IRS

Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.

Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.



Fox KTVUABC 7CBSSan Francisco Chronicle

Using Claimyr will:

  • Connect you to a human agent at the IRS
  • Skip the long phone menu
  • Call the correct department
  • Redial until on hold
  • Forward a call to your phone with reduced hold time
  • Give you free callbacks if the IRS drops your call

If I could give 10 stars I would

If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!


Really made a difference

Really made a difference, save me time and energy from going to a local office for making the call.


Worth not wasting your time calling for hours.

Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.


An incredibly helpful service

An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


Consistent,frustration free, quality Service.

Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


IT WORKS!! Not a scam!

I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!

Read all of our Trustpilot reviews


Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Zara Ahmed

β€’

PSA: Be aware that the IRS is really ramping up enforcement on crypto. They added that question to the front page of Form 1040 asking if you've transacted in digital assets for a reason. With $325k, you're definitely on the radar. Better to go overboard with documentation than risk an audit where they assume zero cost basis.

0 coins

Adding to what others have said - I work as a tax preparer and see crypto situations like this regularly now. The key is establishing a "reasonable method" for determining your cost basis when original records aren't available. Your transaction hash is gold - it proves exactly when the crypto entered your wallet. From there, you can use any reputable source for historical pricing (CoinMarketCap, CoinGecko, etc.) to establish what the fair market value was on that acquisition date. The IRS Publication 551 actually addresses situations where original purchase records are unavailable. Document everything: save screenshots of the historical price data you used, note which website/source you referenced, keep the transaction hash info, and write a brief explanation of your methodology. If you have any bank statements showing transfers to the exchange around that time, include those too. For a $250k gain, I'd strongly recommend having a crypto-experienced CPA review everything before filing. The peace of mind is worth the cost, and they can help ensure you're not missing any deduction opportunities or making any reporting errors that could trigger unwanted attention. One more thing - start thinking about quarterly estimated payments now if you haven't already. A gain this size could put you in underpayment penalty territory if you wait until next April to pay.

0 coins

Something important that nobody's mentioned yet - make sure you establish your Solo 401(k) before December 31st of the tax year! You can fund it later (usually by the tax filing deadline plus extensions), but the actual plan needs to be established in the calendar year you want to contribute for. I learned this the hard way last year. Had a great year in my business, went to make a big Solo 401(k) contribution in March when doing taxes, and found out I couldn't because I hadn't set up the actual plan by Dec 31st. Ended up paying way more in taxes than necessary.

0 coins

Thanks for pointing this out! Is the process complicated to set up? Is this something we could do ourselves or should we find a financial advisor to help? I'm also wondering if there are specific providers you'd recommend for a Solo 401(k)?

0 coins

It's actually pretty straightforward to set up! I use Fidelity for mine - their process was simple and completely free. Vanguard and Schwab also offer good Solo 401(k) plans with no setup fees. You'll need your EIN and some basic business info. The whole application process took me maybe 30 minutes online. They generate the plan documents for you. The only slightly tricky part is deciding whether you want to offer Roth options, loans, etc. But even that is explained well in their setup process. No financial advisor needed unless your situation is really complex with multiple businesses or employees.

0 coins

Ava Williams

β€’

One thing to consider - if you're a W-2 employee somewhere else AND participating in your spouse's Solo 401k, make sure you watch the annual contribution limits. The employee contribution limit ($22,500 in 2023) applies across ALL your 401k plans combined. But the cool part is the employer contribution from her S-Corp doesn't count toward that limit! So she can still make the employer contribution of up to 25% of her salary even if she's maxed out her personal contribution elsewhere.

0 coins

Raj Gupta

β€’

Wait, so if the wife already maxed out a 401k at her day job ($22,500), she could still get the employer contribution in her Solo 401k? Is there a total limit that applies?

0 coins

Evelyn Kelly

β€’

Yes, that's correct! The $22,500 employee contribution limit applies across all 401(k) plans, but employer contributions have their own separate limit. The total annual limit for 2023 is $66,000 ($73,500 if you're 50+), which includes both employee and employer contributions combined. So if she already contributed $22,500 as an employee elsewhere, she couldn't make any more employee contributions to the Solo 401(k), but her S-Corp could still make employer contributions up to 25% of her compensation from the business, as long as the total doesn't exceed $66,000 for the year. This is actually a great strategy for maximizing retirement savings when you have multiple income sources!

0 coins

One thing nobody mentioned yet - make sure you're not double counting any interest payments! Sometimes when loans transfer, both companies might report interest for the same month. Double check the periods covered by each 1098 to make sure there's no overlap. Also, remember that if you paid points when you refinanced with Company A, those might be reported separately on the 1098 and are generally deductible over the life of the loan (not all at once in the year you refinanced).

0 coins

Good point about potential overlap! I had this happen last year and almost claimed the same interest twice. Always check the "through dates" on each 1098 form.

0 coins

Aisha Jackson

β€’

This is such a helpful thread! I'm dealing with a similar situation but with an added complication - my mortgage was sold twice in 2024, so I have 4 different 1098s from 3 different lenders. Based on what everyone has shared, it sounds like I should treat each 1098 period separately for the average balance calculation, then add up all the interest amounts for the total deduction. The key insight about not combining the balances since it's the same underlying debt is really reassuring. One question for anyone who's been through this - did you run into any issues with your tax software flagging the multiple 1098 entries as unusual? I'm worried TurboTax might think something's wrong when I enter 4 separate mortgage interest forms for what's essentially the same property.

0 coins

Caesar Grant

β€’

One thing nobody has mentioned yet is the property tax implications after the gift. Depending on your state, a transfer of property might trigger a reassessment of property taxes. In my state, parent-to-child transfers have certain exclusions, but you need to file the right forms. Also, if your parents are older, you might want to consider the Medicaid look-back period (5 years in most states). If they might need nursing home care within 5 years and want to qualify for Medicaid, this large gift could make them ineligible.

0 coins

Darren Brooks

β€’

That's a really good point I hadn't considered! My parents are in their early 60s and healthy, but you never know. Does anyone know if the property tax reassessment happens if the property stays in the same family? And would putting the house in a trust instead of gifting it directly make any difference for either the Medicaid issue or property taxes?

0 coins

Caesar Grant

β€’

Property tax reassessment rules vary dramatically by state. In California, for example, Prop 19 allows parent-child transfers of primary residences without reassessment under certain conditions, but investment properties will be reassessed. In Texas, there's no reassessment specifically tied to transfers, but properties get reappraised regularly regardless. Regarding trusts, certain irrevocable trusts can help with Medicaid planning, but they must be set up properly and well before the 5-year lookback period. Revocable living trusts generally don't provide Medicaid protection since those assets are still considered available to the grantor. However, trusts can sometimes help with property tax issues depending on state rules. This is definitely something to discuss with both a tax professional and an elder law attorney who understands your specific state's rules.

0 coins

Lena Schultz

β€’

I'm wondering if anyone can explain more about the capital gains implications? If OP's parents gifted the house now with their $650k basis, vs if OP inherited it later at the $1.3 mil stepped-up basis... how would the tax math work out if OP eventually sold it at say $1.5 mil?

0 coins

Gemma Andrews

β€’

If OP receives the house as a gift now with the $650k basis and later sells for $1.5M, they'd pay capital gains tax on $850k profit ($1.5M - $650k). At current rates, that's 15-20% federal capital gains tax plus any state taxes. If OP inherits later with stepped-up basis of $1.3M and sells for $1.5M, they'd only pay capital gains on $200k ($1.5M - $1.3M). That's a huge difference in taxable amount! The deciding factor is often whether the parents need to get the property out of their estate for estate tax purposes, or if capital gains tax minimization is more important.

0 coins

Kai Santiago

β€’

has anyone else had issues with their employer not actually reporting the RSU income correctly on W2? my company put it in box 14 with code RSU but the amounts don't match what vested last year? trying to figure out if its me or them making the mistake...

0 coins

Lim Wong

β€’

Box 14 is informational only - the actual RSU income should already be included in Boxes 1, 3, and 5 (your taxable wages). Box 14 sometimes shows the gross value before tax withholding, while your actual taxable amount might be different due to various adjustments. Check your last December paystub from 2024 - it might show YTD RSU income that you can compare against your W-2 and vesting statements.

0 coins

I went through this exact same situation last year and it was definitely confusing at first! The key thing to remember is that you've already paid taxes on the RSU value when they vested in 2024 - that income was included in your W-2 wages. When you sell in 2025, you only owe taxes on any gain or loss from the vesting date value. So if your RSUs were worth $10,000 when they vested (already taxed), and you sold them for $12,000, you only owe capital gains tax on the $2,000 difference. The tricky part is making sure your cost basis is correct. Your broker might show $0 cost basis on the 1099-B, but your actual cost basis should be the fair market value on the vesting date (which was already included in your 2024 taxable income). You'll need to adjust this on Form 8949 when filing. Most good tax software like TurboTax Premier can walk you through this, but you'll need to have your 2024 pay stubs or W-2 handy to find the correct vesting values. Don't worry - this is a common situation and you definitely won't get flagged for an audit if you report it correctly!

0 coins

Prev1...25072508250925102511...5643Next