Quick question - does anyone know if UNITED STATES NATURAL GAS FUND LP reports to the Swiss tax authorities through any automatic exchange programs? I'm wondering if the IRS shares this K-1 information with Switzerland automatically or if it's only reported if I file something with the IRS?

I went through this exact same situation last year with UNITED STATES NATURAL GAS FUND LP as a non-US resident! For such a small investment ($144), you're likely looking at more hassle than it's worth, but you do technically have reporting obligations. The key thing to understand is that even though you sold quickly and made no profit, the K-1 reports your share of the partnership's activities for the entire tax year, not just your holding period. This could include income, expenses, and other tax items that flow through to partners. As a Swiss resident, you'll want to look into whether you qualify for any exemptions under the US-Switzerland tax treaty. The treaty has provisions that might reduce or eliminate your US tax obligations, especially for small amounts. You might need to file Form 8833 to claim treaty benefits even if you don't owe any tax. My advice: Don't ignore it completely, but consider the practical cost-benefit. A tax professional consultation might cost more than your entire investment, but at least get some basic guidance on whether you can safely avoid filing or need to do minimal reporting. And definitely avoid these partnership investments in the future if you want to keep things simple!

I'm going through the exact same thing! My transcript shows DDD for today with Chime and I've been refreshing my app every few minutes since 6am with absolutely nothing. This is my first time using Chime for my tax refund and I was starting to panic thinking I entered my routing/account number wrong or something. Reading through all these comments is honestly such a huge relief - I had no idea that Chime processes IRS deposits in batches throughout the day rather than all at once in the morning. It's so reassuring to see that @Olivia Kay and @Jibriel Kohn both got theirs later today and that this seems to be completely normal during tax season. I really needed this money for rent that's due Monday, so the anxiety has been real! Going to try my best to stop obsessively checking and wait until this evening. Thank you everyone for sharing your experiences - it really helps to know we're all in this together and that the delay doesn't mean something went wrong!

Same situation here! My transcript shows DDD for today with Chime and I've been checking constantly since this morning - absolutely nothing yet. This is my first year using Chime for my refund and I was getting really worried something went wrong. Reading through all these comments is incredibly reassuring though! It sounds like Chime really does process IRS deposits throughout the day in batches rather than all at once. Super helpful to see that @Olivia Kay and @Jibriel Kohn both got theirs later today - gives me hope that mine will hit by tonight. I had no idea this was normal for tax season. The waiting is brutal when you're counting on that money, but at least now I know it's just how their system works. Going to try to be patient and check back around 6pm instead of refreshing every 10 minutes!

Has anyone used the "Augusta Rule" (Section 280A) for this kind of situation? I read somewhere that you can rent your ENTIRE primary residence for up to 14 days per year and pay ZERO tax on that income. Might be a way to get a bit more tax-free $$ if you and your roommates could coordinate a couple of 2-week vacations.

Just wanted to add something that might help with your record-keeping - make sure you're tracking shared expenses carefully! Since you're living in the house too, you can only deduct the portion of expenses that relate to the rental areas your roommates use. For utilities like electricity, gas, water, and internet that benefit the whole house, you'll need to allocate based on the percentage of space being rented. But for expenses that are exclusively for the rental portions (like if you paint a roommate's bedroom), you can deduct 100% of those costs. Also, keep receipts for EVERYTHING - even small repairs and maintenance. I learned the hard way that the IRS wants documentation for all deductions. A simple spreadsheet tracking monthly rental income and categorizing expenses will save you tons of headaches at tax time. Good luck with your first year as an accidental landlord!

PayUSATax was actually sued in a class action a few years back for similar issues. Search for "PayUSATax processing fees lawsuit" and you'll find the details. Might give you some leverage if you mention this when dealing with them. Their customer service improved dramatically after that lawsuit. Also, if all else fails, you can request Currently Not Collectible status from the IRS while the dispute is ongoing to prevent them from taking collection actions against you. It's temporary but gives you breathing room.

I've been dealing with a similar issue with PayUSATax and wanted to share what finally worked for me. Beyond filing the CFPB complaint (which is absolutely essential), I also filed complaints with both the Better Business Bureau and my state's attorney general office. PayUSATax suddenly became much more cooperative once they had multiple regulatory complaints to deal with. They eventually provided me with detailed transaction logs showing exactly where my payment went wrong in their system. One thing that really helped was keeping a detailed spreadsheet of every phone call - date, time, representative name, reference numbers, and what was promised. When I escalated to supervisors, having this timeline made it clear I'd been getting the runaround. Also, if you haven't already, request your complete account transcript from the IRS (not just the online summary). Sometimes payments show up there with different reference numbers or dates that don't match what you're expecting. You can request it by phone or mail - the transcript shows EVERYTHING that's been posted to your account. The whole ordeal took about 3 months to resolve, but I did get my money back plus the IRS waived all penalties once they confirmed the payment processor error. Don't give up - you have more rights in this situation than they want you to know about.

The IRS utilizes a dual-system approach for processing. Your Account Management System (AMS) transcript typically updates on a weekly basis if you're on that cycle, while the Refund Processing System (RPS) operates daily. In many cases, the RPS will initiate your Direct Deposit through the Treasury Department's Bureau of Fiscal Service before your next scheduled AMS transcript update. I'd recommend monitoring both the WMR tool and your financial institution, as either could reflect your refund status change before your transcript updates.

I'm in the exact same boat - gig worker, weekly transcript cycle, and just saw my transcript update today with no DDD yet. Reading through all these responses is actually really reassuring! It sounds like there's a decent chance we could see our deposits before next Friday's transcript update. I'm definitely going to start checking my bank account daily now instead of just obsessing over the transcript. Thanks everyone for sharing your experiences - this community is so helpful during tax season stress!