I tracked my refund exactly through this process last month. IRS issued my refund on March 3rd at 12:01am (according to my transcript). SBTPG received it on March 4th at 9:42am. They processed it and sent it to my bank by 4:15pm that same day. My bank posted the funds at 2:27am on March 6th. So exactly 3 days, 2 hours and 26 minutes from IRS issuance to money in my account. SBTPG took $39.95 for the refund transfer fee plus my preparation fees of $219. The rest came through without issues.

Thanks for all the detailed responses everyone! This really helps clarify the process. So just to make sure I understand - when WMR shows "refund issued" that means it's going to SBTPG first, not directly to my bank account. Then I should expect an additional 2-4 business days for SBTPG to process and transfer to my actual bank. I'll check my tax preparer's website to see if they have an SBTPG tracking option like some of you mentioned. Really appreciate the step-by-step breakdown and the real timeline examples!

Don't stress too much about this - it's more straightforward than it seems! I've been doing multiple W-2s plus gig work for years now. Your W-2 jobs get combined automatically when you file - all that income goes on the same lines of your 1040, so you don't need to worry about treating them separately. For your gig work, you're absolutely right to combine the DoorDash and Instacart miles since you were running both simultaneously. The IRS doesn't require you to split miles between similar delivery services - just make sure you have good records showing the total business miles driven. Your 6,800 miles should give you about a $4,216 deduction at 62 cents per mile. One tip: keep your delivery work (DoorDash + Instacart) on one Schedule C and put the umpiring on a separate Schedule C since it's a completely different type of business activity. Also, start setting aside about 25-30% of your 1099 income for taxes throughout 2025 - you'll likely need to make quarterly estimated payments to avoid penalties since there's no withholding on that income. You've got this! The fact that you tracked your miles puts you ahead of most gig workers.

Just wanted to chime in as someone who went through this exact same situation last year! Had 3 W-2s plus Uber Eats and some freelance writing work. The stress was real, but it turned out way simpler than I thought. One thing I didn't see mentioned - make sure you're also tracking other business expenses beyond just mileage. Things like car washes (if you wash your car more frequently because of delivery work), phone accessories like car mounts or chargers, insulated delivery bags, etc. These smaller deductions add up! Also, for your umpiring work, don't forget you can deduct things like uniform costs, equipment, and travel expenses to games. Since it's on a separate Schedule C from your delivery work, you want to make sure you're capturing all the relevant expenses for that business too. The good news is once you get through this year's filing, you'll have a template for how to handle it going forward. Keep better records starting now for 2025 and it'll be much less stressful next year!

omg i had the literally same issue last year!!! first place said i owed $1800 and second place said i was getting back $4700. turns out first place forgot to enter my student loan interest and child tax credit, and second place was claiming some shady home office deduction i didnt qualify for. ended up using taxr.ai after seeing it reccomended here and it showed me exactly how to file correctly. got a legit $2300 refund without any sketchy stuff.

This is exactly why I always recommend getting at least two opinions when dealing with taxes! A $9,000 difference is absolutely massive and indicates someone is making serious errors. Here are some red flags to watch for: • Check if both preparers are looking at the same documents - sometimes one misses a W-2 or 1099 • Ask for itemized breakdowns of deductions and credits claimed • Be wary of anyone promising huge refunds without clear explanations • The preparer offering the big refund might be claiming credits you don't qualify for (EITC, education credits, etc.) I'd strongly suggest getting a third opinion from a CPA or EA (Enrolled Agent) who can explain their work step by step. Don't just go with whoever promises more money - incorrect filings can trigger audits and you'll end up owing penalties and interest later. Better to be conservative and accurate than to deal with IRS headaches down the road!

will the irs come after me if i dont report my lyft income? its only like $400 and they dont even know about it since theres no 1099 right?

I went through this exact same situation last year! You're right to be concerned about reporting everything properly. Even though Lyft won't send you a 1099 for that $480, you absolutely need to report it along with your Uber income. The good news is it's actually pretty straightforward - just log into your Lyft driver account and download your annual earnings summary. They provide this even when they don't send a 1099. You'll report both income sources on a single Schedule C under something like "Rideshare Services" as your business activity. Also, don't forget to track your vehicle expenses! Since you're doing this across two platforms, your mileage deduction could easily offset a big chunk of that income. I wish someone had told me that my first year - I left hundreds on the table by not tracking my business miles properly.

lmao everyone in here trying to decode these transcripts like we're solving a mystery. just use taxr.ai and save yourself the headache

Code 0602 is actually pretty common - it just means your return is in the processing queue. I've seen it take anywhere from 1-6 weeks depending on how backed up they are. If you e-filed and it's been more than 21 days, that's when I'd start getting concerned. Keep checking for updates every Friday since that's when they typically update transcripts.