Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
Has anyone here used a CPA for their first year filing jointly? Worth the money or overkill? My wife and I are debating whether to DIY or hire someone for our 2024 taxes.
We used a CPA our first year married and then switched to doing it ourselves. The CPA helped us understand how everything worked together, especially since we had some complicated situations (rental property, stock options). Cost us $375 but we learned a ton that we still apply.
Welcome to married filing! As someone who went through this transition a few years ago, I can add a couple practical tips to the great advice already shared: Since you got married in December, make sure you update your emergency contact and beneficiary information at work too - not just your W-4s. Also, consider opening a joint savings account specifically for tax purposes if you don't have one already. We found it helpful to have both our tax refunds/payments go to the same account so we could track our joint tax situation more easily. One thing about the mortgage interest deduction - don't forget you can also deduct property taxes paid in 2024, even if they were escrowed. Since you bought in August, you probably have 4-5 months worth. Combined with your mortgage interest, you might be closer to making itemizing worthwhile than you think. The IRS also has a really helpful online tool called the "Interactive Tax Assistant" that can walk you through scenarios specific to newly married couples. It's free and gives you personalized guidance based on your exact situation.
This is really helpful advice! I hadn't thought about the property taxes being deductible too. We definitely had some escrowed property taxes from August through December. Do you know if there's a minimum threshold for how much your itemized deductions need to be to make it worth it over the standard deduction? And thanks for mentioning the Interactive Tax Assistant - I'll definitely check that out. It sounds like exactly what we need as newbies to all this!
Join the conversation
Wait till you start seeing all the freeze codes and holds... then you'll really need a decoder ring 🤡
fr fr its like trying to read hieroglyphics without the rosetta stone 😭
The IRS really needs to make these things easier to understand for regular people. Like why do we need a PhD in transcript reading just to know when they got our paperwork? 🤔
Its actually ridiculous. Their whole system is stuck in 1985
Totally agree! They could at least add some plain English explanations next to the codes. Would save everyone so much frustration and time spent googling what TC 150 means 😤
Join the conversation
Quick tip that helped me with Backdoor Roth reporting: make sure you're using good tax software that specifically supports Form 8606 and understands backdoor Roth conversions. I tried using a free filing service last year and it completely messed up my 8606 form - didn't properly track my basis and almost caused me to pay taxes twice on the same money!
Which tax software would you recommend for handling Backdoor Roth contributions and Form 8606 correctly? I've been using TurboTax but wondering if there's something better.
Great question about the Backdoor Roth timing! I went through this exact same confusion last year. Just to reinforce what others have said - you're absolutely correct that the Form 8606 for your non-deductible contribution goes on your 2024 tax return (the year you made the contribution), while the conversion gets reported on your 2025 return. One thing I learned the hard way: keep meticulous records of everything. I created a simple spreadsheet tracking contribution dates, amounts, conversion dates, and which tax year each gets reported on. This became invaluable when I had to reference my basis for subsequent conversions. Regarding the step transaction concern - I was worried about the same thing initially, but my CPA explained that the IRS has essentially accepted the Backdoor Roth through years of practice. There's no official waiting period required, and many people convert immediately without issues. The key is just making sure you're following the proper reporting procedures on the correct tax returns. Also, double-check that you don't have any other traditional IRA funds that would trigger the pro-rata rule - that's often the biggest gotcha that trips people up with Backdoor Roth conversions.
This is really helpful advice, especially about keeping detailed records! I'm just starting to learn about Backdoor Roth conversions and the timing requirements seem so confusing at first. Quick question - when you mention checking for other traditional IRA funds that could trigger the pro-rata rule, does this include old 401(k) money that I rolled into a traditional IRA years ago? I have about $15,000 sitting in a traditional IRA from an old employer's 401(k) rollover, and I'm wondering if this would complicate my first Backdoor Roth attempt. Also, do you happen to know if there's a deadline for when I need to complete the conversion after making the non-deductible contribution? Or can I take my time as long as I report everything on the correct tax years?
Yes, that $15,000 from your old 401(k) rollover would absolutely trigger the pro-rata rule and complicate your Backdoor Roth conversion. Since it's pre-tax money sitting in a traditional IRA, the IRS will treat all your IRA funds as one big pool when calculating the taxable portion of your conversion. In your case, if you contribute $6,500 non-deductible and then convert $6,500, only about 30% of that conversion would be tax-free (roughly $6,500 ÷ $21,500 total IRA balance). The other 70% would be taxable income. As for timing, there's no required deadline for completing the conversion after making the contribution. You could contribute in January and convert in December of the same year, or even wait until the following year. The key is just making sure you report each transaction on the correct tax return based on when it occurred. However, if you want to avoid the pro-rata issue, consider rolling that $15,000 into your current employer's 401(k) before doing any conversions (assuming your plan allows incoming rollovers). This would clear out your traditional IRA and make the Backdoor Roth much cleaner.
Join the conversation
Just want to add some clarity here since I see some conflicting info in the thread. The IRS uses these transaction codes consistently: - Code 01 = Single - Code 02 = Married Filing Jointly - Code 03 = Married Filing Separately - Code 04 = Head of Household - Code 05 = Qualifying Widow(er) @Ava Martinez - If your 2022 and 2021 returns show code 05, you were filing as Qualifying Widow(er), not Head of Household. This status is available for up to 2 years after your spouse's death (if you have a qualifying dependent). If you got divorced rather than widowed, you may have filed incorrectly in those years. I'd recommend reviewing your actual tax returns to confirm what filing status you used, as this could impact your tax liability for those years. The change to code 01 (Single) for 2023 makes sense post-divorce, but definitely double-check those earlier returns to make sure you used the right status.
This is really helpful clarification! I'm new to understanding these codes and this breakdown makes so much sense. @Ava Martinez - LunarLegend raises a really important point about the difference between Qualifying Widow er(and) Head of Household status. If you were divorced rather than widowed, using code 05 Qualifying (Widow er(in)) previous years could definitely be an issue. You might want to pull your actual tax returns from those years to see exactly what filing status you claimed, not just what the transcript shows. If there s'a mismatch, you may need to file amended returns. Have you been able to check your original 1040 forms from 2021 and 2022 yet?
This thread has great info! Just wanted to add that if you're unsure about your previous filing status, you can request copies of your actual tax returns (not just transcripts) using Form 4506. The transcripts show the codes the IRS processed, but your original returns will show exactly what filing status you selected when you filed. This is especially important given the questions about whether you filed as Qualifying Widow(er) vs Head of Household in those earlier years. The return copies cost $43 each but might be worth it for peace of mind, especially if you're concerned about potential filing errors that could trigger penalties or interest.
Great point about Form 4506! Just wanted to add that you can also get free copies of your return transcripts (which show most of the same info as your original return) using Form 4506-T instead - no cost but takes longer to process. Also, if you filed electronically, your tax software should have copies stored that you can access. @Ava Martinez - given the confusion about codes 04 vs 05, I d'definitely recommend checking your actual returns first before paying for copies. If your divorce was recent and you were filing correctly as Head of Household code (04 but) the transcript shows 05, there might be a processing error on the IRS side that needs to be addressed.
Ravi Malhotra
jst wait til u start checking transcripts... welcome to the obsession fam 💀
0 coins
Freya Christensen
•transcript gang rise up! 😤
0 coins
Vanessa Figueroa
Don't stress! It's totally normal for WMR to lag behind after acceptance - I've seen it take anywhere from 24 hours to a full week sometimes. The system gets overloaded during peak season. If you want more detailed tracking than what WMR provides, you could always check your tax transcripts directly through the IRS website or try one of those transcript analysis tools people mentioned above. But honestly, if you got the acceptance email, you're good to go - just gotta wait for the system to catch up!
0 coins