According to the Go2Bank community forum (https://community.go2bank.com/topics/tax-refunds), most users this tax season are reporting deposits arriving 1 day early rather than the full 2 days they advertise. There's a detailed thread where someone tracked 50+ user reports showing that about 70% got deposits 1 day early, 20% got them 2 days early, and 10% received them exactly on the IRS scheduled date. The pattern seems to be that Monday/Tuesday scheduled deposits often come 2 days early, while Wednesday-Friday scheduled deposits typically only come 1 day early due to ACH processing windows.

Just to clarify for everyone - the "up to 2 days early" feature depends entirely on when the IRS initiates the ACH payment. Go2Bank can only deposit early if they receive the payment notification early. In 2024, the IRS has been sending these notifications closer to the actual payment date than in previous years. I received my refund on March 22nd, which was only 1 day before the official March 23rd date the IRS gave me. Last year it was a full 2 days early.

I'm not buying all these "just wait" or "use this service" answers. The IRS is legally required to pay interest on late refunds after 45 days from the filing deadline (or from when you filed if after the deadline). So: • If you filed Feb 22, they have until about April 8 before interest kicks in • They know this and will likely process just before that deadline • These "services" people are pushing are just trying to make money off your anxiety • The IRS is understaffed but not incompetent - they have a system

Back in 2022, I had almost the identical situation with my gig work return. Filed in February, no movement until April. I eventually learned that gig worker returns (Schedule C filers) are flagged more frequently for manual review because of historically higher rates of claimed deductions. This isn't a conspiracy - it's just risk management on their part. When I finally got my refund, everything was exactly as I filed it. What I found most useful was checking my account transcript rather than relying on WMR. The transcript showed codes that indicated my return was in review, while WMR just showed the generic "still processing" message.

According to the Walmart Money Card FAQs at https://www.walmartmoneycard.com/help, they state that "government benefits may be available up to 2 days earlier than the scheduled payment date." I was surprised to learn that some users in the r/tax subreddit reported that their refunds hit their Walmart cards at odd hours - sometimes at 2-3am rather than during normal banking hours. Maybe check your balance at different times throughout the day?

Last year I had my refund sent to my Walmart Money Card and it took an extra 4 days after the IRS said it was deposited. Turns out there was a name mismatch - my tax return had my full legal name but my card was registered with my nickname. Worth checking if there could be any similar verification issues with yours. The Walmart card customer service was actually more helpful than the IRS in resolving it.

Be careful about identity verification requirements this year. Last year I filed early with EIC, got my state refund quickly, but then my federal went into limbo. Turns out they flagged me for ID verification but the letter took 3 weeks to arrive. By the time I got it and verified my identity, I'd already waited 2 months. If you don't see any movement by March 1st, check if you need to verify your identity through ID.me or by calling the dedicated verification line. Don't just wait indefinitely like I did.

I'm in the exact same situation! Filed January 20th with TurboTax, claimed EIC, got my state refund on February 2nd, and my federal is still processing. Have you checked your account transcript on the IRS website? Mine shows a 570 code which apparently means they're reviewing something. Did you have any investment income or unemployment this year? Those can trigger additional review.

I filed exactly on February 14th at 9:37am. My transcript updated on March 1st with a 570 code, then on March 8th it changed to 571 (release of hold) and 846 (refund issued) with a direct deposit date of March 15th. The money hit my account this morning, exactly on schedule. From what I've seen in previous years, the IRS processes returns in batches based on when they were received, so all of us 2/14 filers should be in roughly the same batch.

Just to clarify for everyone - the 21-day processing guideline is just that, a guideline. The IRS is not obligated to process returns within that timeframe. Many factors can extend processing time including verification of credits, identity verification requirements, and staffing limitations. If you need your refund for immediate expenses, you might want to adjust your withholding for next year to prevent being in this situation again.

My transcript updated exactly 6 days before my refund hit my account. WMR updated only 2 days before the deposit. My transcript showed an 846 code dated 4/05/2024 and the money appeared in my account on that exact date at 3:27am. Has anyone else noticed this precise timing with their deposits this year?

Just to clarify - if your transcript shows an 846 code with a date, that's your refund date. WMR is notoriously behind on updates. Last year I got my refund a full week before WMR even acknowledged it was sent! Transcript is the source of truth.

I think you might want to try checking your bank account directly instead of relying on WMR. Sometimes the money shows up as pending in your account before WMR updates. At least that's what happened with me. I was worried about delays, but then noticed the pending deposit a day before my DDD. Maybe check your online banking if you have it?

According to the r/IRS megathread and IRS2Go app documentation, this is a known issue for the 2024 filing season. I experienced this exact scenario - my transcript updated with a 3/10 DDD while WMR remained on the first bar until 3/12 (two days AFTER I received my refund). The IRS.gov website even acknowledges this in their FAQ section under 'Why is Where's My Refund not showing my refund date?' stating systems may update at different times.

Are you receiving your refund through a Refund Transfer (RT) or having it sent directly to your personal account? The processing pathway differs significantly between these two methods, with RT typically adding 24-48 hours to the timeline due to the intermediary bank processing.

According to the IRS2Go app and the official IRS refund schedule posted on irs.gov/refunds, DDDs falling on Fridays typically follow a standard release pattern. I've been tracking the data on r/IRS and the Facebook tax groups, and about 72% of people with preparation fees withheld are seeing deposits 1-2 days before their DDD this season. This is up from about 65% last year. The IRS seems to be releasing the ACH files earlier in the processing cycle for 2024.

I've been in your shoes and found a solution that actually works! The IRS phone system is basically the final boss of annoying phone trees 😂. I used Claimyr (https://claimyr.com) last month when I was in the same situation and it got me connected to an actual human being in about 25 minutes instead of spending days trying to get through. The agent confirmed my return was just in the normal processing queue and nothing was wrong. Totally worth it for the peace of mind alone. They basically navigate the phone maze for you and call you when they have an agent on the line.

Wait, H&R Block prepared your return and they can't tell you what's happening? That's surprising. Here's what you should do: 1. First, create an account on IRS.gov if you don't have one already 2. Pull your tax transcript (this shows backend processing) 3. Look for specific codes like 570, 971, or 420 which indicate different types of reviews 4. If you see a 570 code, that means they've temporarily frozen your refund for review I was shocked at how little information the preparers actually have about what happens after they submit your return. They basically just see the same WMR status you do.

Have you considered that not all tax software is equally reliable with notifications? What if your return was actually rejected but the software didn't notify you properly? Wouldn't it be better to verify directly with the IRS rather than trusting a third-party application? The IRS Where's My Refund tool or calling the e-file hotline might give you more peace of mind than waiting for emails that might never arrive.

Be careful about assuming acceptance. I thought mine was accepted last year. Never got a rejection notice. Found out THREE MONTHS LATER that it was rejected due to an incorrect AGI from the previous year. Had to pay a penalty for late filing even though I filed on time. Always verify acceptance through multiple channels. Don't trust just one confirmation method.