Have you tried calling the IRS to confirm they're processing the paper check? I was in this exact situation and spent DAYS trying to get through on their regular line without success. Finally used Claimyr (https://www.claimyr.com) and got connected to an agent in about 15 minutes who confirmed my check was already being processed and gave me the exact mail date. Saved me so much anxiety knowing exactly when to expect it! Have you been able to reach anyone at the IRS about this yet?

Omg I feel your pain!!! I had this happen and my check got sent to my old address even though I SWEAR I updated everything correctly!!! 😡 Had to wait another 6 weeks for them to reissue after the first check was returned. Make absolutely sure your current address is on file with the IRS RIGHT NOW!!! Don't just assume they have it right - double check on the IRS website by creating an account if you don't already have one. Trust me, you don't want to add another month to this process!!!

Navy Federal can sometimes be slower with tax refunds compared to other banks like Chime or Cash App. My wife's refund hit her Cash App account a full 2 days before mine appeared at Navy Fed, even though we filed together and had the same DDD. The trace number is actually a good sign - it means the money is in transit somewhere. I'm a little concerned that we're seeing more of these delays this year than in previous tax seasons, though.

Have you checked if your refund amount matches what you were expecting? Sometimes when there's a discrepancy between the expected and actual refund amount, it can cause processing delays. Here's what I recommend: 1. First, verify the refund amount on the WMR tool matches what you calculated 2. Check if you have any existing debts that might trigger the Treasury Offset Program 3. Call Navy Federal specifically about ACH government deposits - ask if they see it pending in their system 4. If nothing by day 5 after your DDD, request a refund trace through the IRS Did the amount shown on WMR match what you were expecting to receive?

According to the IRS.gov FAQ section on Child Tax Credits, this situation is actually addressed! The website specifically notes that the advance payments go to the parent who claimed the child on the most recently filed and processed tax return, regardless of who will claim the child for the current year. I'm curious - have you checked the Child Tax Credit Update Portal on IRS.gov? It shows exactly how much you've received in advance payments, which would be helpful to know when figuring out what portion your ex would still be eligible to claim when filing.

I GOT AUDITED because of this exact thing!! My ex got the advance payments but refused to give me any of it even though it was MY YEAR to claim our daughter. When I filed and claimed the FULL amount (didn't know about the advance payments), the IRS flagged my return. Took 9 MONTHS to resolve and I had to pay back the portion my ex already received. Don't be like my ex - if it's his year to claim, either give him the money or make sure he knows exactly how much you received so he only claims the remaining amount.

This happened to me three weeks ago! I was checking my transcript obsessively because I needed the money for a car repair. The 846 appeared on a Thursday with no date, and I nearly panicked. Called the IRS first thing Friday morning and after 2 hours on hold, they confirmed everything was fine. The date showed up Saturday morning during their overnight update. Got my money the following Wednesday. Yours is probably already scheduled in their system!

Watch out for this situation! My friend had this happen and it turned out there was an offset he didn't know about. His refund was being garnished for old student loans. When the DDD finally appeared, it was for a much smaller amount. • Check if you have any outstanding federal or state debts • Verify if you have any unpaid child support • Look for any letters from Treasury Offset Program • Call the TOP hotline at 800-304-3107 Hopefully this isn't your situation, but better to check!

Just got mine too! Here's what worked for me: 1. Filed electronically on February 5th 2. Checked WMR daily until it showed approved 3. Downloaded my transcript when it updated 4. Verified my DDD matched the 846 code date 5. Received deposit exactly on DDD The system works when you follow each step precisely. So relieved to have this done with!

Wait, did you get the standard notification from Cash App? When mine came through last week, I didn't get the usual Cash App notification - just saw it appear in my balance. Apparently there's something different about how they process government deposits vs regular transfers.

Tax filing is like following a recipe - miss one ingredient and the whole dish is ruined. I'd add one more tip that's saved me multiple times: File electronically and choose direct deposit. Paper returns are like sending your tax info into a black hole - they take 3-4 times longer to process and are 21 times more likely to contain errors according to the National Taxpayer Advocate. Last year my neighbor filed paper in February and didn't get his refund until September. Meanwhile, my e-filed return with direct deposit came through in 11 days.

Per IRS Procedure 2023-1, taxpayers should also consider whether they qualify for free filing options before paying for commercial software. According to IRC §6011(e)(3), the IRS Free File Program must be available to 70% of taxpayers based on AGI thresholds. I was impressed by your technical knowledge, especially regarding the substitute W-2 provisions. As a first-time filer, this list has been extremely helpful in ensuring I remain compliant with all applicable regulations.

This is a common point of confusion in tax filing. The Internal Revenue Code specifies that for Child Tax Credit eligibility, the qualifying child must not have attained the age of 17 by the close of the calendar year. This is codified in IRC Section 24(c)(1). Since your daughter turned 17 prior to December 31, 2023, she fails to meet the age requirement for the Child Tax Credit for tax year 2023. However, she likely qualifies as your dependent under the dependency rules, making you eligible for the Credit for Other Dependents (ODC), which provides a nonrefundable credit of $500. Additionally, if your daughter is pursuing higher education, investigate the American Opportunity Tax Credit or Lifetime Learning Credit, which have different age parameters.

I had this same issue last year with my son. Did you also check if you qualify for the Earned Income Credit? I remember the age requirements being different for that one, and I ended up getting more back than I expected because of it.

Trying to reach the IRS right now is like trying to get front row tickets to a sold-out concert - technically possible but practically impossible. I wasted 3 days trying before I found Claimyr (https://claimyr.com). It's like having a fastpass at Disney World for the IRS phone lines. Got connected to an actual agent in under 30 minutes who explained that TAS is currently only accepting cases with demonstrated financial hardship or where the IRS has made a processing error. Regular cases are being deferred until after the filing season rush.

I called TAS on April 2nd and got the same response. The representative told me they're focusing only on cases with immediate financial hardship until May 1st. Maybe try calling again after that date? In my case, I just documented everything carefully and kept a log of all my calls and who I spoke with. It might help your case later.

I went through the Manual Review Process for an amended return last month and it was a nightmare. The IRS Taxpayer Protection Program flagged my amendment because it involved dependent credits. I spent three days trying to reach an agent using the regular channels. When I finally connected, they told me my amendment was selected for Additional Verification Protocol which requires a live representative to confirm dependent eligibility criteria. Just be prepared - they may ask for documentation you don't have on hand, which could cause further delays in processing.

From what I've seen in this community, it's probably, in most cases, just a verification call. They might, potentially, need to confirm your daughter's information since the amendment specifically involves the Child Tax Credit. It seems like they're being more thorough with credit-related amendments this year. I'd suggest having not just your return but possibly your daughter's social security card and birth certificate information available when you call. The good news is that once you get through, these calls are usually fairly quick, though I wouldn't necessarily count on a simple process.

Just finished my verification yesterday after getting the letter last week! According to IRM 25.25.6, the Identity Theft Victim Assistance (IDTVA) program requires full verification within 30 days of letter issuance or your return may face additional delays. I was so relieved when the agent confirmed my identity and told me my return was being released from the verification hold. She said I should see my refund within 2-3 weeks, but my WMR already updated this morning showing approved! So glad I didn't wait around thinking the letter was just informational.

Tax professional here. I need to caution everyone about a common mistake with verification letters. There are actually several different types, and each requires different actions: • Letter 5071C/5747C: Requires verification by phone or online • Letter 4883C: Requires you to visit a Taxpayer Assistance Center in person • Letter 5447C: Requires documentation submission by mail Misidentifying your letter type can cause significant delays. Additionally, if you fail to respond within 30 days, your return will typically be rejected completely, requiring you to start over with amended filing procedures. I've seen cases where taxpayers ignored these letters thinking they were just notifications, resulting in 6+ month delays and penalties.