Don't forget to check your state return too! If you're amending federal for a missed 1099-R, you might need to amend state as well, even for non-taxable events. Some states require reporting of all 1099-Rs regardless of taxability.

Great question! Just went through this exact process last month with a missed 1099-R for a Roth conversion. You only need to sign the 1040X form - that's the official amendment document. The revised 1040 is just supporting documentation to show what the corrected return looks like. One tip I wish I'd known earlier: make sure to include a brief explanation letter with your amendment explaining that this was a non-taxable Roth rollover that was simply omitted from the original filing. This helps the IRS processor understand the context and can speed up processing. Also double-check that you're reporting the rollover in the correct section of your 1040 - it should go in the IRA distributions section with the taxable portion marked as $0. The IRS gets confused when the reporting doesn't match their records from the 1099-R. Your amendment should be straightforward since there's no tax impact, but getting all the documentation right upfront will save you potential follow-up letters from the IRS.

PSA: If your transcript is blank, make sure you're looking at 2023 and not 2024! I made that mistake lol 😅

I feel your pain! The "RETURN NOT PRESENT" message is terrifying but totally normal this early in tax season. I was in the exact same situation last month - completely blank transcript for almost 3 weeks after filing. The IRS is just super backed up right now. Your return is definitely in their system, it's just sitting in a queue waiting to be processed. I'd check WMR too but don't stress if that's also showing "still processing" - transcripts are usually more reliable once they do update. Hang in there! 💪

For the 2025 filing season, if anyone wants to avoid these issues in the future, file as early as possible! I filed the first week returns were accepted and had my refund in 8 days without ever seeing any weird codes. The longer you wait, the more backlogged the IRS gets, and the more likely you are to see delays even without any problems on your return.

I went through this exact same panic last year! Tax Topic 152 is basically the IRS's way of saying "we're working on it" - it's not a red flag at all. Since you filed through TurboTax 3 weeks ago, you're still well within the normal processing window. The IRS has been pretty backed up this season, so even straightforward returns are taking closer to 3-4 weeks instead of the usual 21 days. I'd only start getting concerned if you hit the 6-week mark without any status updates. Keep checking "Where's My Refund" every few days, but try not to obsess over it (easier said than done, I know!). The good news is that Tax Topic 152 almost always means your refund is coming - it's just a matter of when, not if.

Just wanted to add that even though the 1095-C codes can be confusing, it's still important to keep the form for your records. While the IRS does receive this information directly from employers, having your own copy helps if there are any discrepancies later. For your specific situation with codes 1E and 2F, those indicate you were offered qualifying coverage that met ACA requirements. But as others have mentioned, you'll want to verify you actually enrolled by checking your pay stubs for premium deductions or contacting your insurance carrier. One thing I learned the hard way - if you had coverage through your employer for the full year, you generally don't need to do anything special on your tax return regarding health insurance. The individual mandate penalty was eliminated for 2019 and beyond, so there's no penalty for not having coverage. The main time you'd need to actively report health insurance info is if you're claiming premium tax credits for marketplace coverage, which wouldn't apply to employer-sponsored plans.

That's exactly right, Miguel! Since the individual mandate penalty was eliminated starting in 2019, you don't need to actively prove your health insurance coverage on your tax return just to avoid a penalty. The 1095-C is primarily for IRS record-keeping and to show that your employer offered qualifying coverage. With codes 1E and 2F, it sounds like you were offered comprehensive, affordable coverage through your employer. As long as you actually enrolled (which you can verify through pay stub deductions or by contacting your insurance provider), you had qualifying health coverage for the year. The only time you'd really need to get into the weeds with health insurance reporting on your tax return is if you purchased coverage through a marketplace and received advance premium tax credits, or if you're claiming other specific health-related tax credits. For standard employer-sponsored coverage, you can generally just keep the 1095-C for your records and file your taxes normally. It's understandable that all these codes are confusing - the health insurance reporting requirements were much more complex when there was still a penalty for not having coverage. Now it's mostly just administrative record-keeping between employers and the IRS.

I had the exact same "Action Required" message show up on my 2024 transcript last week! Really freaked me out at first because of that exclamation mark, but after doing some research and talking to a tax pro friend, it seems like this is just their new way of saying "we're processing your return and might need to verify some stuff." From what I understand, the IRS is being extra cautious this year with identity verification and certain credits (like EITC, CTC, etc.). The 714 timestamp you mentioned is pretty standard - that's usually when their system updates overnight. I'm in week 2 of waiting and haven't received any mail notice yet. My "Where's My Refund" tool still just says "being processed" but at least the transcript shows they received it. Trying not to stress about it since everyone here seems to say it usually works out fine. @Bruno that's solid advice about checking mail daily - definitely don't want to miss an actual notice if one comes!

I got the same exact message on my 2024 transcript! The "Action Required" wording definitely caught me off guard too, but after reading through all these responses I'm feeling a lot more confident that it's just standard processing stuff. What's helping me stay calm is remembering that if they actually NEEDED something from me right now, they would have been way more specific about what to do. The fact that the message basically says "we'll contact you IF we need something" tells me they're still working through their review process. I filed about 10 days ago and have been obsessively checking my transcript daily (probably not helping my stress levels lol). But seeing that other people are in the same boat and that some folks from last year never even got a follow-up notice is reassuring. Going to try to stop checking every day and just focus on watching my mail for the next few weeks. Thanks everyone for sharing your experiences - this community is such a lifesaver during tax season! 🙏