
Ask the community...
Last tax season I helped about 15 people with their PATH Act returns through my community center. From that experience, I can tell you that out of those who filed by February 15th, three received verification letters - one at 3 weeks, one at 4 weeks, and one nearly 6 weeks after filing. The others received their refunds without letters after about 3-5 weeks. The pattern I noticed was that those claiming both EITC and ACTC seemed more likely to get verification requests than those claiming just one credit.
Have you tried calling the IRS directly to ask about your specific return status? Sometimes they can see if there's an issue that hasn't generated a letter yet, or if you're simply in normal processing. Just be prepared with your filing date, SSN, and exact refund amount when you call.
Is anyone else noticing that MFS returns are taking forever this year? I filed February 28th and still nothing. Why would they process joint returns faster? Don't they realize people filing separately often need their refunds more urgently? Has anyone actually received their MFS refund yet?
The Married Filing Separately processing queue operates on a different timeline than MFJ returns. The IRS Automated Underreporter System allocates additional verification resources to MFS returns with dependents due to the higher incidence of EITC qualification discrepancies. I was surprised to learn that MFS returns with dependents go through up to 3 additional verification steps compared to standard returns!
I'm in a somewhat similar situation with the review notices. May I ask if your WMR tool shows one bar, or does it have a specific message? Also, did your transcript update at all after the PATH hold was lifted? I'm trying to understand if there's a pattern to how quickly refunds come after these holds are removed.
I just went through this exact scenario! Filed Jan 22, PATH Act hold, then review letters but no verification needed. My 570/971 codes were about a week apart like yours. Once my transcript updated with an 846 code (refund issued), I got my direct deposit exactly 5 days later. The key for me was watching for that 846 code to appear - that's when the real countdown begins. Hang in there - you're in the final stretch!
According to the IRS.gov website and several tax forums I've checked, the 570/971 combination appears when there's an issue that needs to be resolved before your refund can be processed. In my case last year, it was because I had entered my employer's EIN incorrectly. The letter arrived about 10 days after the 971 code appeared on my transcript. Once I called and explained it was a typo, they fixed it on their end and released my refund within 2 weeks. You might want to check your return for common errors while waiting for the letter.
OMG these tax codes are insane! Had the same thing happen and freaked out thinking I was being audited. Turns out the IRS just needed to verify my W-2 info bc my employer submitted it late. Got the letter like 2 wks after the 971 showed up. NBD in the end but the stress was real! Why can't they just use normal English instead of these cryptic codes that make everyone panic?
Honestly, the whole "verification" thing is just the IRS's way of delaying refunds. š I've been filing taxes for 15 years and suddenly last year I needed to "verify" my identity? Please. It's a stall tactic. They held my refund for 3 months with this nonsense. The transcript codes are basically hieroglyphics designed to confuse regular people. If your return is taking longer than 21 days, just assume you're getting the runaround and prepare to wait.
Thank you for being honest about this! Everyone acts like this is normal but it's frustrating when you're counting on that money and they keep moving the goalposts.
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I believe the verification process serves a legitimate purpose. Identity theft related to tax filings increased by 40% in recent years. The IRS is attempting to protect taxpayers, though their communication could be clearer. Most verification requests are resolved within 2-3 weeks once completed properly.
Have you considered that the IRS processing happens in stages that aren't always visible to us? Instead of checking WMR constantly, I'd suggest a more strategic approach. What if you set calendar reminders based on your cycle code? For cycle 05, check your transcript every Friday morning, and WMR on Saturdays. This way, you're checking when updates are most likely to happen. And here's another thought - have you tried the IRS2Go app instead of the website? Sometimes it updates slightly faster than the web version of WMR. Wouldn't it be nice to have one less thing to worry about during tax season? Also, Cash App's "5 days early" feature - isn't that just them fronting you the money once the IRS confirms your refund amount? It doesn't actually speed up IRS processing at all.
I used Cash App for the first time last year after years of overpaying with TurboTax, and I was also nervous about tracking everything! Here's what happened for me: I filed on February 10th, saw nothing for about 8 days, then suddenly my transcript updated (I'm cycle 05 too). Three days after that, WMR updated to "Refund Approved" and I got my money in my bank account on February 25th. The funny thing about the Cash App "5 days early" promise - for me it was only 2 days early. They basically front you the money once the IRS confirms they're sending it to Cash App's bank partner. So instead of waiting for the bank processing time, you get it slightly earlier. One tip that helped me - I created an online account at IRS.gov to view my transcript. It updated way before WMR did and gave me much more detailed information about what was happening with my return.
Wait, you can see what's happening with your return on the transcript? I've been filing for years and always just used WMR. What kind of information does the transcript show that WMR doesn't? Is it worth creating an account just for that?
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I just created an IRS account to check my transcript after reading this! It was actually pretty easy to set up. But now I'm confused because there are different types of transcripts - Return Transcript, Account Transcript, Record of Account, and Wage & Income. Which one should I be looking at to track my refund? And what codes should I be looking for?
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Last year when I got audited by my state, they initially showed a review date 14 months in the future, but it actually only took them about 45 days to complete everything. From what I've experienced with state tax departments, their online systems are WAY behind their federal counterparts. The IRS at least has modernized their systems somewhat, but many states are still running on ancient software from the early 2000s. I'd definitely call them - just be prepared to wait on hold for a very long time.
This is a known issue with several state tax processing systems this year. Compared to the federal system, many states have significantly older infrastructure that doesn't handle date calculations properly. In most cases I've analyzed, these extreme future dates are placeholder values that appear when the system flags something but doesn't assign a proper review date. While it's concerning to see, the actual resolution typically happens within 60-90 days, not 19 months. Keep monitoring your status weekly rather than daily to avoid unnecessary stress.
According to Internal Revenue Manual 21.5.6.4.7, the IRS has established procedures for handling prior year return filing compliance issues. When a taxpayer files a delinquent return to resolve a compliance hold, the system should release the hold within 30 days of processing the prior year return. However, due to current processing backlogs as noted in the April 2024 Treasury Inspector General report, this timeline is frequently extended to 45-60 days. I strongly recommend checking your Account transcript weekly rather than daily, as the updates typically occur in weekly batches. If you need this resolved urgently due to financial hardship, you should contact Taxpayer Advocate Service immediately as they can expedite in qualified situations.
The tax community wisdom on this is like weather forecasting - we can give you general patterns but not exact predictions! Think of the IRS like a giant ship turning - once you've filed that missing return, the ship has started to turn, but it takes time to complete the maneuver. Most folks I've helped see resolution in 4-6 weeks, but I've seen some lucky ones get through in 3 weeks and others wait 10+ weeks. The relief when that 846 code finally appears though... it's like finding water after crossing a desert! One tip: if you see a TC290 code appear on your account transcript, that's often a good sign that things are moving in the right direction.
According to Internal Revenue Manual section 21.4.1, the standard processing timeframe for e-filed returns remains 21 days, though expedited processing can occur during non-peak periods. The Transaction Code 846 with associated Direct Deposit Date (DDD) is the definitive indicator of refund issuance, regardless of Where's My Refund tool status. Financial institutions may indeed release funds prior to the official DDD based on their funds availability policies, which could explain the perceived "early" deposits some taxpayers are experiencing.
I might be able to provide some possibly relevant information from my own experience. My return was accepted on 2/12, and I received my deposit yesterday, which was approximately 4-5 days earlier than I had initially anticipated based on previous years. It seems that, at least in some cases, the IRS might be processing certain batches of returns somewhat more efficiently this year. Your results may vary, of course, depending on your specific tax situation and banking institution.
Fernanda Marquez
The IRS is SUCH a mess this year! š” I had the EXACT same situation - PATH hold with a 570 code and NO LETTER. I was pulling my hair out waiting! Finally called after 6 weeks of nothing and guess what? They had a QUESTION about my W-2 that they never bothered to tell me about! Once I confirmed the information, my refund was processed in 4 days. The agent literally told me "yeah, sometimes the letters don't get sent out due to system issues." ARE YOU KIDDING ME?! Don't wait around hoping for a letter that might never come - be proactive and call them!
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Lim Wong
Ugh, this is my nightmare. Did they at least pay you interest for the delay since it was their fault for not sending the letter?
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Noah huntAce420
I'm wondering if this is a widespread issue this year. The IRS made significant changes to their notification systems after the pandemic backlog, and it seems like there are still integration problems between their verification and communication systems.
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Norman Fraser
According to the IRS.gov website under 'Where's My Refund' FAQ section, PATH Act returns are processed differently. The site specifically states: "By law, the IRS cannot issue refunds before mid-February for tax returns that claim the Earned Income Tax Credit or the Additional Child Tax Credit." It doesn't mention any requirement for them to send you a letter during the standard PATH holding period. The 570 code could be part of normal processing or could indicate additional review. Have you checked the Transaction Code section of your transcript for any other codes?
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