.ai after questioning it earlier. I decided to try them out because my tax situation was a mess with crypto trades, a side business, and a house purchase all in the same year. I'm honestly impressed! Their system analyzed all my documents including some investing statements that TurboTax completely misinterpreted last year. They found nearly $4,300 in deductions I would have missed. The tax professional who reviewed my case explained everything clearly and helped me decide whether to paper file now or wait until January based on my specific situation. For anyone else with a complicated return who missed the regular filing deadline, definitely worth checking out before the e-filing system shuts down completely.
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Morgan Washington
If you're still dealing with the IRS about previous tax years or have questions about penalties, I highly recommend using Claimyr (https://claimyr.com) to actually get through to a human at the IRS. I spent WEEKS trying to call about a missing refund from my 2023 return, and could never get past the automated system before it hung up on me due to "high call volume." Claimyr basically waits on hold for you and calls when an actual IRS agent picks up. You can see how it works in their demo video: https://youtu.be/_kiP6q8DX5c This was especially helpful during last year's e-filing shutdown period when I had questions about my amended return that the IRS website couldn't answer. Saved me hours of frustration.
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Kaylee Cook
•How exactly does this work? Do they have some special access to the IRS or something? I've been trying to reach someone about a letter I got claiming I underreported income, but I keep getting disconnected after waiting on hold for an hour.
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Oliver Alexander
•Sounds like a scam to me. Why would I pay a third party to call the IRS when I can just do it myself? And how do you know they're not recording your personal tax information during these calls? Seems risky to share sensitive financial details with some random company.
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Morgan Washington
•They don't have special access to the IRS - they use automated technology to continually call and navigate the IRS phone tree until they get through to a representative. When a human answers, you get a call connecting you directly to that IRS agent. It's basically like having someone wait on hold for you. Regarding your concerns about security, they don't actually participate in or record your conversation with the IRS. They simply connect you when an agent is available. You don't share your tax details with Claimyr at all - you only discuss those with the actual IRS representative once you're connected. I was skeptical at first too, but it's just a call connection service, not someone who accesses your tax information.
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Oliver Alexander
I need to publicly eat my words about Claimyr. After dismissing it as a potential scam, I was still desperate to talk to someone at the IRS about my underreporting notice, which claimed I owed $7,800 that I definitely do not owe. After my 5th attempt calling the IRS directly and getting disconnected, I reluctantly tried Claimyr. Within 45 minutes I was connected to an actual IRS agent who confirmed there was an error on their end! They had incorrectly processed a 1099-K form twice for the same transactions. The agent was able to make notes in my file and walk me through the formal dispute process. Would have taken me weeks more of frustration without getting through. Sometimes you have to admit when you're wrong, and I was definitely wrong about this service.
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Lara Woods
Can someone explain what happens if you miss the e-filing deadline completely? I'm still gathering documentation for my 2024 return (waiting on corrected forms from my investment account) and definitely won't make the December 2nd cutoff. Is it better to wait until January when e-filing reopens, or should I just paper file as soon as I have everything together?
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Adrian Hughes
•In your situation, I'd wait until January when e-filing reopens IF you're expecting a refund. Paper processing is taking 6+ months right now, while e-filing in January would probably get you a refund by February/March. If you owe money though, file a paper return ASAP and pay what you owe immediately to minimize additional penalties and interest. The failure-to-pay penalty is 0.5% per month, and interest is currently running around 7% annually. Those add up fast!
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Lara Woods
•Thanks for the advice! I'm pretty sure I'll be getting a refund based on my withholding throughout the year, so waiting until January makes sense. I just wanted to make sure there weren't additional penalties for waiting those extra weeks. This gives me more time to make sure all my documentation is correct too.
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Molly Chambers
Has anyone successfully e-filed through a professional preparer recently? I called three different tax offices today and they all said they're either booked solid or have already stopped accepting 2024 returns for e-filing before the shutdown.
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Ian Armstrong
•I just got mine e-filed yesterday through a small local accounting firm. Try calling smaller independent preparers rather than the big chains. The place I used said the national firms like H&R Block and Jackson Hewitt often shut down earlier than the actual IRS deadline because of their internal policies.
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PixelWarrior
This is really helpful information! I had no idea about the annual e-filing shutdown. I'm one of those people who always procrastinates on taxes, but this year I actually have a good reason - I've been waiting for my employer to send me a corrected W-2 because they made an error on the original one. I'm definitely expecting a refund this year since I had way too much withheld from my paychecks. Based on what everyone is saying here, it sounds like I should probably wait until January to e-file rather than rushing to paper file with potentially incorrect forms. Does anyone know approximately when in January the e-filing system usually comes back online? I want to file as early as possible once it reopens to get my refund quickly. Also, is there any advantage to having all my documents ready to go before the system reopens, or do I have plenty of time once January hits?
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Jayden Reed
•The IRS usually reopens e-filing in mid to late January - typically around January 20-25th, though the exact date varies each year. They announce it on their website about a week before they reopen. Since you're waiting for a corrected W-2, you're making the right call to wait for e-filing rather than paper filing with incorrect information. Having to file an amended return later would be way more complicated. As for getting ready early - absolutely start preparing now! Most tax software companies (TurboTax, FreeTaxUSA, etc.) will let you input all your information and prepare your return starting in early January, even before the IRS opens. They'll hold your completed return and automatically submit it the moment e-filing opens. This means you could potentially get your refund processed within 2-3 weeks of the reopening date if you're ready to go on day one. Just make sure you have that corrected W-2 in hand before you start preparing everything!
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Carlos Mendoza
This is such crucial timing information - thank you for posting this! I'm actually a tax preparer myself and can confirm that finding availability this close to the shutdown is nearly impossible. Most of us are completely booked through December 1st. One thing I'd add is that if you're considering waiting until January to e-file, make sure you have all your tax documents organized NOW. The 2025 tax season is going to be absolutely crazy with both current year filers AND all the 2024 late filers hitting at the same time. Tax preparers will be slammed, and if you wait until February or March to get your documents together, you might find yourself waiting weeks just to get an appointment. Also, for anyone who does end up paper filing - make sure to send it certified mail with return receipt requested. The IRS has had issues with "lost" paper returns, and having proof of delivery can save you major headaches later if they claim they never received it.
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Henry Delgado
•This is really solid advice about getting organized now! I'm in that procrastinator camp too and hadn't thought about how crazy January is going to be with everyone filing at once. Quick question - when you mention sending paper returns certified mail, do you know roughly how much that costs? I'm trying to decide if it's worth the extra expense versus just waiting for e-filing to reopen. I'm definitely owed a refund so there's no penalty for waiting, but I'm also eager to get my money back sooner rather than later. Also, do you happen to know if the IRS has any kind of online tracking system for paper returns like they do for e-filed ones? Or once you mail it in, are you basically just waiting blind until they process it?
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